About Us
South Jersey Industries (SJI) is an energy holding company that delivers clean energy services to 700,000+ customers and businesses throughout 14 counties in New Jersey. As part of our core values, SJI is dedicated to being a community partner and developing innovative clean energy solutions to meet the needs of the future. To do this, we depend on our workforce of over 1,100+ talented, diverse employees who help us deliver safe, reliable, affordable clean energy for a better today and tomorrow.
At SJI, we believe that our employees are our most valuable asset. Whether you're a seasoned operations technician or an early-career legal professional, our culture, inclusive workforce, and leadership development and training programs will provide you with the tools you need to either kickstart your career or bring it to new heights.
Position Summary
The Credit & Market Risk Analyst is responsible for analyzing and managing credit and market risk exposures, with primary focus on credit risk and a secondary focus on market risk. The role evaluates counterparty creditworthiness, monitors exposure concentrations, and supports market risk analytics including sensitivity, stress testing, and scenario analysis. Additionally, the Credit & Market Risk Analyst develops insights through data analysis, enhances risk measurement tools, and contributes to risk frameworks that inform decision-making, protect financial performance, and support regulatory and governance standards.
Essential Duties:
- Serves as subject matter expert for credit risk across complex or high-impact portfolios.
- Oversees evaluation of credit exposures, including concentration risk and enterprise-level implications.
- Defines and refines credit risk frameworks, methodologies, and risk appetite alignment.
- Sets and validates credit strategies, limits, and governance standards. Leads market risk analytics including advanced scenario design, stress frameworks, and interpretation.
- Provides strategic insight into how market and credit risk interact and impact enterprise performance.
- Directs development of risk tools, models, and analytics to improve measurement and forecasting.
- Establishes and enhances data, reporting, and automation capabilities across risk functions.
- Challenges and evolve existing assumptions, methodologies, and risk quantification approaches.
- Influences cross-functional stakeholders and support senior leadership decision-making.
- Provides technical oversight and guidance to analysts across levels.
- Performs other duties as assigned.
Required Skills:
- Expert-level understanding of credit and market risk methodologies and frameworks.
- Demonstrated ability to design and implement risk models and analytics.
- Strong leadership, stakeholder influence, and decision-support capabilities
- Ability to operate with high autonomy and shape risk strategy and governance
Preferred Skills:
- Experience utilizing Endur software.
Qualifications
- Bachelor's degree in Finance, Economics, Accounting, or related field; advanced degree or professional certification strongly preferred with 8 or more years of progressive experience in credit risk and/or market risk
- Master's degree and 6 years of relevant experience
- Equivalent experience may be considered in lieu of degree.
Explore the Possibilities
South Jersey Industries employs a diverse range of talent - from construction contractors to environmental specialists. Regardless of the position, mentoring and networking, hands-on experience, gaining industry knowledge and the opportunity to make a meaningful impact on our business and in our communities are all exciting ways that we welcome our employees at SJI. And as a company committed to creating an engaging culture built on inclusion and diversity, you're sure to find an opportunity that makes you feel included, empowered, and ready to "bring your whole self to work" every day.
Benefits Package Overview
SJI offers a competitive and comprehensive benefits package to eligible employees.
The SJI "Total Rewards" Benefits Package include:
- Flexible vacation, Paid Time Off, and Sick Leave package
- Comprehensive Health, Dental, and Vision Insurance
- Short-term and Long-term Disability Insurance
- 401(k), with generous company match
- Employee Resource Groups to encourage employee engagement, nurture professional development, and foster an inclusive environment.
Equal Opportunity/Affirmative Action Employer
At this time, SJI is only considering applicants authorized to work in the United States currently and in the future without the need for visa sponsorship.
Compensation Range:
$97,875 - 156,600
We are committed to pay transparency and ensuring equitability compensation for all employees. The pay range for this position reflects the base salary only and does not include benefits, bonuses, or other forms of compensation that might be part of the total compensation package. The specific salary offered will be based on a candidate's qualifications, education, and experience.