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Junior Credit Risk Analyst Jobs in Foothill Ranch, CA

Revelyst

Sr Credit & Collections Specialist

Irvine, CA · On-site

$30 - $36.50/hr

... company risk. * Analyze, investigate, and resolve customer disputes and deductions from payments ... Mentor and assist junior team members by sharing best practices and using prior experiences to ...

Revelyst

Sr Credit & Collections Specialist

Irvine, CA · On-site

$30 - $36.50/hr

... company risk. * Analyze, investigate, and resolve customer disputes and deductions from payments ... Mentor and assist junior team members by sharing best practices and using prior experiences to ...

Hyundai Capital

Consumer Credit Analyst

Irvine, CA · On-site

$60 - $90/hr

Underwrite consumer credit applications received from auto dealers using approved credit policies, scoring models, and risk guidelines. Analyze credit bureau data, income verification, debt ...

Hyundai Capital

Consumer Credit Analyst

Irvine, CA · On-site

Provide input on emerging credit trends or risk patterns affecting portfolio performance. 3. ... Analytical with high attention to detail. * Self-starter with excellent time management skills. Job ...

City National Bank

Credit Analyst I

Irvine, CA · On-site

$25.93 - $41.43/hr

Risk Management: Supports effective risk management practices, maintaining high standards of credit ... Analytical skills, with interest in learning how to interpret complex data and make informed ...

Nano Banc

Chief Credit Officer

Irvine, CA · On-site

$180 - $260/hr

Strong knowledge of credit analysis, underwriting standards, and risk assessment tools. * Proficient in financial software and analytics tools used in banking operations. * Deep understanding of ...

KMC

Credit Analyst - Powersports

Foothill Ranch, CA · On-site

$30 - $36/hr

Analyze and render decisions on incoming credit applications for powersports loans, ensuring adherence to company guidelines and risk policies. * Assess borrower creditworthiness through credit ...

NANO BANC

Chief Credit Officer

Irvine, CA · On-site +1

$300K - $375K/yr

Strong knowledge of credit analysis, underwriting standards, and risk assessment tools. * Proficient in financial software and analytics tools used in banking operations. * Deep understanding of ...

KMC

Credit Analyst II - CA

Foothill Ranch, CA · On-site

$37 - $39/hr

Analyze and render decisions on incoming credit applications for powersports loans, ensuring adherence to company guidelines and risk policies. * Assess borrower creditworthiness through credit ...

Western Alliance Bank

Senior Credit Analyst

Costa Mesa, CA · On-site

$36.74 - $45.38/hr

Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and ...

Dana Innovations Inc

Credit Manager

San Clemente, CA · On-site

Key Responsibilities Credit Evaluation & Risk Management * Evaluate new and existing customers for ... Analytical - Strong analytical skills with the ability to interpret AR data, identify trends, and ...

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All JobsCredit Risk Analyst JobsJunior Credit Risk Analyst JobsJunior Credit Risk Analyst Jobs in Foothill Ranch, CA

Junior Credit Risk Analyst information

See Foothill Ranch, CA salary details

$15

$33

$55

How much do junior credit risk analyst jobs pay per hour?

As of Sep 4, 2026, the average hourly pay for junior credit risk analyst in Foothill Ranch, CA is $33.18, according to ZipRecruiter salary data. Most workers in this role earn between $23.85 and $36.49 per hour, depending on experience, location, and employer.

What is a junior credit risk analyst?

A Junior Credit Risk Analyst is responsible for assessing the creditworthiness of individuals or businesses to minimize financial risk for a company. They analyze financial data, review credit reports, and assist in developing risk models. Their role supports senior analysts and risk managers in making informed lending decisions. Strong analytical skills, attention to detail, and knowledge of financial principles are essential for success in this position.

What are common responsibilities and projects for a junior credit risk analyst?

As a Junior Credit Risk Analyst, your daily tasks may involve gathering and analyzing financial data, preparing credit risk reports, and monitoring the performance of loan portfolios. You’ll typically assist senior analysts with evaluating new credit applications, performing industry research, and contributing to risk modeling initiatives. Collaboration with other teams, such as loan officers or underwriting, is frequent to ensure a complete understanding of client profiles and risk factors. This hands-on experience with varied projects helps build a strong foundation in financial risk assessment and opens up opportunities for advancement to more senior roles in credit or risk management.

What are the key skills and qualifications needed to thrive in the junior credit risk analyst position, and why are they important?

To excel as a Junior Credit Risk Analyst, you should possess strong analytical abilities, attention to detail, proficiency in financial analysis, and typically hold a degree in finance, economics, or a related field. Familiarity with risk assessment software, data visualization tools like Excel or Tableau, and knowledge of credit scoring systems are commonly required. Excellent communication skills, eagerness to learn, and effective teamwork set standout candidates apart. These skills are essential for accurately evaluating client risk, supporting informed lending decisions, and collaborating efficiently within a financial team.

What cities near Foothill Ranch, CA are hiring for Junior Credit Risk Analyst jobs?

Cities near Foothill Ranch, CA with the most Junior Credit Risk Analyst job openings:

Junior Credit Risk Analyst jobs near you

Senior Credit Analyst/Buyer/Underwriter

Veros Credit, LLC

Santa Ana, CA • On-site

$31 - $42/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 8 days ago

Job description

About Us
Veros Credit is committed to making vehicle ownership possible for everyone. Through our vast network of independent and franchise dealers, we have helped countless customers with their financing needs, allowing them to drive off in the vehicle they deserve.
We realize that our greatest assets are our employees, which is why we strive to make work welcoming and fun but offer limitless opportunities for growth and advancement. At Veros Credit, you can look forward to company events, free meals quarterly, holiday activities, and more. You will be greeted by friendly, positive, and ambitious team members, and work alongside leaders who encourage and value your new ideas. We are proud to say that it is this sense of community that makes us excited to walk through the door every day.
Some of our benefit offerings include:
  • Medical, Dental, and Vision Insurance
  • Life Insurance
  • Flexible Spending Accounts (FSA)
  • Accident, Hospital, Indemnity Insurance
  • Short Term Disability (STD) and Long-Term Disability (LTD) Insurance
  • Employee Assistance Program (EAP)
  • 401(k) Plan
  • Tuition Reimbursement
  • Paid Holidays
  • Paid Time Off (PTO)
  • Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle)
  • Referral Bonus
  • Quarterly lunches
  • Daily fresh fruit
  • Office Starbucks Coffee/Latte/Espresso Machine
  • And a lot more!

About The Position
The Senior Credit Analyst will be responsible for conducting an objective, independent analysis of complex credit data and financial statements of customers to determine the degree of risk involved in extending credit and underwriting loans accordingly.
Essential Responsibilities:
  • Review credit applications and make sound decisions based on Company guidelines.
  • Analyze credit risk and financial information such as payment to income, loan to value, credit history and other data to determine quality and profitability of a loan.
  • Provide leadership to other Credit Analysts, act as a department lead, and train/mentor other Credit Analysts as necessary.
  • Interact daily with automotive dealerships to negotiate and capture approvals.
  • Build strong relationships with the Sales/Marketing team, Funders and Dealership Body to maximize potential business.
  • Prepare or assist in the preparation of objective credit analysis reports including trend analysis, industry comparison, and projections for presentation to management and other departments.
  • Meet target goals for productivity and quality in a consistent manner.
  • Other duties as assigned.

Essential Requirements:
  • 5+ years of credit review/analysis experience in the non-prime auto finance industry.
  • Effective communication and decision-making skills.
  • Strong analytical and organizational skills with attention to detail.
  • Strong negotiation and problem-solving skills.
  • Ability to interact with others in a professional, tactful, and sensitive manner.
  • Ability to thrive in a fast-paced work environment and to work independently as well as part of a team.
  • Proficient with the Microsoft suite of applications (Word, Excel, Outlook, PowerPoint, Visio, etc.)
  • Bachelor's Degree in Business or equivalent work experience.

Salary: $31.00 - $42.00 per hour + Bonus
#VLP
Veros Credit, LLC is an equal opportunity employer.
**This Organization Participates in E-Verify

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