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Licensed Life Insurance Agent Jobs (NOW HIRING)

Lifeline Insurance

Life Insurance Agent

Tampa, FL · On-site

Role Description The Life Insurance Agent will work full-time on-site in Tampa, FL, meeting with ... State life insurance license (or eligibility to obtain one within a defined timeframe). * Proven ...

New York Life

Life Insurance Agent

Wilmington, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

Globe Life

Life Insurance Agent

Denver, CO · Remote

$80K - $120K/yr

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients.

Gibbons Group

Life Insurance Agent Trainee

Opelika, AL · On-site

Life Insurance Agent Trainee | Remote | Full Training + Licensing Support Performance-Based | Daily Pay | Proven System Candidates Must Reside in the U.S. Start a New Career in Life Insurance -- No ...

Security National Life Insurance Company

Be Seen First

Life Insurance Agent

Dallas, TX · On-site

$40K - $70K/yr

Life insurance license (or willingness to obtain one) * Self-motivated with a strong work ethic * Able to pass a background check If you're looking for a rewarding commission sales career with ...

The Leber Agency

Life Insurance Agent

Tulsa, OK · On-site +1

$125K - $175K/yr

Our extensive portfolio of life insurance and annuity products includes Term, Mortgage Protection ... Our licensed representatives are independent brokers, and with that freedom, our agents have the ...

The Leber Agency

Life Insurance Agent

Evansville, IN · On-site +1

$125K - $175K/yr

Our extensive portfolio of life insurance and annuity products includes Term, Mortgage Protection ... Our licensed representatives are independent brokers, and with that freedom, our agents have the ...

VLD Group

Life Insurance Sales Agent

$104K - $136K/yr

Description Our rapidly expanding insurance agency is looking for a full-time licensed life insurance agent to join our team! You'll grow a list of prospective clients, market our insurance products ...

Globe Life

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Life Insurance Agent

Alpharetta, GA · Remote

$4.0K - $8.0K/wk

Assistance with state license acquisition paid by Globe Life * No previous insurance experience is required * 4.8 stars on work-life balance, compensation, growth, and stability on Google Maps

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Licensed Life Insurance Agent information

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$28K

$71.3K

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How much do licensed life insurance agent jobs pay per year?

As of Sep 10, 2026, the average yearly pay for licensed life insurance agent in the United States is $71,292.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,500.00 and $97,500.00 per year, depending on experience, location, and employer.

What is a licensed life insurance agent?

A Licensed Life Insurance Agent is a professional authorized to sell life insurance policies and advise clients on coverage options. They help individuals and families choose policies that best fit their financial needs and goals, explaining different types of life insurance such as term, whole, and universal life. To become licensed, agents must complete state-required education, pass a licensing exam, and meet continuing education requirements. Their role may also include assisting with policy applications, claims, and beneficiary updates. Licensed agents must follow state and federal regulations to ensure ethical and legal practices.

What are the key skills and qualifications needed to thrive as a licensed life insurance agent?

To thrive as a Licensed Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and compliance regulations, usually supported by state licensure. Familiarity with CRM software, e-signature platforms, and underwriting systems is typically required. Exceptional interpersonal skills, active listening, and resilience set top agents apart in building client trust and managing objections. These competencies are crucial for effectively matching clients with appropriate policies, maintaining regulatory compliance, and achieving sales goals.

What are some common challenges faced by licensed life insurance agents, and how can they be overcome?

Licensed Life Insurance Agents often encounter challenges such as building a strong client base, handling rejection, and staying updated with evolving products and regulations. Success in this role typically involves proactive networking, persistent follow-up with leads, and continuous learning through training and industry updates. Agents who leverage mentorship, collaborate with experienced colleagues, and use technology to streamline client management often find it easier to overcome these challenges and advance in their careers.

What is the difference between Licensed Life Insurance Agent vs Insurance Broker?

AspectLicensed Life Insurance AgentInsurance Broker
CredentialsRequires state licensing and certification specific to life insuranceRequires licensing; may also need additional certifications depending on the products offered
Work EnvironmentWorks for insurance companies or agencies, selling policies directly to clientsWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agencies, focusing on life insurance productsEmployed by brokerage firms, offering a variety of insurance options from different providers

In summary, Licensed Life Insurance Agents typically work directly for insurance companies, focusing on selling life insurance policies, while Insurance Brokers operate independently or for brokerages, providing clients with a range of insurance options from multiple providers. Both roles require licensing but differ mainly in their employer structure and product offerings.

How do I become a licensed life insurance agent?

To become a licensed life insurance agent, you must complete pre-licensing education requirements, pass a state licensing exam, and submit an application to the state's insurance department. Some states also require a background check and continuing education for license renewal. Licensing ensures you are qualified to sell life insurance policies legally and ethically.

Why do most licensed life insurance agents quit?

Many licensed life insurance agents quit due to the high level of competition, the pressure to meet sales targets, and the reliance on commissions which can lead to inconsistent income. Additionally, the job often requires ongoing certifications and building a client base, which can be challenging and discouraging over time.
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What states have the most Licensed Life Insurance Agent jobs?

States with the most job openings for Licensed Life Insurance Agent jobs include:

What are popular job titles related to Licensed Life Insurance Agent jobs?

For Licensed Life Insurance Agent jobs, the most frequently searched job titles are:

Licensed Life Insurance Agent jobs near you
Infographic showing various Licensed Life Insurance Agent job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $71,292 per year, or $34.3 per hour.

Life Insurance Agent

Louisville, KY • On-site

Golden Years Health and Life Insurance Agency
See more jobs at Golden Years Health and Life Insurance Agencyexternal

Other

Posted 7 days ago

Job description

Company Description

Golden Years is a group of independent agents specializing in Health and Life insurance policies, working remote all over the US. Golden Years is proudly contracted with over 25 carriers to help agents meet needs of their clients. Our goal is to help individuals and families secure their future with comprehensive insurance options.


Role Description

This is a full-time role for a Life Insurance Agents, with opportunities for remote work. The Life Insurance Agent will be responsible for selling insurance policies, assisting clients in assessing their insurance needs, and developing tailored coverage solutions. Day-to-day tasks include conducting client consultations, explaining policy details, addressing inquiries, and collaborating with the brokerage team to provide top-tier customer service. The role also involves maintaining industry knowledge and staying up-to-date with policy updates and financial trends.


Qualifications

  • Experience in Life Insurance sales and understanding of Insurance products and solutions
  • Strong Customer Service skills
  • Basic knowledge of Life Insurance options, with the ability to guide clients on making informed decisions
  • Result-driven mindset
  • Ability to work both independently and collaboratively in a zoom environment
  • Relevant state licensing for insurance sales (or willingness to obtain)
  • Prior experience in the insurance or financial services industry is a plus


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