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Lending Jobs in Portland, OR (NOW HIRING)

Global Lending Services

Area Sales Manager

Portland, OR · On-site +1

Educate dealers on all aspects of the company lending program(s) and how to maximize the value of the program(s) for their individual dealership * Partner with other operational teams to capture ...

Global-Lending-Services

Area Sales Manager

Portland, OR · On-site

$65 - $95/hr

Educate dealers on all aspects of the company lending program(s) and how to maximize the value of the program(s) for their individual dealership * Partner with other operational teams to capture ...

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All JobsLending JobsLending Jobs in Portland, OR

Lending information

See Portland, OR salary details

$26.5K

$44.6K

$66.8K

How much do lending jobs pay per year?

As of Aug 24, 2026, the average yearly pay for lending in Portland, OR is $44,634.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,100.00 and $47,700.00 per year, depending on experience, location, and employer.

What is lending?

Lending is the process by which an individual or financial institution provides funds to a borrower with the expectation that the money will be repaid, usually with interest, over an agreed period. Lending can take many forms, including personal loans, mortgages, auto loans, and business loans. Lenders assess the borrower's creditworthiness before approving a loan, and the terms of repayment are specified in a loan agreement. Lending plays a crucial role in the economy by enabling individuals and businesses to access funds for various needs and investments.

What are the key skills and qualifications needed to thrive in lending, and why are they important?

To thrive in Lending, you need a solid understanding of financial analysis, credit risk assessment, and regulatory compliance, often supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, credit scoring software, and financial modeling tools is typically required. Strong interpersonal skills, attention to detail, and the ability to communicate complex information clearly help individuals excel in client interactions and decision-making. These competencies ensure responsible lending practices, regulatory adherence, and effective client service in a competitive financial environment.

What are some common challenges faced when working in a lending role, and how can they be addressed?

Professionals in lending roles often encounter challenges such as assessing borrower creditworthiness, managing regulatory compliance, and handling high volumes of loan applications. Staying up to date with evolving lending regulations and utilizing advanced risk assessment tools can help mitigate these challenges. Additionally, effective communication with clients and close collaboration with underwriting and risk teams are essential to ensure accurate and timely loan processing while maintaining strong customer relationships.

What is the difference between Lending vs Loan Officer?

AspectLendingLoan Officer
CredentialsVaries; often includes finance or banking experienceTypically requires mortgage or loan originator licenses
Work EnvironmentFinancial institutions, banks, credit unionsBank branches, mortgage companies, online platforms
Industry UsageBroad term encompassing various types of credit provisionSpecific role within lending, focusing on loan origination
Primary FocusFacilitating credit access, managing lending processesAssessing borrower eligibility, processing loan applications

While 'Lending' refers to the overall process of providing credit, a 'Loan Officer' is a professional who directly interacts with borrowers to originate loans. Understanding this distinction helps clarify roles within the financial industry and job search strategies.

How to get a job in lending?

To get a job in lending, candidates typically need a high school diploma or higher education, strong communication skills, and knowledge of financial products. Relevant experience in banking or finance, along with certifications like the Loan Officer License, can improve job prospects. Entry-level roles often require familiarity with loan processing software and customer service skills.

Is lending a good career?

Lending is a financial role that involves evaluating and approving loan applications, requiring skills in finance, analysis, and customer service. It can offer stable employment and opportunities for advancement, especially with relevant certifications like the Loan Officer License. Job prospects depend on economic conditions and the demand for credit services.

What are the most commonly searched types of Lending jobs in Portland, OR?

The most popular types of Lending jobs in Portland, OR are:

What cities near Portland, OR are hiring for Lending jobs?

Cities near Portland, OR with the most Lending job openings:

Lending jobs near you
Infographic showing various Lending job openings in Portland, OR as of August 2026, with employment types broken down into 90% Full Time, 7% Part Time, 1% Temporary, and 2% Contract. Highlights an 87% Physical, 5% Hybrid, and 8% Remote job distribution, with an average salary of $44,634 per year, or $21.5 per hour.

Lending Operations Specialist

OnPoint Community Credit Union

Portland, OR • On-site

Full-time

Posted 10 days ago

Job description

Job Summary
The Lending Operations Specialist plays a critical role in ensuring the smooth and efficient operation of lending operational processes within the organization. This position requires a high level of expertise in lending policies, systems, and procedures, as well as a deep commitment to delivering exceptional service to members, branches, and cross-functional teams. The Lending Operations Specialist is responsible for managing a variety of complex tasks and projects, ensuring compliance with regulations and company policies, and proactively identifying opportunities for process improvements.
Responsibilities
  • Managing financial transactions related to the adjustment, settlement, and servicing of vehicle loans. This includes ensuring dealer refunds are processed accurately, calculating and applying loan payoffs correctly, and handling the release of vehicle titles once loans are fully paid off.
  • Responsible for calculating Home Equity payoff amounts, generating payoff statements, processing payments, and ensuring accounts are closed accurately and in compliance with company policies.
  • Processing ACH payment reversals when errors occur or transactions need to be canceled or corrected.
  • Handling a variety of loan servicing tasks, including updates to account information, payment adjustments, rate changes, and processing of other loan modifications and ensuring compliance with internal policies and regulatory requirements.
  • Review GAP, MBP, and Payment Protection letters for accuracy, ensuring all information is correct, complete, and in compliance with company policies, terms, and regulatory standards.
  • Ensure that all GAP, MBP, and Payment Protection letters are properly imaged and uploaded to the system for secure storage and easy retrieval.
  • Manage the refund process for Guaranteed Asset Protection (GAP) premiums on dealer-purchased auto loans that are paid off early.
  • Respond promptly and professionally to incoming phone calls from both members and internal staff, addressing a wide range of inquiries related to accounts, loan products, services, policies, and procedures, while ensuring a positive and helpful experience.
  • Responding to proof of insurance emails or faxes for new loans or members updating coverage, and escalating to the Insurance Support Specialist for more complex CPI-related scenarios when necessary.
  • Complete additional tasks and responsibilities as delegated by management, ensuring timely and accurate execution while maintaining compliance with company policies and contributing to team objectives.

Knowledge, Skills & Abilities
  • Ability to accurately process financial transactions, calculate payoffs, review loan terms, and ensure compliance with policies.
  • Skilled in identifying discrepancies in financial transactions and finding appropriate solutions, including handling ACH payment reversals and correcting errors.
  • Strong written and verbal communication skills to interact professionally with both internal staff and external customers.
  • Ability to prioritize tasks effectively to meet deadlines, particularly in handling various loan servicing tasks and responding to inquiries.
  • Proficient in entering and updating loan data, account information, and generating documents (e.g., payoff statements) accurately.
  • Skilled in scanning, imaging, and uploading documents to ensure secure and organized record keeping.
  • Ability to handle inquiries in a professional manner, ensuring members have a positive experience when addressing loan-related concerns.
  • Ability to follow company policies and regulatory standards, ensuring all loan servicing activities and documentation are performed in line with industry requirements.
  • Ability to manage multiple responsibilities simultaneously, including processing payments, adjusting loan terms, and responding to member inquiries.
  • Ability to analyze complex loan scenarios and accurately determine the necessary steps for adjustments, settlements, and corrections.
  • Ability to maintain confidentiality of sensitive member and financial information while ensuring accuracy in all processes.
  • Ability to adjust to changing company policies, financial products, and regulatory requirements, staying current with best practices and procedures.

Qualifications
  • High School Diploma or equivalent required; a bachelor's degree in business, finance, or a related field is preferred.
  • 1-2 years of experience in lending operations, loan servicing, or financial services, with a solid understanding of lending policies, systems, and procedures preferred.
  • Experience in a credit union or bank environment is highly desirable, particularly in lending operations or loan processing roles.
  • Proven ability to manage multiple tasks and projects simultaneously, ensuring all lending operations are carried out in a timely, organized, and efficient manner.
  • Proficiency in using loan servicing systems, databases, and standard office software (e.g., Microsoft Office Suite).

At OnPoint, we believe a workplace that reflects the richness of the world fosters a welcoming and empowering environment for everyone. We're committed to equity and inclusion, and consider all qualified applicants embracing every race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and your unique background.
We encourage you to apply if you're passionate about this opportunity and have the core qualifications. Your unique experiences and skills are what make you a strong candidate. Don't let imposter syndrome hold you back! Our recruitment process is designed to be inclusive and accessible to all. If you need any accommodations during the application or interview stage, please let us know. We're dedicated to providing what's necessary to ensure a fair and inclusive experience.

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