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Life Insurance Claim Adjuster Jobs (NOW HIRING)

FCCI Insurance Group

E&S Claim Adjuster

Carmel, IN · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Insurance Group

E&S Claim Adjuster

Glen Allen, VA · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Insurance Group

E&S Claim Adjuster

Sarasota, FL · On-site

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Services Inc.

E&S Claim Adjuster

Sarasota, FL · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

Fcci Group

$62K - $96K/yr

FCCI Insurance Group writes property & casualty lines in 20 states and we are rated A (Excellent ... Currently seeking an experienced Senior Work Comp Claim Adjuster to provide quality, cost efficient ...

REINSURANCE ASSOCIATES INC

Be Seen First

Mechanical Claim Adjuster

Fenton, MO · On-site

$19 - $25/hr

Wise F&I is currently seeking full-time Claim Adjusters to support our VSC claims team and our ... Insurance - paid benefits include Health, AD&D, Life and L/T Disability * Voluntary benefits ...

Wise F&I

Mechanical Claim Adjuster

Fenton, MO · On-site

$47K - $61K/yr

We're seeking motivated Mechanical Claims Adjusters to join our growing Vehicle Service Contract ... Insurance - paid benefits include Health, AD&D, Life and L/T Disability * Voluntary benefits ...

FCCI Services Inc.

E&S Claim Adjuster

Richardson, TX · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Services Inc.

E&S Claim Adjuster

Carmel, IN · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Services Inc.

E&S Claim Adjuster

Lawrenceville, GA · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

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Life Insurance Claim Adjuster information

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$19.5K

$74.7K

$110.5K

How much do life insurance claim adjuster jobs pay per year?

As of Sep 10, 2026, the average yearly pay for life insurance claim adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What does a life insurance claim adjuster do?

A Life Insurance Claim Adjuster is responsible for evaluating and processing claims made on life insurance policies after a policyholder passes away. They review submitted documents, investigate the circumstances of the claim, and verify beneficiaries to ensure the claim is valid. The adjuster communicates with beneficiaries, medical professionals, and legal representatives as needed, and ultimately determines the payout amount in accordance with the policy terms. Their work ensures that claims are handled fairly, efficiently, and in compliance with company and legal guidelines.

What are the key skills and qualifications needed to thrive as a life insurance claim adjuster?

To thrive as a Life Insurance Claim Adjuster, you need strong analytical skills, attention to detail, and a background in insurance or a related field, often supported by a bachelor's degree or relevant certifications. Familiarity with claims management software, policy databases, and regulatory compliance systems is typically required. Excellent communication, negotiation, and empathy are vital soft skills for interacting with claimants during sensitive situations. These skills ensure accurate claim assessments, regulatory compliance, and compassionate customer service during critical times.

What are some common challenges faced by life insurance claim adjusters when evaluating claims?

Life Insurance Claim Adjusters often encounter challenges such as verifying the legitimacy of claims, interpreting complex policy language, and managing sensitive conversations with beneficiaries during emotionally difficult times. They must carefully review documentation, coordinate with medical professionals or legal experts, and ensure compliance with regulatory requirements. Balancing the need for thorough investigation with empathy and timely resolution is essential for success in this role.

What is the difference between Life Insurance Claim Adjuster vs Property Insurance Adjuster?

AspectLife Insurance Claim AdjusterProperty Insurance Adjuster
CredentialsLicenses in insurance claims, sometimes certifications like CPCULicenses in property insurance, certifications like AIC or CPCU
Work EnvironmentOffice settings, remote work, or field visits to policyholders' homesField inspections, adjusting claims on-site after damages
Employer & IndustryInsurance companies, focusing on life policiesInsurance companies, focusing on property and casualty claims

While both roles involve assessing insurance claims, a Life Insurance Claim Adjuster specializes in evaluating life insurance policies after a claim, whereas a Property Insurance Adjuster handles claims related to property damages. The skills, credentials, and work environments overlap but focus on different types of insurance policies.

How much do life insurance claim adjusters make?

Life insurance claim adjusters typically earn a median annual salary of around $60,000 to $70,000, with experienced professionals and those in higher-paying regions earning over $80,000. Salaries can vary based on experience, location, and the complexity of claims handled, and many adjusters work full-time with opportunities for overtime.

Is it worth becoming a life insurance claim adjuster?

A life insurance claim adjuster evaluates claims to determine payout validity, requiring skills in investigation, communication, and knowledge of insurance policies. The role offers steady employment, potential for advancement, and typically requires licensing or certification, with work often performed in an office or remote setting. Whether it is worth pursuing depends on personal interest in insurance and claims processing, as well as job market demand in the area.
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What are popular job titles related to Life Insurance Claim Adjuster jobs?

For Life Insurance Claim Adjuster jobs, the most frequently searched job titles are:

Infographic showing various Life Insurance Claim Adjuster job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.

E&S Claim Adjuster

Carmel, IN • On-site, Remote

FCCI Insurance Group
Insurance Services • 501 - 1,000 employees
Learn more about FCCI Insurance Groupexternal

$91K - $140K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 6 days ago

Job description

For over 65 years, FCCI has been a place that puts people and relationships first. Here we work to build an environment where everyone is welcome and belongs. That feeling of belonging starts deep within each of us and is demonstrated through our actions as we focus on the journey we take together by being authentic and empathetic. 

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and Surplus Lines claims that require expertise in areas such as coverage, analysis, jurisdictional and diversity issues, litigation management, and expense exposures.

What you will do:

  • Investigate assigned E&S lines claims, including initial investigation, coverage evaluation, settlement negotiation, and reserve setting within authority limits and company best practices.
  • Develop litigation/file disposition strategies and direct defense counsel on litigated files.
  • Provide comprehensive and timely reporting on claim status to claims management, policyholders, and independent agents.
  • Recognize exposures, apply reserving philosophy, and escalate to management when necessary.
  • Conduct field work such as meetings, inspections, damage assessments, and evidence documentation.
  • Attend mediations and manage claims effectively to closure, coordinating with independent adjusters and vendors.

Approximately 20% travel for mediations and trials may be required.

This role is hybrid at our Sarasota FL, office or one of our regional/field locations (Lawrenceville, GA; Lake Mary, FL; Carmel, IN; Richmond, VA and Richardson, TX) or can be remote within FCCI territory.

In exchange for your talents, FCCI offers competitive salaries and an excellent benefits package which includes:

  • Flexible Work Environment
  • Paid Family Leave
  • Competitive PTO & Holidays
  • Recognition & Bonus Programs
  • Medical, Vision, Dental & Life Insurance
  • Employee Referral Bonus
  • Paid Volunteer Time
  • 401(k) Match & Profit-Sharing

The salary range for this position is $91,389-$140,737 annually. This salary range is an estimate and the actual salary will vary based on applicant’s education, experience, knowledge, skills, and abilities. 

We are an Equal Employment Opportunity employer. Applicants and employees are considered for positions and are evaluated without regard to mental or physical disability, race, color, religion, gender, national origin, age, genetic information, military or veteran status, sexual orientation, marital status or any other protected Federal, State/Province or Local status unrelated to the performance of the work involved.

Please apply via our website at www.fcci-group.com.     

Drug Free Workplace (*Pre-employment drug screen is conducted for all positions)

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