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Late Stage Collections Jobs in Colorado (NOW HIRING)

Hanscom

Collections Manager

Littleton, CO · On-site

$81 - $102/hr

As a member of our Collections Department, you will join a dynamic team of purpose-driven ... Develop collection strategies for early-stage, mid-stage, and late-stage delinquencies. * Monitor ...

All JobsLate Stage Collections JobsLate Stage Collections Jobs in Colorado

Late Stage Collections information

See Colorado salary details

$11

$19

$27

How much do late stage collections jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for late stage collections in Colorado is $19.69, according to ZipRecruiter salary data. Most workers in this role earn between $16.63 and $22.12 per hour, depending on experience, location, and employer.

What is late stage collections?

Late Stage Collections refers to the process of recovering debts that are significantly overdue, typically after initial collection efforts have failed. Professionals in this field contact individuals or businesses with long-outstanding balances, often using advanced negotiation and communication strategies to secure payment. They may work with accounts that are several months or even years past due and sometimes coordinate with legal teams or external agencies. The role requires a strong understanding of collection laws, persistence, and excellent customer service skills.

What are the main challenges faced in a late stage collections role and how can they be effectively managed?

Late Stage Collections professionals often encounter challenges such as communicating with customers who may be unresponsive, distressed, or unwilling to cooperate. Managing these situations requires strong negotiation skills, empathy, and persistence, while adhering to legal and company guidelines. Building rapport, using clear communication, and working closely with legal or compliance teams can help resolve accounts efficiently and maintain professionalism. Staying organized and resilient is key to success in this demanding, yet rewarding, role.

What are the key skills and qualifications needed to thrive as a late stage collections specialist, and why are they important?

To thrive as a Late Stage Collections Specialist, you need strong negotiation skills, a solid understanding of credit and debt recovery processes, and typically a high school diploma or equivalent. Familiarity with collections software (such as FICO Debt Manager), CRM systems, and knowledge of relevant regulations like the Fair Debt Collection Practices Act (FDCPA) are essential. Excellent communication, resilience, and problem-solving abilities help build rapport with clients and manage challenging conversations. These skills and qualities are crucial for maximizing recovery rates while maintaining compliance and positive customer relationships.

What is the difference between Late Stage Collections vs Collections Specialist?

AspectLate Stage CollectionsCollections Specialist
Required CredentialsHigh school diploma, some roles may prefer experienceHigh school diploma, some roles may require certifications
Work EnvironmentOffice setting, often high-pressureOffice environment, customer interaction
Employer & Industry UsageFinancial institutions, debt recovery firmsBanks, credit companies, healthcare providers
Common Search/ComparisonLate Stage Collections vs Collections Specialist

Late Stage Collections focuses on recovering overdue accounts nearing final resolution, often involving more aggressive tactics. Collections Specialists handle a broader range of debt recovery tasks, including early and mid-stage collections. While both roles require similar credentials and work in related environments, Late Stage Collections typically involves more advanced negotiation skills and a focus on accounts close to write-off.

What are popular job titles related to Late Stage Collections jobs in Colorado?

For Late Stage Collections jobs in Colorado, the most frequently searched job titles are:

What job categories do people searching Late Stage Collections jobs in Colorado look for?

The top searched job categories for Late Stage Collections jobs in Colorado are:

Late Stage Collections jobs near you
Infographic showing various Late Stage Collections job openings in Colorado as of August 2026, with employment types broken down into 83% Full Time, 15% Part Time, and 2% Contract. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $40,965 per year, or $19.7 per hour.

Manager, Small Business Collections (Hybrid)

Enova International

Denver, CO • Hybrid

$106K - $145K/yr

Full-time

Re-posted 15 days ago

Enova International rating

6.8

Company rating: 6.8 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

Job description

We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time. #BI-Hybrid #LI-Hybrid

About the role:

As a Manager, Small Business Collections, your primary responsibility is to lead the daily functions of the Small Business collections team focusing on early, mid and late stage collections. Focused on execution of operational strategies including real-time workflows, identify and solve bottlenecks before they compound drive accountability for performance standards. Build the organization to ensure leadership depth that produces both sustainable and scalable growth. Drive the team towards maximum efficiency and overall effectiveness. 

Responsibilities:

  • Manage Collections Operations inclusive of Senior Leads, Leads and representatives
  • Partner with complimentary departments to oversee development, deployment and ongoing validation of evolving collections strategies
  • Planning and strategy execution of teams by setting goals and prioritizing objectives and results
  • Identify process improvements and procedural challenges and recommending appropriate solutions based on trends in goal and metric achievements
  • Increase the representatives productivity through best practices and coaching
  • Build strong relationships and understand the needs of business partners
  • Balance collections with a merchant-centric approach minimizing negative impacts on customer relationships.
  • Conduct one-on-one meetings, coaching sessions, and performance reviews
  • Perform additional functions as assigned by direct manager

Requirements:

  • 7+ years of leadership experience in Consumer and/or B2B Collections inclusive of multi-layer leadership and large collection agent networks (remote/hybrid/75+ headcount)
  • Experience in fintech, digital lending, or a customer-oriented bank.
  • Expertise in building strong relationships with internal and external business partners
  • Ability to quickly resolve problems and adapt to changes with ease
  • Experience making data driven decisions
  • Familiarity with the US regulatory landscape for commercial and consumer collections (FDCPA, state-level rules) 
  • Passionate about AI and how to incorporate these technologies to better serve and support borrowers

Compensation:

The budgeted annual salary range for this position is $106,400 to $145,600. Actual annual salary will be determined based on qualifications, skills, experience, and level assessed during the hiring process and may fall outside of the range shown. Additional compensation for this role may include a bonus. All full-time employees are eligible to participate in Company benefits, described in more detail here.

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