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Licensed Insurance Agent Final Expense Jobs in Riverside, CA

HealthMarkets

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Licensed Insurance Agent Virtual -Concord , CA

Riverside, CA · Remote

$120K - $220K/yr

Becoming an independent licensed insurance agent with HealthMarkets is an opportunity unlike any other. HealthMarkets offers licensed insurance agents the resources and support they need to grow ...

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All JobsLicensed Insurance Agent Final Expense JobsLicensed Insurance Agent Final Expense Jobs in Riverside, CA

Licensed Insurance Agent Final Expense information

See Riverside, CA salary details

$18.8K

$92.8K

$151.3K

How much do licensed insurance agent final expense jobs pay per year?

As of Aug 7, 2026, the average yearly pay for licensed insurance agent final expense in Riverside, CA is $92,818.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,000.00 and $127,300.00 per year, depending on experience, location, and employer.

What are some common challenges faced by licensed insurance agents final expense, and how can they be overcome?

Licensed Insurance Agents focusing on Final Expense policies often encounter challenges such as overcoming client misconceptions about insurance costs and navigating sensitive conversations about end-of-life planning. Building trust and demonstrating empathy are crucial, as clients may be hesitant to discuss or commit to coverage. Agents who invest time in education, transparent communication, and relationship-building generally see higher success rates. Additionally, staying organized and following up consistently with leads helps manage a large client base and ensures timely policy placements.

What is a licensed insurance agent final expense?

A Licensed Insurance Agent for Final Expense is a professional authorized to sell life insurance policies specifically designed to cover end-of-life expenses, such as funeral and burial costs. These agents help clients choose suitable policies to ensure their loved ones are not burdened with financial obligations after their passing. They are knowledgeable about different types of final expense insurance products and guide clients through the application and claims process. To operate, these agents must hold a valid state insurance license and often undergo continuing education to stay updated on industry regulations.

What are the key skills and qualifications needed to thrive as a licensed insurance agent final expense?

To thrive as a Licensed Insurance Agent in Final Expense, you need strong sales acumen, thorough knowledge of insurance products, and an active state insurance license. Familiarity with CRM software, quoting tools, and policy management systems is typically required. Exceptional interpersonal skills, empathy, and the ability to build trust with clients are crucial soft skills for this role. These abilities ensure agents can effectively guide clients through sensitive end-of-life planning, resulting in higher client satisfaction and successful policy placements.

What is the difference between Licensed Insurance Agent Final Expense vs Licensed Insurance Agent Life Insurance?

AspectLicensed Insurance Agent Final ExpenseLicensed Insurance Agent Life Insurance
Required CredentialsState licensing, possibly some certificationsState licensing, possibly some certifications
Work EnvironmentIndependent, client meetings, insurance salesIndependent, client meetings, insurance sales
Employer & Industry UsageInsurance agencies, brokers, direct salesInsurance agencies, brokers, direct sales

Both roles require similar licensing and work environments, focusing on selling insurance products. The main difference is the product specialization: Final Expense agents focus on burial and end-of-life policies, while Life Insurance agents may handle a broader range of life insurance products.

What are popular job titles related to Licensed Insurance Agent Final Expense jobs in Riverside, CA? For Licensed Insurance Agent Final Expense jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Licensed Insurance Agent Final Expense jobs in Riverside, CA look for? The top searched job categories for Licensed Insurance Agent Final Expense jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Licensed Insurance Agent Final Expense jobs? Cities near Riverside, CA with the most Licensed Insurance Agent Final Expense job openings:
Licensed Insurance Agent Final Expense jobs near you

Licensed Insurance Agent

HealthMarkets Insurance Agency

Irvine, CA • On-site

$50K - $120K/yr

Contractor

Posted 22 days ago

Job description

Licensed Independent Insurance Agents (Experienced Professionals)

A Career for Driven, Self-starting Insurance Professionals

A career with HealthMarkets is built for insurance professionals who take ownership, drive results, and want to build something of their own.

How you build your career with HealthMarkets

Help individuals, families, and seniors make confident insurance decisions through a consultative approach. You’ll guide clients to coverage that fits their needs and budget across a wide product portfolio, including:

  • Individual & family health insurance
  • Medicare Advantage & Medicare Supplement plans
  • Supplemental products (dental, vision, accident, critical illness)
  • Life insurance

Having access to HealthMarkets’ tools and carrier partnerships, you’ll educate, compare plans, and support clients through enrollment and beyond.

How do you thrive with HealthMarkets

  • Self-motivated and confident
  • Consultative, not transactional
  • Accountable for results
  • Think and operate like a business owner
  • Value independence
  • Understand that sales rewards effort and discipline

What HealthMarkets Offers

  • Qualified lead options for steady pipeline growth
  • Advanced quoting and enrollment technology
  • Comprehensive training and ongoing development
  • Strong carrier relationships and operational support
  • A scalable infrastructure that preserves your independence

As an independent licensed insurance agent, you’ll collaborate with one of the largest independent health insurance agencies in the U.S. while maintaining control of how you run your business.

You’re in charge of your future. We help you build it.

Disclaimer: Licensed Insurance Agents with HealthMarkets Insurance Agency are self-employed acting as independent contractors and not as employees. HealthMarkets independent licensed insurance agents shall for all purposes be deemed to be independent contractors and shall have no authority to act or represent themselves as an employee or partner of HealthMarkets Insurance Agency. An Independent licensed insurance agent with HealthMarkets is a commission only opportunity. HealthMarkets Insurance Agency, Inc., is licensed as an insurance agency nationwide except in MA. Not all agents are licensed to sell all products. Service and product availability may vary by state.

53152-HM-0426

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Company Description

Expect to have both a life and a career with HealthMarkets. When you join us as a Licensed Independent Insurance Agent, you'll be building a business that you control with our support. So, you can head out for a run, be there for your kid's soccer matches – even chase tornadoes if that's your thing. Start succeeding on your terms.

HealthMarkets is a technology-enabled health insurance marketplace that delivers high-touch, customized health and supplemental insurance solutions. Our Licensed Independent Insurance Agents serve our customers by helping families, individuals, and small businesses find the coverage they need at a price they can afford.