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Internship Credit Risk Modeling Jobs in Spring, TX

Flagstar Bank

Credit Products Analyst Il

Houston, TX

$58K - $95K/yr

Proficiency in financial modeling, credit risk assessment, and industry research. * Risk Assessment & Decision-Making: Ability to analyze complex credit situations and recommend solutions. * Process ...

Hilltop Holdings

Regional Credit Officer

Houston, TX

The Regional Credit Officer executes credit risk management strategies and policies for an assigned ... any business model and convenient services, personal attention, and account features to help ...

Socket.dev

Senior / Lead Analyst, Market Risk

Houston, TX · On-site

$120 - $190/hr

... and credit risk teams. RESPONSIBILITIES AND ESSENTIAL DUTIES * Financial modeling and use of complex risk models or tools required to understand and analyze market risk. * Operating in Endur.

Deloitte

Financial Risk Manager

Houston, TX

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...

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All JobsCredit Risk Modeling JobsInternship Credit Risk Modeling JobsInternship Credit Risk Modeling Jobs in Spring, TX

Internship Credit Risk Modeling information

What is an internship in credit risk modeling?

An Internship in Credit Risk Modeling is a temporary position, usually for students or recent graduates, where you work with financial institutions to understand and help develop models that predict the likelihood of borrowers defaulting on loans. Interns typically assist in analyzing data, building statistical models, and supporting risk assessment processes. This role provides hands-on experience with financial data, programming, and model validation, making it valuable for those interested in finance, statistics, or data science. It also offers exposure to regulatory requirements and real-world risk management practices.

What types of projects or tasks can I expect to work on during an internship in credit risk modeling?

As an intern in Credit Risk Modeling, you'll typically assist with statistical analysis, data preparation, and validation of risk models used by the organization to evaluate creditworthiness. You may support senior analysts in building or refining predictive models using programming languages like Python or R, and work with large datasets to uncover trends in borrower behavior. Interns often collaborate with risk analysts, data scientists, and IT teams, gaining exposure to both technical and business perspectives. This hands-on experience helps build a solid foundation for a future career in quantitative finance or risk management.

What are the key skills and qualifications needed to thrive as an internship in credit risk modeling, and why are they important?

To thrive as an Internship Credit Risk Modeling, you generally need strong quantitative and analytical skills, a background in finance, statistics, or a related field, and familiarity with risk concepts. Experience with statistical programming languages such as Python, R, or SAS, and proficiency in Excel or SQL, are commonly required, and relevant coursework or certifications in risk management or data analysis are advantageous. Attention to detail, critical thinking, and effective communication help interns stand out when interpreting data and presenting risk findings. These skills are important to ensure accurate risk assessments, support data-driven decision-making, and facilitate collaboration within financial institutions.

What is the difference between Internship Credit Risk Modeling vs Credit Risk Analyst?

AspectInternship Credit Risk ModelingCredit Risk Analyst
CredentialsTypically pursuing or recent graduate, some familiarity with finance or statisticsBachelor's degree in finance, economics, or related field; often requires some experience
Work EnvironmentInternship setting, supervised, project-basedFull-time, professional environment, more independent responsibilities
Industry UsageEntry-level, educational focus, training periodCore role in financial institutions, ongoing risk assessment

Internship Credit Risk Modeling positions are designed for students or recent graduates gaining initial experience, often with supervised tasks. Credit Risk Analysts are experienced professionals responsible for ongoing risk evaluation, requiring more advanced skills and independence. The internship serves as a training ground, while the analyst role involves continuous risk management in financial institutions.

What cities near Spring, TX are hiring for Internship Credit Risk Modeling jobs?

Cities near Spring, TX with the most Internship Credit Risk Modeling job openings:

Internship Credit Risk Modeling jobs near you

Credit KYC Compliance Analyst

Smith and Associates

Houston, TX • On-site

Full-time

Posted 5 days ago

Job description

Smith is the leading independent electronic components distributor in the world. Since our founding in 1984, Smith's Intelligent Distribution model and commitment to quality has allowed us to deliver comprehensive solutions to electronic component supply chains. We work across a variety of industries including automotive, supercomputing, gaming, medical devices, oil and gas, and more. Additionally, we provide tailored supply chain solutions such as counterfeit testing, vendor inventory management, and sustainable hardware disposition. We're excited to meet you and share what we love about Smith!
Essential Job Duties:
The Credit KYC Compliance Analyst is responsible for conducting due diligence on prospective and existing customers, suppliers, distributors, and other business counterparties. The position supports informed credit decisions and regulatory compliance by validating legal-entity information, beneficial ownership, financial standing, payment capacity, sanctions exposure, and adverse-risk indicators.
Key Responsibilities:
  • Conduct KYC and credit due diligence for new and existing commercial counterparties, including legal-entity verification, ownership analysis, and validation of authorized signatories.
  • Review corporate documentation, such as certificates of formation/incorporation, business registrations, tax documentation, ownership charts, shareholder registers, financial statements, bank references, trade references, and credit applications.
  • Identify and document ultimate beneficial owners, controlling persons, parent companies, affiliates, and complex ownership structures.
  • Perform sanctions, politically exposed person (PEP), watchlist, adverse-media, and other relevant compliance screenings; investigate potential matches and escalate credible concerns in accordance with internal policy.
  • Assess counterparty creditworthiness using financial statements, credit reports, payment history, trade references, industry conditions, country risk, liquidity indicators, leverage, profitability, and cash-flow trends.
  • Assign or support assignment of customer risk ratings based on credit, compliance, geographic, ownership, industry, and transaction-risk factors.
  • Conduct enhanced due diligence (EDD) for high-risk counterparties, including those involving high-risk jurisdictions, complex ownership, adverse media, sanctions exposure, unusual transaction structures, or elevated fraud concerns.
  • Review customers periodically and upon trigger events, including ownership changes, adverse credit developments, overdue balances, legal actions, material news, sanctions-list changes, or changes in business activity.
  • Maintain accurate, complete, and audit-ready KYC, credit, and screening documentation in designated systems and repositories.
  • Prepare concise written risk assessments and escalation memoranda that clearly state findings, risk factors, outstanding information, recommended action, and approval requirements.
  • Partner with Sales and commercial stakeholders to obtain required documentation without compromising compliance standards or onboarding controls.
  • Monitor regulatory and policy developments relevant to KYC, AML, sanctions, anti-bribery, data privacy, trade compliance, and commercial credit risk.

Minimum Requirements:
  • Bachelor's degree in finance, Accounting, Business, Economics, Risk Management, Compliance, or a related field.
  • 3+ years of experience in commercial credit, KYC/AML, compliance, customer onboarding, financial analysis, corporate due diligence, or accounts receivable.
  • Ability to review corporate documents and identify beneficial ownership and control relationships.
  • Working knowledge of KYC/CDD, sanctions screening, adverse media, PEP review, and risk-based escalation.
  • Ability to analyze financial statements and assess commercial credit risk.
  • Advanced Excel and strong proficiency with business systems and research tools.
  • Exceptional attention to detail, written communication, research, and analytical skills.
  • Ability to maintain complete, confidential, and audit-ready documentation

Position Type: Full-Time/Regular
FSLA: Exempt
Smith is an equal opportunity/affirmative action employer
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We are an Equal Opportunity/Affirmative Action Employer.

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