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Lending Credit Analyst Jobs (NOW HIRING)

Position Overview We are seeking a Credit Analyst to support the commercial lending team with financial analysis, underwriting, and portfolio management. The ideal candidate will have approximately 3 ...

Credit Analyst

Denver, CO · On-site

$70K - $110K/yr

... sound and timely lending decisions. Trans Lease, Inc. is an independent finance company ... Analyze and underwrite commercial credit applications using financial statements, tax returns ...

... timely lending decisions.Trans Lease, Inc. is an independent finance company specializing in ... Analyze and underwrite commercial credit applications using financial statements, tax returns ...

This is an entry level commercial lending position for an individual with a college degree in ... The Credit Analyst is expected to progress to the Credit Analyst II position within 1-2 years.

It supports the lending team by assisting in credit underwriting, documenting loan recommendations, and ensuring loans are properly structured and approved in a timely manner. As a Credit Analyst ...

New

Credit Analyst

Nashville, TN · On-site

$74K - $118K/yr

... lending. * Consults with customers to verify financial and credit transactions; responds to ... Financial Statement Analysis - Strong ability to interpret and analyze balance sheets, income ...

New

Credit Analyst

Denver, CO · On-site

$70K - $110K/yr

... sound and timely lending decisions. Trans Lease, Inc. is an independent finance company ... Analyze and underwrite commercial credit applications using financial statements, tax returns ...

Credit Analyst

Denver, CO · On-site

$70K - $110K/yr

... sound and timely lending decisions. Trans Lease, Inc. is an independent finance company ... Analyze and underwrite commercial credit applications using financial statements, tax returns ...

Private Credit Analyst

Manhattan, NY · On-site

$140K - $185K/yr

Private Credit Analyst Location: New York, NY Employment Type: Full-Time Estimated Compensation ... Actual openings may vary depending on employer focus, including direct lending, syndicated loans ...

Credit analysts will prepare reports based upon their findings to help make decisions on lending and creditworthiness. Essential Duties * Assist in the credit decisions of the loan portfolio of the ...

New

Credit Analyst

Teaneck, NJ · On-site

$40K - $70K/yr

Reporting to the Chief Lending Officer, you will ensure that credit decisions are informed ... Gather, analyze, and interpret credit information, leases, real estate appraisals, and ...

Assess risk associated with lending funds or extending credit * Review financial information ... Credit History Analysis * Lending Decision Support Hard Skills * Creditworthiness Evaluation * Risk ...

The Credit Analyst is responsible for underwriting, documenting, processing, and maintaining lending products and loan files. Assist in evaluating loan applications, analyzing financial data, and ...

Credit Analyst

Teaneck, NJ · On-site

$40K - $70K/yr

Reporting to the Chief Lending Officer, you will ensure that credit decisions are informed ... Gather, analyze, and interpret credit information, leases, real estate appraisals, and ...

Showing results 41-60

Lending Credit Analyst information

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$15

$29

$49

How much do lending credit analyst jobs pay per hour?

As of Sep 13, 2026, the average hourly pay for lending credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is a lending credit analyst?

Lending Credit Analysts are financial professionals who evaluate the creditworthiness of individuals or businesses applying for loans. They analyze financial statements, credit reports, and other relevant data to assess the risk involved in lending money. Based on their findings, they make recommendations to approve, deny, or modify loan applications. Their work helps financial institutions minimize risk and ensure sound lending practices.

What skills and qualifications are needed to thrive as a lending credit analyst?

To thrive as a Lending Credit Analyst, you need strong analytical skills, a solid understanding of financial statements, and typically a degree in finance, accounting, or a related field. Familiarity with credit analysis software, financial modeling tools, and risk assessment systems is commonly required, along with relevant certifications such as CFA or FRM. Excellent attention to detail, effective communication, and sound judgment help you stand out in evaluating borrower risk and presenting findings. These skills ensure accurate assessments, minimize lending risk, and support sound credit decisions crucial to a financial institution’s success.

How does a lending credit analyst collaborate with loan officers and underwriters during the loan approval process?

Lending Credit Analysts work closely with loan officers and underwriters to assess the creditworthiness of loan applicants. They analyze financial statements, evaluate credit reports, and prepare risk assessments that inform loan decisions. Throughout the process, they frequently communicate their findings and recommendations to loan officers, who interact with clients, and underwriters, who finalize the terms and conditions. This collaborative approach ensures that lending decisions are both sound and aligned with the institution’s risk policies.

What is the difference between Lending Credit Analyst vs Loan Officer?

AspectLending Credit AnalystLoan Officer
Primary RoleAssess creditworthiness and analyze financial data to determine loan eligibilityAssist clients in applying for loans and facilitate the loan approval process
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis courses are commonOften a high school diploma or bachelor's; sales and customer service skills are emphasized
Work EnvironmentOffice setting, analyzing financial documents, working with credit reportsBranch office, interacting directly with clients, sales-oriented
Industry UsageFinancial institutions, banks, credit agenciesBanks, mortgage companies, credit unions

In summary, Lending Credit Analysts focus on evaluating financial data to assess credit risk, while Loan Officers primarily assist clients through the loan application process. Both roles are essential in the lending industry but differ in responsibilities and daily tasks.

What cities are hiring for Lending Credit Analyst jobs?

Cities with the most Lending Credit Analyst job openings:

What states have the most Lending Credit Analyst jobs?

States with the most job openings for Lending Credit Analyst jobs include:

What are popular job titles related to Lending Credit Analyst jobs?

For Lending Credit Analyst jobs, the most frequently searched job titles are:

Infographic showing various Lending Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Credit Analyst

Oklahoma City, OK • On-site

gpac
Recruiting and Staffing Services • 51 - 200 employees

Other

Posted 12 days ago


Job description

Position Overview

We are seeking a Credit Analyst to support the commercial lending team with financial analysis, underwriting, and portfolio management. The ideal candidate will have approximately 3 years of banking or commercial credit experience and a strong understanding of financial statements and credit fundamentals.

Responsibilities
  • Analyze financial statements, tax returns, and other borrower information.
  • Prepare credit analyses, loan presentations, annual reviews, and renewals.
  • Assist lenders with underwriting C&I and commercial real estate loans.
  • Evaluate cash flow, debt service coverage, leverage, liquidity, and collateral.
  • Monitor existing relationships and identify potential credit risks.
  • Ensure credit decisions and documentation comply with bank policies.
  • Partner with lenders and portfolio managers to support sound credit decisions.
Qualifications
  • 3+ years of banking or commercial credit experience preferred.
  • Bachelor's degree in Finance, Accounting, Business, or related field preferred.
  • Strong financial statement and cash flow analysis skills.
  • Knowledge of commercial lending and credit underwriting.
  • Strong analytical, organizational, and communication skills.
  • Proficiency with Microsoft Office, particularly Excel.
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About GPAC

Sourced by ZipRecruiter

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Sioux Falls, SD, US

Year founded

1990