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Life Insurance Annuity Jobs (NOW HIRING)

Preferred Choice Financial Group, LLC

Preferred Choice Financial Group currently has an opening for enthusiastic, caring and outgoing professionals looking to take their first step in a career as a life insurance and annuity adviser. We ...

Preferred Choice Financial Group, LLC

Preferred Choice Financial Group currently has an opening for enthusiastic, caring and outgoing professionals looking to take their first step in a career as a life insurance and annuity adviser. We ...

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How much do life insurance annuity jobs pay per year?

As of Sep 9, 2026, the average yearly pay for life insurance annuity in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is a life insurance annuity?

A life insurance annuity is a financial product offered by insurance companies that provides a steady stream of income, typically for retirement. You pay either a lump sum or a series of payments, and in return, the insurer gives you regular disbursements either for a set period or for the rest of your life. Annuities can be structured in various ways, such as immediate or deferred, and can offer fixed or variable returns. They are designed to help individuals manage the risk of outliving their savings by ensuring a predictable income. Some annuities also offer death benefits or other features tied to life insurance.

What are the key skills and qualifications needed to thrive as a life insurance annuity specialist, and why are they important?

To thrive as a Life Insurance Annuity Specialist, you need a strong understanding of insurance products, financial planning, and state licensing requirements. Familiarity with customer relationship management (CRM) systems, financial analysis tools, and relevant certifications such as a state insurance license or Certified Annuity Specialist (CAS) is highly valuable. Excellent interpersonal skills, ethical judgment, and strong communication abilities set top performers apart in this field. These competencies are crucial for effectively guiding clients, ensuring regulatory compliance, and building lasting trust in financial relationships.

What are some common challenges faced by professionals working in life insurance annuities, and how can they be addressed?

Professionals in the life insurance annuity field often encounter challenges such as keeping up with evolving regulatory requirements, explaining complex products to clients, and managing sensitive financial discussions. To address these, staying current on industry regulations through ongoing education and training is crucial. Additionally, honing communication skills to simplify annuity concepts for clients and working closely with compliance and sales teams can make these challenges more manageable. Building strong relationships with clients and maintaining a thorough understanding of product offerings also contribute to success in this role.

What are popular job titles for Life Insurance Annuity?

Popular job titles for Life Insurance Annuity:

Life Insurance Annuity jobs near you
Infographic showing various Life Insurance Annuity job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance & Annuity Specialist

North Palm Beach, FL • On-site

Generational Wealth™
See more jobs at Generational Wealth™external

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Posted 3 days ago

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Job description

Company Description Generational Wealth™ is a fiduciary wealth management firm that focuses on delivering highly personalized financial planning rather than standardized, packaged solutions. The firm manages investments in-house through a dedicated investment team to maintain alignment with client goals and risk profiles. Advice is tailored and thoughtful, supported by over 200 years of combined experience across the team. Generational Wealth™ is committed to helping clients Generate, Protect, and Transfer Wealth with clarity and confidence, emphasizing long-term legacy and meaningful outcomes for each client.

Role Description The Life Insurance & Annuity Specialist is a full-time, on-site role based in North Palm Beach, FL. This specialist will design and implement life insurance and annuity strategies that align with clients’ comprehensive financial plans, focusing on wealth protection, income planning, and legacy transfer. Day-to-day responsibilities include analyzing client financial profiles, recommending appropriate insurance and annuity products, preparing proposals and illustrations, and clearly explaining options, benefits, and risks in client meetings. The role involves collaborating closely with financial advisors and the investment team, coordinating applications and underwriting, managing policy and contract servicing, and maintaining accurate documentation in the firm’s CRM and planning systems. The specialist will also stay current on carrier offerings, regulatory changes, and tax considerations related to insurance and annuities, and contribute to internal training and client education materials.

Qualifications

  • Strong expertise in life insurance and annuity solutions, including needs analysis, product selection, and policy design for wealth protection and income planning.
  • Experience with comprehensive financial planning concepts such as retirement income strategies, estate planning basics, tax-aware planning, and risk management.
  • Excellent client-facing skills, including clear communication, active listening, and the ability to translate complex insurance and annuity concepts into accessible guidance.
  • Proficiency with financial planning tools, CRM systems, and standard office software to document recommendations, track workflows, and support compliance.
  • High attention to detail and strong organizational skills to manage applications, underwriting requirements, policy servicing, and regulatory documentation.
  • Demonstrated ability to work collaboratively within a multidisciplinary wealth management team and to align insurance strategies with in-house investment management.
  • Relevant licenses (e.g., state life and health insurance license; Series licenses are a plus depending on responsibilities) and a strong understanding of industry regulations.
  • Preferred education: bachelor’s degree in finance, business, economics, or a related field, or equivalent professional experience in insurance or financial services.
  • Commitment to ethical, fiduciary-minded advice, continuous learning, and delivering a high-quality client experience in a fast-paced, professional environment.

P&C experience a plus.

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