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Life Insurance Claim Adjuster Jobs (NOW HIRING)

Chubb

Claim Adjuster

Chicago, IL

The Claims Adjuster is responsible for contacting claimant and /or service providers to request ... insurance, reinsurance, and life insurance to a diverse group of clients. The company is ...

Chubb

Claim Adjuster

Chicago, IL · On-site

The Claims Adjuster is responsible for contacting claimant and /or service providers to request ... Insurance/Claims Experience * Windows based PC Knowledge * Bilingual in Spanish and English a plus ...

Chubb

Claim Adjuster

Chattanooga, TN · On-site

$48K - $67K/yr

The Claims Adjuster is responsible for contacting claimant and /or service providers to request ... insurance, reinsurance, and life insurance to a diverse group of clients. The company is ...

AmTrust Financial Services, Inc.

Claim Adjuster

Dallas, TX · Hybrid

$53K - $67K/yr

The adjuster manages a personal caseload, ensures regulatory compliance, and partners with vendors ... Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible ...

FCCI Insurance Group

E&S Claim Adjuster

Lawrenceville, GA · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Insurance Group

E&S Claim Adjuster

Richardson, TX · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

AmTrust Financial Services, Inc.

Claim Adjuster

Dallas, TX · On-site

$53K - $67K/yr

The adjuster manages a personal caseload, ensures regulatory compliance, and partners with vendors ... Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible ...

FCCI Insurance Group

E&S Claim Adjuster

Lake Mary, FL · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

AmTrust Financial Services, Inc.

Claim Adjuster

Dallas, TX · Hybrid

$53K - $67K/yr

The Renter's Insurance Claims Adjuster investigates, evaluates, and resolves first-party renter ... Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible ...

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Life Insurance Claim Adjuster information

See salary details

$19.5K

$74.7K

$110.5K

How much do life insurance claim adjuster jobs pay per year?

As of Sep 10, 2026, the average yearly pay for life insurance claim adjuster in the United States is $74,680.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What does a life insurance claim adjuster do?

A Life Insurance Claim Adjuster is responsible for evaluating and processing claims made on life insurance policies after a policyholder passes away. They review submitted documents, investigate the circumstances of the claim, and verify beneficiaries to ensure the claim is valid. The adjuster communicates with beneficiaries, medical professionals, and legal representatives as needed, and ultimately determines the payout amount in accordance with the policy terms. Their work ensures that claims are handled fairly, efficiently, and in compliance with company and legal guidelines.

What are the key skills and qualifications needed to thrive as a life insurance claim adjuster?

To thrive as a Life Insurance Claim Adjuster, you need strong analytical skills, attention to detail, and a background in insurance or a related field, often supported by a bachelor's degree or relevant certifications. Familiarity with claims management software, policy databases, and regulatory compliance systems is typically required. Excellent communication, negotiation, and empathy are vital soft skills for interacting with claimants during sensitive situations. These skills ensure accurate claim assessments, regulatory compliance, and compassionate customer service during critical times.

What are some common challenges faced by life insurance claim adjusters when evaluating claims?

Life Insurance Claim Adjusters often encounter challenges such as verifying the legitimacy of claims, interpreting complex policy language, and managing sensitive conversations with beneficiaries during emotionally difficult times. They must carefully review documentation, coordinate with medical professionals or legal experts, and ensure compliance with regulatory requirements. Balancing the need for thorough investigation with empathy and timely resolution is essential for success in this role.

What is the difference between Life Insurance Claim Adjuster vs Property Insurance Adjuster?

AspectLife Insurance Claim AdjusterProperty Insurance Adjuster
CredentialsLicenses in insurance claims, sometimes certifications like CPCULicenses in property insurance, certifications like AIC or CPCU
Work EnvironmentOffice settings, remote work, or field visits to policyholders' homesField inspections, adjusting claims on-site after damages
Employer & IndustryInsurance companies, focusing on life policiesInsurance companies, focusing on property and casualty claims

While both roles involve assessing insurance claims, a Life Insurance Claim Adjuster specializes in evaluating life insurance policies after a claim, whereas a Property Insurance Adjuster handles claims related to property damages. The skills, credentials, and work environments overlap but focus on different types of insurance policies.

How much do life insurance claim adjusters make?

Life insurance claim adjusters typically earn a median annual salary of around $60,000 to $70,000, with experienced professionals and those in higher-paying regions earning over $80,000. Salaries can vary based on experience, location, and the complexity of claims handled, and many adjusters work full-time with opportunities for overtime.

Is it worth becoming a life insurance claim adjuster?

A life insurance claim adjuster evaluates claims to determine payout validity, requiring skills in investigation, communication, and knowledge of insurance policies. The role offers steady employment, potential for advancement, and typically requires licensing or certification, with work often performed in an office or remote setting. Whether it is worth pursuing depends on personal interest in insurance and claims processing, as well as job market demand in the area.
More about Life Insurance Claim Adjuster jobs

What are popular job titles related to Life Insurance Claim Adjuster jobs?

For Life Insurance Claim Adjuster jobs, the most frequently searched job titles are:

Infographic showing various Life Insurance Claim Adjuster job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $74,680 per year, or $35.9 per hour.

Alternative Dispute Resolution (ADR) Claim Adjuster

Lake Mary, FL • On-site

Frontline Homeowners Insurance
Insurance Services • 51 - 200 employees
Learn more about Frontline Homeowners Insuranceexternal

$57K - $74K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 5 days ago

Key responsibilities

  • Review assigned claims promptly and verify facts of loss and pertinent information.

  • Formulate and execute appropriate ADR strategy in compliance with statutory guidelines.

  • Handle the complete claim process, including collecting and reviewing loss facts, analyzing coverage, and issuing payments within authority.

Frontline Insurance rating

9.1

Company rating: 9.1 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

29th of 315 rated insurance

Job description

Alternative Dispute Resolution (ADR) Claim Adjuster

Remote

At Frontline Insurance, we are on a mission to Make Things Better, and our Alternative Dispute Resolution (ADR) Claim Adjuster plays a pivotal role in achieving this vision.  We strive to provide high quality service and proactive solutions to all our customers to ensure that we are making things better for each one.

What makes us different? At Frontline Insurance, our core values – Integrity, Patriotism, Family, and Creativity – are at the heart of everything we do. We’re committed to making a difference and achieving remarkable things together. If you’re looking for a role, as an Alternative Dispute Resolution (ADR) Claim Adjuster, where you can make a meaningful impact and grow your career, your next adventure starts here!

Our Alternative Dispute Resolution (ADR) Claim Adjusters enjoy robust benefits:

  • Remote work schedule!
  • Health & Wellness:  Company-sponsored Medical, Dental, Vision, Life, and Disability Insurance (Short-Term and Long-Term).
  • Financial Security: 401k Retirement Plan with a generous 9% match
  • Work-Life Balance:  Four weeks of PTO and Pet Insurance for your furry family members.

What you can expect as an Alternative Dispute Resolution (ADR) Claim Adjuster:

  • Review assigned claims promptly.
  • Formulate and execute appropriate ADR strategy in compliance with statutory guidelines.
  • Verify facts of loss and pertinent information to analyze and confirm coverage is appropriately applied.
  • Handle the complete claim, including collecting and reviewing all loss related facts, performing an analysis under the terms of the insurance policy to make coverage recommendation and issue payments within applicable authority level.
  • Review and analyze all claim material to determine the facts of loss, the investigation completed and/or needed and position file for appropriate resolution.

What we are looking for as an Alternative Dispute Resolution (ADR) Claim Adjuster:

  • Bachelor’s degree in Business Administration or an industry related field
  • Minimum of 7 years of experience in claim adjusting and/or training in Property and Casualty or equivalent combination of education and experience
  • Minimum of 3 years of experience in the appraisal process
  • Maintain active Florida 5-20 License and obtain licenses in Alabama, North Carolina, South Carolina, Virginia, and Georgia within 30 days of hire


Why work for Frontline Insurance?

At Frontline Insurance, we’re more than just a workplace – we’re a community of innovators, problem solvers, and dedicated professionals committed to our core values: Integrity, Patriotism, Family, and Creativity. We provide a collaborative, inclusive, and growth-oriented work environment where every team member can thrive.

Frontline Insurance is an equal-opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.

What Frontline Insurance employees say

Pay

Hours and flexibility

Workplace

Get the full story on Breakroom

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About Frontline Insurance

Sourced by ZipRecruiter

Frontline Insurance has provided smart, customizable solutions to our customers across the southeast for over 20 years. Homeowners and business owners in Alabama, Florida, Georgia, North Carolina and South Carolina trust Frontline Insurance to protect their most valuable possessions.

Industry

Insurance services

Company size

51 - 200 Employees

Headquarters location

Lake Mary, FL, US

Year founded

1998

Social media

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