Life Insurance Annuity information
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$29.5K - $41.1K
5% of jobs
$41.1K - $52.6K
4% of jobs
$56K is the 25th percentile. Wages below this are outliers.
$52.6K - $64.2K
6% of jobs
$64.2K - $75.7K
6% of jobs
$75.7K - $87.3K
11% of jobs
The median wage is $93K / yr.
$87.3K - $98.8K
7% of jobs
$98.8K - $110.4K
14% of jobs
$118.7K is the 75th percentile. Wages above this are outliers.
$110.4K - $121.9K
11% of jobs
$121.9K - $133.5K
12% of jobs
$133.5K - $145K
11% of jobs
How much do life insurance annuity jobs pay per year?
As of Sep 9, 2026, the average yearly pay for life insurance annuity in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.
A life insurance annuity is a financial product offered by insurance companies that provides a steady stream of income, typically for retirement. You pay either a lump sum or a series of payments, and in return, the insurer gives you regular disbursements either for a set period or for the rest of your life. Annuities can be structured in various ways, such as immediate or deferred, and can offer fixed or variable returns. They are designed to help individuals manage the risk of outliving their savings by ensuring a predictable income. Some annuities also offer death benefits or other features tied to life insurance.
To thrive as a Life Insurance Annuity Specialist, you need a strong understanding of insurance products, financial planning, and state licensing requirements. Familiarity with customer relationship management (CRM) systems, financial analysis tools, and relevant certifications such as a state insurance license or Certified Annuity Specialist (CAS) is highly valuable. Excellent interpersonal skills, ethical judgment, and strong communication abilities set top performers apart in this field. These competencies are crucial for effectively guiding clients, ensuring regulatory compliance, and building lasting trust in financial relationships.
Professionals in the life insurance annuity field often encounter challenges such as keeping up with evolving regulatory requirements, explaining complex products to clients, and managing sensitive financial discussions. To address these, staying current on industry regulations through ongoing education and training is crucial. Additionally, honing communication skills to simplify annuity concepts for clients and working closely with compliance and sales teams can make these challenges more manageable. Building strong relationships with clients and maintaining a thorough understanding of product offerings also contribute to success in this role.
What are popular job titles for Life Insurance Annuity?
Popular job titles for Life Insurance Annuity:
