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Interest Rate Jobs in Texas (NOW HIRING)

Monitor and process all involuntary maintenance events such as but not limited to, paydowns, drawdowns, commitment reductions and interest rate changes as provided by Agent Bank or private servicing ...

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Interest Rate information

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$13

$24

$48

How much do interest rate jobs pay per hour?

As of Aug 22, 2026, the average hourly pay for interest rate in Texas is $24.96, according to ZipRecruiter salary data. Most workers in this role earn between $15.24 and $26.44 per hour, depending on experience, location, and employer.

What is an interest rate analyst?

Interest rate analysts are financial professionals who study and forecast changes in interest rates. They analyze economic data, central bank policies, and market trends to predict how interest rates will move in the future. Their insights help banks, investment firms, and corporations make informed decisions about lending, borrowing, and investing. Interest rate analysts often prepare reports and recommendations for clients or internal stakeholders.

What are the key skills and qualifications needed to thrive as an interest rate analyst, and why are they important?

To thrive as an Interest Rate Analyst, you need strong quantitative analysis, financial modeling, and economic research skills, typically supported by a degree in finance, economics, or a related field. Proficiency in Excel, Bloomberg Terminal, and data analysis tools, as well as certifications like CFA, are highly valuable. Exceptional attention to detail, analytical thinking, and effective communication help analysts interpret data and convey insights. These competencies are crucial for accurately forecasting interest rate movements and supporting financial decision-making in dynamic markets.

What are some common challenges faced by professionals working in interest rate risk management roles within financial institutions?

Professionals in interest rate risk management often grapple with rapidly changing market conditions and the complexity of modeling interest rate movements. They must stay updated on economic indicators and central bank policies, as these factors significantly impact rate fluctuations. Additionally, balancing regulatory compliance with strategic decision-making can be challenging, requiring collaboration with teams in treasury, trading, and risk analytics. Effective communication and analytical skills are essential to interpret data and provide actionable insights to senior management.

What is the difference between Interest Rate vs Loan Officer?

AspectInterest RateLoan Officer
Required CredentialsNone specific, often knowledge of financeLoan originator license, knowledge of lending
Work EnvironmentFinancial markets, banking, lendingBank branches, mortgage companies, lending institutions
Industry UsageUsed to determine borrowing costsFacilitates loan applications and approvals

Interest Rate refers to the percentage charged on borrowed money, impacting loan costs. A Loan Officer is a professional who helps clients secure loans, often explaining interest rates. While interest rates influence a loan officer's work, they are distinct: one is a financial metric, the other a role in the lending process.

What job categories do people searching Interest Rate jobs in Texas look for?

The top searched job categories for Interest Rate jobs in Texas are:

Infographic showing various Interest Rate job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 18% Part Time, 1% Temporary, 6% Contract, and 1% Nights. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $51,915 per year, or $25 per hour.

Junior Secondary Marketing Analyst

First Financial

Buffalo Gap, TX • On-site

Full-time

Re-posted 3 days ago


Job description

Address

We're always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you're challenged, valued and empowered every day. We strive to be the best destination for the industry's top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description:

Office Location:

Abilene, Texas, United States

*This is an in-office position in Abilene, Texas.

SCOPE/CONTACTS:

Serves as the right-hand support to our SVP of Secondary Marketing and the Head of Mortgage Lending. This is an entry-level career-track position. You will be deep in the data, learning how to manage a multi-million dollar loan pipeline and how interest rate hedging works in real-time. This role requires a high tolerance for repetitive, detail-oriented tasks and a passion for financial mathematics.

ESSENTIAL FUNCTIONS:

  • Provide direct administrative and analytical support to the SVP and CEO on high-level secondary marketing projects.
  • Prepare daily market briefings and internal reports used for executive decision-making.
  • Manage the daily flow of rate lock requests from our sales team.
  • Ensure every lock is mathematically accurate and meets specific program guidelines.
  • Assist in troubleshooting pricing discrepancies with Loan Officers and branch managers.
  • Act as the primary data entry and reconciliation specialist within the MCT (Mortgage Capital Trading) system.
  • Monitor the pipeline for "fallout" (loans that won't close) and ensure the data in our Loan Origination System matches our hedge reports.
  • Learn the mechanics of interest rate risk management by assisting the SVP in daily hedging activities.
  • Run daily reports to track lock expirations and extension requests.
  • Perform repetitive but vital audits of loan files to ensure pricing "adjustors" (triggers that change the interest rate) are applied correctly.

MINIMUM QUALIFICATIONS:

  • A Bachelor's degree in Finance or Accounting is required. We are looking for someone with a strong grasp of financial equations.
  • You are based in or willing to relocate to Abilene, TX, and are looking for a stable, long-term professional home.
  • You can explain complex pricing rules to sales staff in a way that is professional and helpful, even when the market is volatile.
  • You are highly proficient in Excel. If you know how to use VLOOKUPs or Pivot Tables, you're already ahead.
  • You genuinely enjoy working with formulas and find satisfaction in a balanced spreadsheet. You understand that in secondary marketing, a 0.01% error is a big deal.

PREFERRED QUALIFICATIONS:

  • Internship experience in banking, accounting, or real estate.
  • Familiarity with mortgage loan programs (FHA, VA, Conventional).
  • Experience with MCT or similar trading/pricing software.

The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)