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Item Processing Specialist Jobs (NOW HIRING)

Golden 1

Item Processing Representative

Sacramento, CA · On-site

$21 - $21.50/hr

ITEM PROCESSING REPRESENTATIVE STATUS: NON-EXEMPT REPORTS TO: SUP - ITEM PROCESSING OPS DEPARTMENT: ITEM PROCESSING JOB CODE: 11653 PAY RANGE: $21.00 - $21.50 HOURLY GENERAL DESCRIPTION: As an Item ...

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Item Processing Specialist information

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$13

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$33

How much do item processing specialist jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for item processing specialist in the United States is $21.13, according to ZipRecruiter salary data. Most workers in this role earn between $16.35 and $24.76 per hour, depending on experience, location, and employer.

What is the difference between Item Processing Specialist vs Data Entry Clerk?

AspectItem Processing SpecialistData Entry Clerk
Required CredentialsHigh school diploma; some roles may require industry-specific certificationsHigh school diploma; basic computer skills
Work EnvironmentBanking, postal, or logistics facilities handling physical or digital itemsOffice settings performing data input tasks
Employer & Industry UsageFinancial institutions, postal services, logistics companiesVarious industries including healthcare, retail, and finance
Common Search & ComparisonItem Processing Specialist vs Data Entry Clerk

The main difference between an Item Processing Specialist and a Data Entry Clerk lies in their focus and environment. Item Processing Specialists typically handle physical or digital items in banking, postal, or logistics settings, requiring industry-specific knowledge. Data Entry Clerks perform general data input tasks across various industries, often in office environments. Both roles require attention to detail but differ in scope and industry focus.

What is an item processing specialist?

An Item Processing Specialist is a professional who handles the processing of financial documents such as checks, deposits, and payment items for banks or financial institutions. They are responsible for ensuring the accuracy, timely processing, and proper documentation of transactions, often using specialized equipment and software. This role may also involve verifying information, resolving discrepancies, and maintaining records in compliance with regulatory standards. Strong attention to detail and familiarity with banking procedures are essential for success in this position.

What are some common challenges faced by item processing specialists, and how can they be addressed?

Item Processing Specialists often encounter challenges such as managing high volumes of transactions within tight deadlines and ensuring the accuracy of data entry to prevent errors. Handling discrepancies or rejected items requires strong attention to detail and problem-solving skills. Teams typically rely on clear communication and well-defined procedures to resolve issues quickly. Staying organized and making effective use of automation tools can help specialists maintain efficiency and accuracy in this fast-paced environment.

What are the key skills and qualifications needed to thrive as an item processing specialist?

To thrive as an Item Processing Specialist, you need attention to detail, numerical accuracy, and a high school diploma or equivalent. Familiarity with banking software, image capture systems, and check processing equipment is typically required. Strong organizational skills, time management, and the ability to work well under deadlines help individuals excel in this role. These skills ensure efficient and accurate processing of financial transactions, minimizing errors and maintaining regulatory compliance.
What states have the most Item Processing Specialist jobs? States with the most job openings for Item Processing Specialist jobs include:
Item Processing Specialist jobs near you
Infographic showing various Item Processing Specialist job openings in the United States as of August 2026, with employment types broken down into 80% Full Time, 15% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $43,948 per year, or $21.1 per hour.

Item Processing - Item Processing Specialist (Full-Time)

Golden 1

Sacramento, CA • On-site

$23.09 - $24.50/hr

Other

Posted 7 days ago

Job description

Job Title:Item Processing Specialist
Status: Non-exempt
Reports to: Supervisor - Item Processing Ops
Job Code: 11654
Pay Range: $23.09 - $24.50 Hourly
WHO WE ARE:
Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of "people helping people." We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.
WHO YOU ARE:
You are a detail-oriented and results-driven Item Processing Specialist with proven experience managing high-volume financial transactions while maintaining exceptional accuracy, compliance, and service standards. You excel at identifying and resolving complex processing issues, detecting potential fraud risks, conducting thorough research, and supporting members and internal business partners with professionalism and efficiency. Through your strong analytical skills, sound judgment, and commitment to operational excellence, you help ensure the integrity of financial records, meet service level expectations, and contribute to the successful achievement of organizational goals.
WHAT YOU'LL DO:
  • Receive and process a variety of financial transactions, including checks, deposits, bill pay and other related items made through mail, mobile or ATM channels.
  • Manage and sustain high volumes of items for processing efficiently.
  • Utilize various item processing systems and tools to ensure accurate and timely completion of transactions.
  • Conduct thorough reviews of processed transactions to identify and correct errors or discrepancies.
  • Monitor and identify fraudulent or suspicious activity during the clearing process of items.
  • Perform data entry tasks with a high level of accuracy to maintain the integrity of financial records.
  • Conduct through research and promptly respond to inquiries from members, branches, and departments.
  • Maintaining Research queue and ensuring daily service level agreement is met.
  • This role will involve reviewing and making decisions on items processed through ATM, Bill Pay, or mobile channels, with high limits assigned.
  • Validate and verify information to minimize errors in transaction processing.
  • Identify and proficiently resolve, or guide others in resolving, issues that deviate from the routine course of business, particularly those linked to intricate or substantial transactions.
  • Exercise utmost care and judgment in recognizing member-related or system integrity issues, ensuring prompt escalation to the appropriate level of management for immediate resolution. In cases where members may be affected, prioritize timely communication to management, enabling the dissemination of proper notifications throughout the company.
  • Deliver exemplary service to members, branches, and other department staff with efficiency, courtesy, and the ability to handle tier 2 escalations when necessary.
  • Closely monitor and uphold the transport system, promptly reporting any system issues to management. This proactive approach ensures that vendors are promptly engaged to identify and implement timely resolutions.
  • Partner with seniors and supervisors in department-level initiatives, including projects, service packs, remediations, and items requiring special handling.
  • Contribute expertise to support the successful execution of departmental initiatives.
  • Organize, prioritize, and perform multiple tasks simultaneously while being detailed oriented.
  • Collaborate with the fraud prevention team to enhance security protocols and minimize risks associated with fraudulent activities.
  • Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
  • Ensure compliance with established policies, procedures, and regulatory requirements.
  • Provide additional support throughout the department and perform other tasks and duties assigned as needed to maintain daily operations.
QUALIFICIATIONS AND PREFERENCES:
  • H.S. Diploma or General Education Degree (GED) required
  • 3+ years experience in item processing, cash management, operations, or related financial roles required
  • 2+ years experience in item processing or operation related financial roles required

WHY JOIN US:
Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.
Please view the full job description detailing the complete list of duties and expectations for this role by clicking or copying this URL into your browser: https://golden1.jdxpert.com/ShowJob.aspx?EntityID=2&id=2300
DISCLAIMER/INTENT AND FUNCTION OF JOB DESCRIPTIONS:
The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job. Job duties may be changed or modified in the Credit Union's discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor.

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