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Interest Rate Jobs in Texas (NOW HIRING)

Frost Bank

Derivatives Specialist

San Antonio, TX

In this role, you are responsible for administering the bank's foreign exchange, interest rate, and commodity hedging product groups. Your goal is to limit risk on behalf of both the bank and its ...

Frost Bank

Derivatives Specialist

San Antonio, TX · On-site

In this role, you are responsible for administering the bank's foreign exchange, interest rate, and commodity hedging product groups. Your goal is to limit risk on behalf of both the bank and its ...

BSI Financial Services

Capital Markets Intern

Irving, TX · On-site

$15.50 - $20/hr

Identify trends and drivers of losses across loan characteristics such as geography, origination vintage, property type, and servicing outcomes * Assist with financial reporting and interest rate ...

Charles Schwab

Director, Internal Audit

Westlake, TX

Risk Management audits cover areas such as credit, liquidity and interest rate risk management. The team also performs testing to confirm remediation of audit issues and regulatory issues. Reporting ...

Charles Schwab Inc.

Director, Internal Audit

Westlake, TX · On-site

$121K - $269K/yr

Risk Management audits cover areas such as credit, liquidity and interest rate risk management. The team also performs testing to confirm remediation of audit issues and regulatory issues. Reporting ...

First National Bank Texas

ALM Analyst

Killeen, TX

Conduct additional Interest Rate Risk testing scenarios beyond the standard modeling. Regularly review and provide analysis on market interest rate trends for demand deposits, time deposits, and ...

New

First National Bank Texas

ALM Analyst

Killeen, TX · On-site

Conduct additional Interest Rate Risk testing scenarios beyond the standard modeling. * Regularly review and provide analysis on market interest rate trends for demand deposits, time deposits, and ...

New

Simmons Bank

Mortgage Loan Originator I

Fort Worth, TX · On-site

Secures interest rate lock-ins with investors * Manages pipeline so as to protect the bank from interest rate risk * Ensures all departmental documents and activities are performed in compliance with ...

IBC Bank

Mortgage Loan Originator

Laredo, TX · On-site

Quotes interest rates and fees * Maintains regular contact with the borrower and Realtors between application and closing * Assists the borrower in understanding and clearing credit problems

Boutique Recruiting

Hybrid Portfolio Manager

Plano, TX · On-site

$120K - $150K/yr

Engage in hygiene activities, including interest rate swaps * Facilitate the buying of asset-backed and agency-backed securities Portfolio Manager Requirements: * 5-8 years of experience in asset ...

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All JobsInterest Rate JobsInterest Rate Jobs in Texas

Interest Rate information

See Texas salary details

$13

$24

$48

How much do interest rate jobs pay per hour?

As of Jul 31, 2026, the average hourly pay for interest rate in Texas is $24.96, according to ZipRecruiter salary data. Most workers in this role earn between $15.24 and $26.44 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Interest Rate Analyst, and why are they important?

To thrive as an Interest Rate Analyst, you need strong quantitative analysis, financial modeling, and economic research skills, typically supported by a degree in finance, economics, or a related field. Proficiency in Excel, Bloomberg Terminal, and data analysis tools, as well as certifications like CFA, are highly valuable. Exceptional attention to detail, analytical thinking, and effective communication help analysts interpret data and convey insights. These competencies are crucial for accurately forecasting interest rate movements and supporting financial decision-making in dynamic markets.

What is the difference between Interest Rate vs Loan Officer?

AspectInterest RateLoan Officer
Required CredentialsNone specific, often knowledge of financeLoan originator license, knowledge of lending
Work EnvironmentFinancial markets, banking, lendingBank branches, mortgage companies, lending institutions
Industry UsageUsed to determine borrowing costsFacilitates loan applications and approvals

Interest Rate refers to the percentage charged on borrowed money, impacting loan costs. A Loan Officer is a professional who helps clients secure loans, often explaining interest rates. While interest rates influence a loan officer's work, they are distinct: one is a financial metric, the other a role in the lending process.

Does interest rate affect jobs?

Interest rates can influence employment levels by affecting economic growth; when rates rise, borrowing becomes more expensive, potentially slowing business expansion and job creation. Conversely, lower interest rates often encourage investment and hiring. Job seekers in finance or banking should understand how monetary policy impacts the job market.

What jobs make $3,000 a day?

High-paying jobs that can earn $3,000 a day include specialized roles such as senior corporate lawyers, top investment bankers, successful entrepreneurs, and certain medical specialists like neurosurgeons. These positions typically require advanced education, extensive experience, and often involve high-pressure environments or significant responsibilities.

What are some of the common challenges faced by professionals working in interest rate risk management roles within financial institutions?

Professionals in interest rate risk management often grapple with rapidly changing market conditions and the complexity of modeling interest rate movements. They must stay updated on economic indicators and central bank policies, as these factors significantly impact rate fluctuations. Additionally, balancing regulatory compliance with strategic decision-making can be challenging, requiring collaboration with teams in treasury, trading, and risk analytics. Effective communication and analytical skills are essential to interpret data and provide actionable insights to senior management.

What are interest rate analysts?

Interest rate analysts are financial professionals who study and forecast changes in interest rates. They analyze economic data, central bank policies, and market trends to predict how interest rates will move in the future. Their insights help banks, investment firms, and corporations make informed decisions about lending, borrowing, and investing. Interest rate analysts often prepare reports and recommendations for clients or internal stakeholders.

Will interest rates go back to 3%

Interest rates are influenced by economic conditions and monetary policy decisions made by central banks. While rates can fluctuate, returning to a specific level like 3% depends on factors such as inflation, economic growth, and policy goals, and cannot be predicted with certainty. Interest rate trends are monitored by financial analysts and economists, and changes typically occur gradually over time.
What are popular job titles related to Interest Rate jobs in Texas? For Interest Rate jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Interest Rate jobs in Texas look for? The top searched job categories for Interest Rate jobs in Texas are:
Interest Rate jobs near you
Infographic showing various Interest Rate job openings in Texas as of July 2026, with employment types broken down into 54% Full Time, and 46% Part Time. Highlights an 94% In-person, and 6% Remote job distribution, with an average salary of $51,915 per year, or $25 per hour.

VP, Director of Treasury

First Command Financial Services, Inc.

Fort Worth, TX • On-site

Full-time

Posted 2 days ago

New

First Command Financial Services rating

7.5

Company rating: 7.5 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

Job description


How will this role impact First Command?
TheVP,Director of Treasury is responsible for leading the Bank's Treasury function, including balance sheet strategy, liquidity and funding management, interest rate risk (ALM), investment portfolio strategy, and Treasury governance.
This role serves as a key strategic partner to executive management, ensuring that the Bank's balance sheet is optimally positioned to support growth, profitability, and risk management objectives.
TheVP,Director of Treasury will lead the ALCO process, oversee the Funds Transfer Pricing (FTP) framework, and ensure strong coordination with Accounting, Finance, Risk, and external advisors.
What will the employee do in this role?
Balance Sheet Strategy & ALM
  • Lead the Bank's interest rate risk management framework (NII, EVE)
  • Develop and maintain Funds Transfer Pricing (FTP) methodology
  • Provide strategic input into loan pricing decisions and deposit pricing strategy
  • Perform scenario analysis and stress testing
  • Recommend balance sheet positioning strategies
  • Oversee ALM model governance and assumptions

Liquidity & Funding Management
  • Develop and execute liquidity strategy
  • Oversee cash flow forecasting and liquidity monitoring
  • Manage funding sources, including deposits and wholesale funding
  • Maintain and update the Contingency Funding Plan (CFP)
  • Monitor deposit concentration and stability risks
  • Ensure adequate liquidity under stress scenarios

Investment Portfolio Management
  • Define and execute investment portfolio strategy
  • Manage duration, yield, and liquidity trade-offs
  • Oversee portfolio performance and positioning
  • Ensure alignment with liquidity and interest rate outlook
  • Coordinate with Accounting for trade execution and reporting

Treasury Governance, Reporting & ALCO
  • Lead and manage ALCO governance process
  • Develop and present to ALCO, Executive Management and Board of Directors, as needed
  • Establish and monitor risk limits (liquidity and IRR)
  • Maintain treasury-related policies
  • Ensure coordination with accounting for data integration and control
  • Support regulatory and audit engagements.

Who/How will you lead?
  • Oversee Treasury Senior Analyst activities
  • Leverage external advisory for ALM modeling enhancements, FTP design and stress testing
  • Ensure knowledge transfer and internal capability development
  • Work on special projects as assigned.

What skills & qualifications do you need?
Education
  • Bachelor's degree in finance of accounting

Work Experience
  • 8 - 12+ years of Treasury/ALM experience in the banking industry

Certifications
  • CFA preferred

Required Knowledge, Skills and Abilities
  • Strong experience in interest rate risk, liquidity management and balance sheet strategy
  • Strong experience with ALCO and FTP framework
  • Strong analytical and strategic thinking skills
  • Experience in a digital or growth-oriented bank, preferred
  • Strong in Microsoft Excel
  • Strong communication skills
  • Ability to work independently and on a team

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What First Command Financial Services employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

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About First Command Financial Services

Sourced by ZipRecruiter

First Command Financial Services, based in Fort Worth, TX, US, operates within the financial services industry. Established in 1958, this company's mission is to "coach those who serve in their pursuit of financial security." With its suite of services and products, including investment management and financial planning, the firm is dedicated to helping military families and federal employees achieve financial security. Over the years, First Command has made a name for itself through integrity, commitment, and an approach built upon trust, resulting in substantial client loyalty. Featured among its notable achievements is the company's consistent placement among the top 1% of all wealth management firms in the USA in terms of long-term investment results, confirming their commitment to providing exceptional financial services.

Industry

Finance and insurance

Company size

1,001 - 5,000 Employees

Headquarters location

Fort Worth, TX, US

Year founded

1958

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