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Life Insurance Agent Jobs in Worcester, MA (NOW HIRING)

HMG Careers

Remote Life Insurance Agent

Worcester, MA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HealthMarkets, Inc.

Insurance Agent

Woonsocket, RI

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

New York Life

Insurance Agent

Waltham, MA · On-site

... insurance and investments, then there's no better place to work than New York Life Insurance ... New York Life and its affiliates are dedicated to prudent financial management, high-quality ...

New York Life

Insurance Agent

Waltham, MA · On-site

... insurance and investments, then there's no better place to work than New York Life Insurance ... New York Life and its affiliates are dedicated to prudent financial management, high-quality ...

Purdy Financial Group

Local Insurance Agent

Worcester, MA · On-site +1

$50K - $175K/yr

Meet virtually with families who have requested life insurance coverage * Find the right protection ... Guided mentorship throughout your agent journey * World class culture and leadership development

Pioneer Agency

Insurance Agent

Worcester, MA · Remote

$50K - $75K/yr

We are a fast-growing insurance agency helping individuals and families with life, health, and retirement insurance solutions. We're looking for motivated people who want to build a career in the ...

HMG Careers

Remote Insurance Agent

Worcester, MA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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Showing results 1-20

All JobsLife Insurance Agent JobsLife Insurance Agent Jobs in Worcester, MA

Life Insurance Agent information

See Worcester, MA salary details

$18K

$88.8K

$144.7K

How much do life insurance agent jobs pay per year?

As of Aug 7, 2026, the average yearly pay for life insurance agent in Worcester, MA is $88,774.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,400.00 and $121,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a life insurance agent, and why are they important?

To thrive as a Life Insurance Agent, you need strong sales abilities, in-depth product knowledge, and a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, along with ongoing education to maintain licensure. Excellent interpersonal skills, active listening, and ethical judgment help agents build trust and long-term relationships with clients. These skills are crucial for understanding client needs, providing tailored coverage solutions, and achieving sales targets in a competitive industry.

What is a life insurance agent?

Life insurance agents are professionals who help individuals and families choose life insurance policies that meet their financial needs and goals. They assess clients’ situations, explain various policy options, and assist in the application process. Life insurance agents may work for a specific insurance company or as independent brokers representing several insurers. Their main goal is to ensure clients are adequately protected and understand the benefits and terms of their chosen coverage.

Is it hard to get hired as a life insurance agent?

Getting hired as a life insurance agent typically requires obtaining a state license, which involves passing a licensing exam and completing pre-licensing education. Employers often look for strong communication skills, sales experience, and the ability to build client relationships, but the hiring process can vary depending on the company and market conditions.

What are some common challenges faced by life insurance agents when building a client base, and how can they be overcome?

Life insurance agents often find it challenging to build and maintain a strong client base, especially when starting out. This is typically due to intense competition and the need to establish trust with prospective clients. Successful agents focus on networking, leveraging referrals, and consistently following up with leads to grow their business. Many also utilize digital marketing and social media to reach a wider audience. Ongoing training in sales techniques and product knowledge can further enhance an agent's credibility and effectiveness.

What is the difference between Life Insurance Agent vs Insurance Broker?

AspectLife Insurance AgentInsurance Broker
CredentialsLicensed to sell specific insurance productsLicensed to sell multiple insurance products from various insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers
Search & Comparison IntentLooking to buy or compare life insurance policiesSeeking advice on policies from multiple insurers or comparing options

While both roles involve selling insurance products, a Life Insurance Agent typically works for a single insurer and focuses on selling that company's policies. An Insurance Broker, on the other hand, offers clients a variety of options from multiple insurers, providing broader comparison and advice. Understanding these differences helps you choose the right professional for your insurance needs.

More about Life Insurance Agent jobs
What are the most commonly searched types of Life Insurance Agent jobs in Worcester, MA? The most popular types of Life Insurance Agent jobs in Worcester, MA are:
What are popular job titles related to Life Insurance Agent jobs in Worcester, MA? For Life Insurance Agent jobs in Worcester, MA, the most frequently searched job titles are:
What job categories do people searching Life Insurance Agent jobs in Worcester, MA look for? The top searched job categories for Life Insurance Agent jobs in Worcester, MA are:
What cities near Worcester, MA are hiring for Life Insurance Agent jobs? Cities near Worcester, MA with the most Life Insurance Agent job openings:
Life Insurance Agent jobs near you
Infographic showing various Life Insurance Agent job openings in Worcester, MA as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, and 6% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $88,774 per year, or $42.7 per hour.

Independent Licensed Life Insurance Agent- Remote

Group Financier Signature

Worcester, MA • On-site

Other

Medical, Life

Posted 7 days ago

Job description

Independent Licensed Life Insurance Agent– Remote The Opportunity

Are you an active, licensed life insurance agent tired of restrictive "captive" contracts, low commission caps, or lack of lead transparency?

We are looking for seasoned professionals to join our platform as independent advisors. This is a 1099 partnership designed for producers who know the industry and want to maximize their ROI by leveraging 50+ top-rated carriers and a robust, automated infrastructure.

Key Responsibilities
  • Consultative Sales: Conduct high-level financial protection assessments for diverse client portfolios.
  • Carrier Selection: Leverage our platform to quote and bind policies across 50+ carriers, ensuring the best fit for the client.
  • Pipeline Management: Utilize our advanced CRM and automation tools to manage high-volume lead flows and client renewals.
  • Scale & Lead: (Optional) Build and mentor your own agency within our ecosystem to generate override income.
Why Experienced Agents Partner With Us
  • Uncapped High-Contract Levels: Competitive commission tiers with performance-based increases.
  • Zero Commission Splits on Leads: Access high-intent leads at cost; keep 100% of your earned commission.
  • Full Portability: You own your book of business from day one.
  • Vested Renewals: Build long-term wealth with immediate vesting on renewal income.
  • Elite Tech Stack: Full access to CRM, automated marketing funnels, and multi-carrier quoting tools.
  • Carrier Depth: Immediate access to A-rated carriers (Term, IUL, Whole Life, Final Expense).
The Professional Profile
  • Currently Licensed: You hold an active Life & Health (or Life-only) license in at least one state.
  • Proven Track Record: You have a history of consistent production and understand the nuances of the life insurance sales cycle.
  • Self-Sufficient: You are a disciplined remote professional who doesn't need "hand-holding" but values a high-level support community.
  • Tech-Savvy: Comfortable navigating modern CRM systems and virtual sales platforms.
Requirements
  • Active Resident Life Insurance License (Required).
  • Errors & Omissions (E&O) Insurance.
  • Must be authorized to work in the United States.
  • A dedicated home office setup with high-speed internet.
Compensation & Structure
  • 1099 Independent Contractor: True entrepreneurial freedom.
  • High Upfront Commissions: Aggressive advance schedules.
  • Passive Income: Monthly renewal income and performance bonuses.
  • Agency Overrides: Compensation for those interested in the leadership and recruitment track.

Note: This is a commission-only partnership for licensed professionals looking to scale their existing business or transition to a more lucrative platform.

Ready to Scale?

If you are a producer who is ready to leave the "trainee" environment behind and start earning what your production is actually worth, we want to talk.

PandoLogic. Category:Insurance, Keywords:Insurance Agent, Location:Worcester, MA-01653

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