ZipRecruiter

Log In

1

Insurance Underwriter Jobs in Edison, NJ (NOW HIRING)

Starr Insurance Companies

Underwriter

New York, NY · On-site

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower ... The Surety Underwriter is responsible for underwriting a portfolio of surety bond business in ...

Starr Insurance Companies

Underwriter

New York, NY · On-site

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower ... The Surety Underwriter is responsible for underwriting a portfolio of surety bond business in ...

Starr Insurance Companies

Underwriter

New York, NY · On-site

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower ... The Surety Underwriter is responsible for underwriting a portfolio of surety bond business in ...

Genre

Underwriter - Aviation Insurance

New York, NY · On-site

C ommunicate with clients and brokers, insurance or inspection companies to obtain information, quote rates, or explain company underwriting policies. * D esign customized insurance programs based ...

Starr Insurance Companies

Underwriter

New York, NY · On-site

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower ... The Surety Underwriter is responsible for underwriting a portfolio of surety bond business in ...

Tmhcc

Senior Underwriter, Accident & Health

New York, NY · On-site

$107K - $127K/yr

As a global leader in specialty travel medical and trip protection insurance, we are passionate ... The Senior Accident & Health Underwriter is responsible for reviewing and analyzing underwriting ...

CFC

Transaction Liability Assistant Underwriter

New York, NY · On-site

$21.25 - $29.25/hr

CFC's Transaction Liability team underwrites a broad range of risks connected to mergers and acquisitions, including Representations & Warranties (R&W / W&I) insurance, as well as contingent ...

previous pagenext page

Showing results 21-40

All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Edison, NJ

Insurance Underwriter information

See Edison, NJ salary details

$28.4K

$63.2K

$106.5K

How much do insurance underwriter jobs pay per year?

As of Sep 5, 2026, the average yearly pay for insurance underwriter in Edison, NJ is $63,163.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,600.00 and $84,700.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.
More about Insurance Underwriter jobs

What are the most commonly searched types of Insurance Underwriter jobs in Edison, NJ?

The most popular types of Insurance Underwriter jobs in Edison, NJ are:

What cities near Edison, NJ are hiring for Insurance Underwriter jobs?

Cities near Edison, NJ with the most Insurance Underwriter job openings:

Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Edison, NJ as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $63,133 per year, or $30.4 per hour.

Underwriter

Starr Insurance Companies

New York, NY • On-site

Full-time

Re-posted 9 days ago

Job description

Join Starr, a global leader in commercial insurance with over a century of expertise. We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex. Grow your career with a rapidly growing company that invests in its people and their ability to drive real progress.
Position Summary:
The Surety Underwriter is responsible for underwriting a portfolio of surety bond business in accordance with established company guidelines and risk appetite. This role involves evaluating applications, analyzing financial and credit data, and building relationships with agents and clients to develop quality business. The ideal candidate will have 3-5 years of surety or P&C underwriting experience and a strong working knowledge of the New York market.
Key Responsibilities:
  • Underwrite, review, and evaluate new and renewal surety bond submissions, including contract and commercial risks
  • Analyze financial statements, credit reports, and other relevant data to determine risk acceptability and pricing
  • Develop and maintain agent, broker, and client relationships to drive new business and retention
  • Issue quotes, binders, policies, and endorsements within designated authority levels
  • Ensure compliance with company underwriting guidelines, authority levels, and regulatory requirements
  • Negotiate terms and conditions of coverage in collaboration with internal stakeholders
  • Collaborate with claims, accounting, and other departments to ensure high-quality service
  • Provide timely and accurate communication to agents, clients, and internal colleagues
  • Stay informed of market trends, industry issues, and competitor activity in the surety space
  • Contribute actively to process improvements and strategic initiatives

Required Qualifications:
  • 3-5 years of direct surety or property & casualty underwriting experience, with a focus on surety bonds strongly preferred
  • Strong analytical and financial evaluation skills
  • Demonstrated customer service and relationship-buildingskills
  • Excellent attention to detail and organizationalskills
  • Proficiency with Microsoft Office Suite; experience with insurance management/underwriting systems a plus
  • Bachelor's degree in Business, Finance, Insurance, or related field (or equivalent work experience)
  • In-depth knowledge of surety principles, underwriting practices, and regulatory guidelines
  • Eligibility to work in the United States; New York residency preferred

PreferredQualifications:
  • Active participation in insurance industry organizations (AAMGA, NASBP, SFAA, etc.)
  • Professional designations such as AFSB (Associate in Fidelity and Surety Bonding) or CPCU
  • Experience working with agency management or underwriting software

For individuals assigned and/or hired to work in New York, Starr Insurance Companies is required by law to include a reasonable estimate of the compensation range for this role. The wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets: experience and training: licensure and certifications: and other business and organizational needs. A reasonable estimate of the current range is $115,000 - $130,000.00
Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees. We offer first class training and development opportunities to all employees. Our aim is to grow our own talent and bring out the best in people.

Apply