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Life Insurance Agent Jobs in Lowell, MA (NOW HIRING)

Patriot Family Insurance

Life Insurance Agent

Nashua, NH · On-site

$80K - $250K/yr

Most life insurance sales jobs require hundreds of cold calls every week. Ours doesn't. We provide inbound, pre-qualified leads, so you spend your day talking with people who are already interested ...

New

Kimbrell Agency

Life Insurance Agent

Roslindale, MA · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

The Williams Agency

Remote Life Insurance Agent

Boston, MA · On-site +1

$30K - $160K/yr

Previous insurance experience is not required. If you don't already have your Life & Health Insurance License, we'll guide you through the licensing process. What You'll Do: * Meet with clients ...

Lone Star Careers

Remote Life Insurance Agent

Lowell, MA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Chelsea, MA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Lawrence, MA · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HealthMarkets Insurance Agency

Insurance Agent

Salem, NH · On-site

$50K - $120K/yr

... life. If you're a licensed insurance agent with 4-5 years of experience, we want you. As an independently contracted licensed insurance agent with HealthMarkets, you'll be collaborating with one of ...

HealthMarkets, Inc.

Insurance Agent

Nashua, NH · On-site

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

Derry, NH · On-site

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Sales Agent

Derry, NH · On-site

Becoming an independent insurance agent with HealthMarkets is an opportunity unlike any other ... life. Never worked in the health insurance industry before? Its no problem. If youve got an ...

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Showing results 1-20

All JobsLife Insurance Agent JobsLife Insurance Agent Jobs in Lowell, MA

Life Insurance Agent information

See Lowell, MA salary details

$18K

$88.7K

$144.6K

How much do life insurance agent jobs pay per year?

As of Sep 1, 2026, the average yearly pay for life insurance agent in Lowell, MA is $88,741.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,400.00 and $121,700.00 per year, depending on experience, location, and employer.

What is a life insurance agent?

Life insurance agents are professionals who help individuals and families choose life insurance policies that meet their financial needs and goals. They assess clients’ situations, explain various policy options, and assist in the application process. Life insurance agents may work for a specific insurance company or as independent brokers representing several insurers. Their main goal is to ensure clients are adequately protected and understand the benefits and terms of their chosen coverage.

What are the key skills and qualifications needed to thrive as a life insurance agent, and why are they important?

To thrive as a Life Insurance Agent, you need strong sales abilities, in-depth product knowledge, and a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, along with ongoing education to maintain licensure. Excellent interpersonal skills, active listening, and ethical judgment help agents build trust and long-term relationships with clients. These skills are crucial for understanding client needs, providing tailored coverage solutions, and achieving sales targets in a competitive industry.

What are some common challenges faced by life insurance agents when building a client base, and how can they be overcome?

Life insurance agents often find it challenging to build and maintain a strong client base, especially when starting out. This is typically due to intense competition and the need to establish trust with prospective clients. Successful agents focus on networking, leveraging referrals, and consistently following up with leads to grow their business. Many also utilize digital marketing and social media to reach a wider audience. Ongoing training in sales techniques and product knowledge can further enhance an agent's credibility and effectiveness.

What is the difference between Life Insurance Agent vs Insurance Broker?

AspectLife Insurance AgentInsurance Broker
CredentialsLicensed to sell specific insurance productsLicensed to sell multiple insurance products from various insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers
Search & Comparison IntentLooking to buy or compare life insurance policiesSeeking advice on policies from multiple insurers or comparing options

While both roles involve selling insurance products, a Life Insurance Agent typically works for a single insurer and focuses on selling that company's policies. An Insurance Broker, on the other hand, offers clients a variety of options from multiple insurers, providing broader comparison and advice. Understanding these differences helps you choose the right professional for your insurance needs.

Is it hard to get hired as a life insurance agent?

Getting hired as a life insurance agent typically requires obtaining a license, which involves passing a state exam and completing pre-licensing education. Employers often look for strong communication skills, sales ability, and sometimes prior experience, but the hiring process can vary depending on the company and market conditions.
More about Life Insurance Agent jobs

What are the most commonly searched types of Life Insurance Agent jobs in Lowell, MA?

The most popular types of Life Insurance Agent jobs in Lowell, MA are:

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For Life Insurance Agent jobs in Lowell, MA, the most frequently searched job titles are:

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The top searched job categories for Life Insurance Agent jobs in Lowell, MA are:

What cities near Lowell, MA are hiring for Life Insurance Agent jobs?

Cities near Lowell, MA with the most Life Insurance Agent job openings:

Life Insurance Agent jobs near you
Infographic showing various Life Insurance Agent job openings in Lowell, MA as of August 2026, with employment types broken down into 1% As Needed, 66% Full Time, 26% Part Time, and 7% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $88,741 per year, or $42.7 per hour.

Life Insurance Agent

Patriot Family Insurance

Nashua, NH • On-site

$80K - $250K/yr

Other

Life

Posted yesterday

New

Job description

Pay: $75,000.00 - $175,000.00 per year

Job description:

Inbound Life Insurance Sales Representative

Location: Nashua, NH (Applicants must live within 40 miles)

Why Join Our Team?

Most life insurance sales jobs require hundreds of cold calls every week.

Ours doesn't.

We provide inbound, pre-qualified leads, so you spend your day talking with people who are already interested in life insurance—not chasing prospects who don't want to hear from you.

If you're motivated, coachable, and enjoy helping people, this is an opportunity to build a six-figure income while working with an experienced, supportive team that genuinely wants you to succeed.

Our office has a fun, competitive culture with monthly team outings, ongoing training, and plenty of opportunities for growth.


What You'll Do

  • Answer approximately 12–17 inbound calls each day.
  • Help clients review their current life insurance coverage.
  • Recommend better coverage options based on each client's needs.
  • Educate clients on available products and carriers.
  • Build trust and provide outstanding customer service.
  • Meet individual sales goals while maintaining a high level of professionalism.
  • Use company software to manage client information and applications.


What We're Looking For

  • Sales experience is preferred (insurance experience is a plus, but not required).
  • Excellent communication and relationship-building skills.
  • Comfortable using computers and learning new software.
  • Self-motivated with a positive attitude.
  • Ability to pass a background check.
  • Must be willing to commute to our Nashua, NH office.
  • Willing to obtain a Life Insurance License (licensing assistance provided).


Compensation & Benefits

  • 1099 Independent Contractor position
  • Uncapped commissions
  • First-year earning potential: $80,000–$250,000+
  • Average agents earn approximately $9,500 per month
  • Top-performing agents earn $18,000+ per month
  • Ongoing residual income
  • Industry-leading commission structure
  • Company-paid licensing costs for qualified candidates
  • Comprehensive training and one-on-one coaching
  • Career advancement opportunities
  • Positive team culture with monthly outings and incentives
  • Monday–Thursday: 9:00 AM – 5:00 PM
  • Friday: 9:00 AM – 4:00 PM
  • No weekends
  • Most major holidays off


About Us

We are an independent life insurance brokerage based in Nashua, NH, representing multiple top-rated insurance carriers. Because we work with several companies, we're able to shop for the best coverage and pricing for every client.

Our focus is simple: help families protect what matters most while creating an environment where our agents can build rewarding, long-term careers.

Ready to Apply?

If you're looking for a sales career where the phone actually rings, you can earn what you're worth, and you're surrounded by a team that wants to see you succeed, we'd love to hear from you.

Submit your resume today and take the first step toward building a rewarding career in inbound life insurance sales.

Benefits:

  • Work from home

Work Location: In person

Apply