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Licensed Life Insurance Agent Jobs (NOW HIRING)

Licensed Life Insurance Agent - Remote Position Company: GIA Legacy Planning Location: Remote Position Job Type: Full-Time | Part-Time | Commission-Based About Us: We are committed to empowering our ...

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Life Insurance Agent

Sarasota, FL · On-site

$500 - $2.5K/wk

High‐Income Potential We're seeking a motivated, licensed life insurance agent (or someone willing to get licensed) who wants to help families protect their financial futures. You'll meet with ...

New

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Life Insurance Agent

Sarasota, FL · On-site

$500 - $2.5K/wk

High‐Income Potential We're seeking a motivated, licensed life insurance agent (or someone willing to get licensed) who wants to help families protect their financial futures. You'll meet with ...

New

Company Description Life & Health Independent Insurance Agent is an independent agency specializing ... Active or eligible state insurance license for life and health (or willingness to obtain within a ...

Life Insurance Agent

Santa Ana, CA · On-site

$50K - $80K/yr

We're looking for a motivated, relationship-driven Life Insurance Agent to join our growing agency ... Active Life Insurance License (preferred; willing to assist the right candidate in obtaining ...

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Licensed Life Insurance Agent information

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$28K

$71.3K

$141K

How much do licensed life insurance agent jobs pay per year?

As of Sep 10, 2026, the average yearly pay for licensed life insurance agent in the United States is $71,292.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,500.00 and $97,500.00 per year, depending on experience, location, and employer.

What is a licensed life insurance agent?

A Licensed Life Insurance Agent is a professional authorized to sell life insurance policies and advise clients on coverage options. They help individuals and families choose policies that best fit their financial needs and goals, explaining different types of life insurance such as term, whole, and universal life. To become licensed, agents must complete state-required education, pass a licensing exam, and meet continuing education requirements. Their role may also include assisting with policy applications, claims, and beneficiary updates. Licensed agents must follow state and federal regulations to ensure ethical and legal practices.

What are the key skills and qualifications needed to thrive as a licensed life insurance agent?

To thrive as a Licensed Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and compliance regulations, usually supported by state licensure. Familiarity with CRM software, e-signature platforms, and underwriting systems is typically required. Exceptional interpersonal skills, active listening, and resilience set top agents apart in building client trust and managing objections. These competencies are crucial for effectively matching clients with appropriate policies, maintaining regulatory compliance, and achieving sales goals.

What are some common challenges faced by licensed life insurance agents, and how can they be overcome?

Licensed Life Insurance Agents often encounter challenges such as building a strong client base, handling rejection, and staying updated with evolving products and regulations. Success in this role typically involves proactive networking, persistent follow-up with leads, and continuous learning through training and industry updates. Agents who leverage mentorship, collaborate with experienced colleagues, and use technology to streamline client management often find it easier to overcome these challenges and advance in their careers.

What is the difference between Licensed Life Insurance Agent vs Insurance Broker?

AspectLicensed Life Insurance AgentInsurance Broker
CredentialsRequires state licensing and certification specific to life insuranceRequires licensing; may also need additional certifications depending on the products offered
Work EnvironmentWorks for insurance companies or agencies, selling policies directly to clientsWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agencies, focusing on life insurance productsEmployed by brokerage firms, offering a variety of insurance options from different providers

In summary, Licensed Life Insurance Agents typically work directly for insurance companies, focusing on selling life insurance policies, while Insurance Brokers operate independently or for brokerages, providing clients with a range of insurance options from multiple providers. Both roles require licensing but differ mainly in their employer structure and product offerings.

How do I become a licensed life insurance agent?

To become a licensed life insurance agent, you must complete pre-licensing education requirements, pass a state licensing exam, and submit an application to the state's insurance department. Some states also require a background check and continuing education for license renewal. Licensing ensures you are qualified to sell life insurance policies legally and ethically.

Why do most licensed life insurance agents quit?

Many licensed life insurance agents quit due to the high level of competition, the pressure to meet sales targets, and the reliance on commissions which can lead to inconsistent income. Additionally, the job often requires ongoing certifications and building a client base, which can be challenging and discouraging over time.
More about Licensed Life Insurance Agent jobs

What cities are hiring for Licensed Life Insurance Agent jobs?

Cities with the most Licensed Life Insurance Agent job openings:

What states have the most Licensed Life Insurance Agent jobs?

States with the most job openings for Licensed Life Insurance Agent jobs include:

What are popular job titles related to Licensed Life Insurance Agent jobs?

For Licensed Life Insurance Agent jobs, the most frequently searched job titles are:

Infographic showing various Licensed Life Insurance Agent job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $71,292 per year, or $34.3 per hour.

Licensed Life Insurance Agent

Laurel, MD • On-site

Simmerer Insurance LLC
Insurance Services • 11 - 50 employees

$10K - $497K/yr

Full-time

Posted 13 days ago


Job description

We are seeking a motivated and personable Licensed Life Insurance Producer to help clients protect their families, income, and financial futures. This role focuses on building relationships, identifying individual coverage needs, presenting appropriate life insurance solutions, and developing new business through referrals, networking, and prospecting.
The ideal candidate is a licensed life insurance professional with strong communication and sales skills, a client-first mindset, and the drive to build a long-term book of business. We are looking for someone who is self-motivated, trustworthy, organized, and comfortable guiding clients through important financial protection decisions.
Join a growing independent agency where you can build meaningful client relationships while receiving support from our marketing, customer service, and leadership teams.