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Life Insurance Annuity Specialist Jobs (NOW HIRING)

Preferred Choice Financial Group, LLC

Preferred Choice Financial Group currently has an opening for enthusiastic, caring and outgoing professionals looking to take their first step in a career as a life insurance and annuity adviser. We ...

Preferred Choice Financial Group, LLC

Preferred Choice Financial Group currently has an opening for enthusiastic, caring and outgoing professionals looking to take their first step in a career as a life insurance and annuity adviser. We ...

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Life Insurance Annuity Specialist information

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$27K

$57.4K

$97.5K

How much do life insurance annuity specialist jobs pay per year?

As of Sep 9, 2026, the average yearly pay for life insurance annuity specialist in the United States is $57,372.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,500.00 and $74,000.00 per year, depending on experience, location, and employer.

What does a life insurance annuity specialist do?

A Life Insurance Annuity Specialist helps clients select and manage annuity products, which are financial contracts that provide regular income, often for retirement. They assess clients' financial needs, explain the features and benefits of different annuity options, and ensure compliance with regulations. Specialists often work for insurance companies or financial advisory firms and play a key role in helping individuals plan for long-term financial security.

What are the key skills and qualifications needed to thrive as a life insurance annuity specialist?

To thrive as a Life Insurance Annuity Specialist, you need a solid understanding of insurance products, financial planning, and relevant state licensing or certifications. Familiarity with CRM software, illustration tools, and quoting systems is typically required. Strong interpersonal skills, active listening, and the ability to explain complex financial concepts clearly make professionals stand out in this role. These skills and qualifications are crucial for building client trust, ensuring regulatory compliance, and effectively matching clients with appropriate annuity solutions.

What are the most common challenges life insurance annuity specialists face when advising clients on annuity products?

One of the main challenges Life Insurance Annuity Specialists encounter is effectively explaining the complexities of various annuity options and their long-term implications to clients who may have limited financial knowledge. Specialists must stay current with regulatory changes and product offerings to provide accurate recommendations. Additionally, building trust with clients and addressing their concerns about risk, returns, and fees requires strong communication skills and empathy. Collaborating closely with underwriters, financial advisors, and customer service teams is also essential to ensure seamless service and compliance.

What cities are hiring for Life Insurance Annuity Specialist jobs?

Cities with the most Life Insurance Annuity Specialist job openings:

What states have the most Life Insurance Annuity Specialist jobs?

States with the most job openings for Life Insurance Annuity Specialist jobs include:

What are popular job titles related to Life Insurance Annuity Specialist jobs?

For Life Insurance Annuity Specialist jobs, the most frequently searched job titles are:

Life Insurance & Annuity Specialist

North Palm Beach, FL • On-site

Generational Wealth™
See more jobs at Generational Wealth™external

Other

Posted 3 days ago

New

Job description

Company Description Generational Wealth™ is a fiduciary wealth management firm that focuses on delivering highly personalized financial planning rather than standardized, packaged solutions. The firm manages investments in-house through a dedicated investment team to maintain alignment with client goals and risk profiles. Advice is tailored and thoughtful, supported by over 200 years of combined experience across the team. Generational Wealth™ is committed to helping clients Generate, Protect, and Transfer Wealth with clarity and confidence, emphasizing long-term legacy and meaningful outcomes for each client.

Role Description The Life Insurance & Annuity Specialist is a full-time, on-site role based in North Palm Beach, FL. This specialist will design and implement life insurance and annuity strategies that align with clients’ comprehensive financial plans, focusing on wealth protection, income planning, and legacy transfer. Day-to-day responsibilities include analyzing client financial profiles, recommending appropriate insurance and annuity products, preparing proposals and illustrations, and clearly explaining options, benefits, and risks in client meetings. The role involves collaborating closely with financial advisors and the investment team, coordinating applications and underwriting, managing policy and contract servicing, and maintaining accurate documentation in the firm’s CRM and planning systems. The specialist will also stay current on carrier offerings, regulatory changes, and tax considerations related to insurance and annuities, and contribute to internal training and client education materials.

Qualifications

  • Strong expertise in life insurance and annuity solutions, including needs analysis, product selection, and policy design for wealth protection and income planning.
  • Experience with comprehensive financial planning concepts such as retirement income strategies, estate planning basics, tax-aware planning, and risk management.
  • Excellent client-facing skills, including clear communication, active listening, and the ability to translate complex insurance and annuity concepts into accessible guidance.
  • Proficiency with financial planning tools, CRM systems, and standard office software to document recommendations, track workflows, and support compliance.
  • High attention to detail and strong organizational skills to manage applications, underwriting requirements, policy servicing, and regulatory documentation.
  • Demonstrated ability to work collaboratively within a multidisciplinary wealth management team and to align insurance strategies with in-house investment management.
  • Relevant licenses (e.g., state life and health insurance license; Series licenses are a plus depending on responsibilities) and a strong understanding of industry regulations.
  • Preferred education: bachelor’s degree in finance, business, economics, or a related field, or equivalent professional experience in insurance or financial services.
  • Commitment to ethical, fiduciary-minded advice, continuous learning, and delivering a high-quality client experience in a fast-paced, professional environment.

P&C experience a plus.

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