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Life Insurance Agent Jobs in Worcester, MA (NOW HIRING)

HealthMarkets, Inc.

Insurance Agent

Woonsocket, RI

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

Purdy Financial Group

Local Insurance Agent

Worcester, MA · On-site +1

$30K - $160K/yr

Meet virtually with families who have requested life insurance coverage * Find the right protection ... Guided mentorship throughout your agent journey * World class culture and leadership development

Pioneer Agency

Insurance Agent

Worcester, MA · Remote

$50K - $75K/yr

We are a fast-growing insurance agency helping individuals and families with life, health, and retirement insurance solutions. We're looking for motivated people who want to build a career in the ...

Promoted2

Remote Insurance Agent

Worcester, MA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Woonsocket, RI · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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Showing results 1-20

All JobsLife Insurance Agent JobsLife Insurance Agent Jobs in Worcester, MA

Life Insurance Agent information

See Worcester, MA salary details

$18K

$88.8K

$144.7K

How much do life insurance agent jobs pay per year?

As of Aug 18, 2026, the average yearly pay for life insurance agent in Worcester, MA is $88,774.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,400.00 and $121,700.00 per year, depending on experience, location, and employer.

What is a life insurance agent?

Life insurance agents are professionals who help individuals and families choose life insurance policies that meet their financial needs and goals. They assess clients’ situations, explain various policy options, and assist in the application process. Life insurance agents may work for a specific insurance company or as independent brokers representing several insurers. Their main goal is to ensure clients are adequately protected and understand the benefits and terms of their chosen coverage.

What are the key skills and qualifications needed to thrive as a life insurance agent, and why are they important?

To thrive as a Life Insurance Agent, you need strong sales abilities, in-depth product knowledge, and a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, along with ongoing education to maintain licensure. Excellent interpersonal skills, active listening, and ethical judgment help agents build trust and long-term relationships with clients. These skills are crucial for understanding client needs, providing tailored coverage solutions, and achieving sales targets in a competitive industry.

What are some common challenges faced by life insurance agents when building a client base, and how can they be overcome?

Life insurance agents often find it challenging to build and maintain a strong client base, especially when starting out. This is typically due to intense competition and the need to establish trust with prospective clients. Successful agents focus on networking, leveraging referrals, and consistently following up with leads to grow their business. Many also utilize digital marketing and social media to reach a wider audience. Ongoing training in sales techniques and product knowledge can further enhance an agent's credibility and effectiveness.

What is the difference between Life Insurance Agent vs Insurance Broker?

AspectLife Insurance AgentInsurance Broker
CredentialsLicensed to sell specific insurance productsLicensed to sell multiple insurance products from various insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers
Search & Comparison IntentLooking to buy or compare life insurance policiesSeeking advice on policies from multiple insurers or comparing options

While both roles involve selling insurance products, a Life Insurance Agent typically works for a single insurer and focuses on selling that company's policies. An Insurance Broker, on the other hand, offers clients a variety of options from multiple insurers, providing broader comparison and advice. Understanding these differences helps you choose the right professional for your insurance needs.

Is it hard to get hired as a life insurance agent?

Getting hired as a life insurance agent typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Employers often look for strong communication skills, sales ability, and sometimes prior experience, but the hiring process can vary depending on the company and market conditions.
More about Life Insurance Agent jobs

What are the most commonly searched types of Life Insurance Agent jobs in Worcester, MA?

The most popular types of Life Insurance Agent jobs in Worcester, MA are:

What are popular job titles related to Life Insurance Agent jobs in Worcester, MA?

For Life Insurance Agent jobs in Worcester, MA, the most frequently searched job titles are:

What job categories do people searching Life Insurance Agent jobs in Worcester, MA look for?

The top searched job categories for Life Insurance Agent jobs in Worcester, MA are:

What cities near Worcester, MA are hiring for Life Insurance Agent jobs?

Cities near Worcester, MA with the most Life Insurance Agent job openings:

Life Insurance Agent jobs near you
Infographic showing various Life Insurance Agent job openings in Worcester, MA as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, and 6% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $88,774 per year, or $42.7 per hour.

Licensed Life Insurance Agent (58507)

AAA Northeast

Marlborough, MA

$21/mo

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 11 days ago

AAA Northeast rating

8.0

Company rating: 8.0 out of 10

Based on 36 frontline employees who took The Breakroom Quiz

165th of 309 rated insurance

Job description

Turn Your Life Insurance Expertise into a Rewarding Career with AAA Northeast

 Help Members Protect Their Future While Building Your Own

Are you a licensed Life Insurance professional who thrives on building relationships and making a difference? At AAA Northeast, you'll have the opportunity to combine your passion for helping others with the earning potential and support of one of the most trusted brands in the industry.

 As a Field Insurance Life Agent, you'll work directly with AAA members and prospective clients, helping them protect their families, prepare for retirement, and achieve financial peace of mind. In return, you'll enjoy excellent income opportunities, a recognizable brand, and the resources needed to grow a successful book of business.

What You'll Do

  • Help AAA members and prospective clients protect their financial future through life insurance and retirement planning solutions.
  • Build and grow your business through referrals, networking, and community involvement.
  • Conduct personalized needs assessments and recommend solutions that align with each client's goals and financial situation.
  • Develop long-term relationships as a trusted advisor, providing ongoing guidance as clients' needs evolve.
  • Manage the insurance process from application through policy delivery and service.
  • Partner with insurance carriers, underwriters, and AAA team members to deliver exceptional client experiences.
  • Identify opportunities to connect members with additional AAA products and services that add value to their lives.

 Why Join AAA Northeast?

  •  Excellent Earning Potential with uncapped commission opportunities
  •  Established AAA Membership Base providing referral and networking opportunities
  •  Trusted Brand Recognition that opens doors and builds credibility
  •  Comprehensive Training and Ongoing Support
  •  Career Growth Opportunities
  • The Ability to Make a Meaningful Impact on Members' Lives Every Day

What You'll Need:

Education

  • High School or GED Required and Bachelor's Degree Business Administration or related field Preferred

Experience

  • Sales experience Required and Insurance Experience Preferred

 Licenses and Certifications

  • Life Insurance License Upon Hire Required
  • Industry designations (CLU, FLMI, etc.) Preferred
  • Failure to be appointed as an Agent for AAA Life will result in job offer being rescinded/employment being terminated.
  • Must complete all required AAA Life onboarding documents and training

Benefits & Compensation 

  • Competitive base hourly rate + unlimited commission 
  • Paid Time Off: 3 weeks vacation, 12 holidays, 8 sick days annually 
  • Health Coverage: Medical, dental, and vision (AAA covers up to 88%) 
  • Retirement: 401(k) with 6% company match 
  • Free AAA membership, insurance discounts, tuition reimbursement, and more 

 Apply today and start your insurance career with AAA Northeast! 

AAA Northeast is proud of our diverse culture, fostered by the many talents, skills, passions, and expertise of our employees. We are an equal opportunity employer. We do not discriminate in recruiting, hiring, or promotion based on race, color, creed or religion, national origin, sex, age, sexual orientation, veteran’s status, gender identity or expression, disability, genetic information, marital status, pregnancy, or membership in any other protected class. We thrive when our team members bring their whole selves to work.

What AAA Northeast employees say

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