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Insurance Special Investigator Jobs (NOW HIRING)

Kemper

SIU Investigator

Houston, TX

$61K - $102K/yr

The SIU Investigator will conduct field as well as desk investigations of insurance claims referred to and accepted for investigation by the Special Investigative Unit. Our Special Investigator will ...

Kemper

SIU Investigator

Dallas, TX

$61K - $102K/yr

The SIU Investigator will conduct field as well as desk investigations of insurance claims referred to and accepted for investigation by the Special Investigative Unit. Our Special Investigator will ...

Kemper

SIU Investigator

Miami, FL

The SIU Investigator will conduct field as well as desk investigations of insurance claims referred to and accepted for investigation by the Special Investigative Unit. Our Special Investigator will ...

Centene Management Company LLC

NY · On-site

$87K - $157K/yr

Lead a team appropriately investigate all possible fraud, waste and abuse referrals. * Develop ... Benefits * competitive pay * health insurance * 401K and stock purchase plans * tuition ...

Centene

Manager, Special Investigation Unit (SIU)

$87K - $157K/yr

Lead a team appropriately investigate all possible fraud, waste and abuse referrals * Develop ... Centene offers a comprehensive benefits package including: competitive pay, health insurance, 401K ...

Centene Corporation

NY · On-site

$87K - $157K/yr

Lead a team appropriately investigate all possible fraud, waste and abuse referrals * Develop ... Centene offers a comprehensive benefits package including: competitive pay, health insurance, 401K ...

Centene

Special Investigation Unit Investigator

$56K - $101K/yr

Supports audits, overpayment identification and recovery efforts, regulatory responses, special ... Centene offers a comprehensive benefits package including: competitive pay, health insurance, 401K ...

Allstate Insurance Company

$70K - $124K/yr

... insurance agents, as well as directly to consumers. This job is responsible for investigating and analyzing complex, multi-discipline coverage and claims that have been referred to the special ...

Centene Corp.

$56K - $101K/yr

Supports audits, overpayment identification and recovery efforts, regulatory responses, special ... Centene offers a comprehensive benefits package including: competitive pay, health insurance, 401K ...

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Insurance Special Investigator information

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$46K

$78.4K

$117K

How much do insurance special investigator jobs pay per year?

As of Sep 14, 2026, the average yearly pay for insurance special investigator in the United States is $78,360.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,000.00 and $84,000.00 per year, depending on experience, location, and employer.

What does an insurance special investigator do?

An Insurance Special Investigator (SIU Investigator) examines potentially fraudulent insurance claims to determine their legitimacy. They analyze evidence, conduct interviews, perform surveillance, and collaborate with law enforcement when necessary. Their goal is to prevent insurance fraud, minimize company losses, and ensure fair claim settlements. Investigators must have strong analytical skills, attention to detail, and knowledge of legal and regulatory guidelines to conduct thorough investigations efficiently.

What are the key skills and qualifications needed to thrive as an insurance special investigator?

To thrive as an Insurance Special Investigator, you need strong analytical skills, attention to detail, and a background in criminal justice, insurance, or a related field. Familiarity with investigative software, databases, surveillance equipment, and certifications such as the Certified Insurance Fraud Investigator (CIFI) credential are typically required. Strong interpersonal communication, ethical judgment, and discretion are important soft skills for this role. These abilities are essential for thoroughly investigating claims, preventing fraud, and protecting organizational interests while maintaining professional integrity.

What does a typical workday look like for an insurance special investigator?

A typical day as an Insurance Special Investigator involves reviewing suspicious insurance claims, conducting interviews with claimants and witnesses, and gathering evidence through field investigations or surveillance. Investigators frequently collaborate with claims adjusters, law enforcement, and legal teams to assess the validity of claims and uncover potential fraud. While some time is spent in the office analyzing documents and preparing reports, fieldwork—including travel and on-site investigations—is also a regular part of the job. This blend of analytical and hands-on activities keeps the work dynamic and offers valuable experience in multiple aspects of the insurance and investigative fields.

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Insurance Special Investigator jobs near you
Infographic showing various Insurance Special Investigator job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 76% Full Time, 18% Part Time, and 5% Contract. Highlights an 84% Physical, 1% Hybrid, and 15% Remote job distribution, with an average salary of $78,360 per year, or $37.7 per hour.

SIU Investigator Part time Bilingual Spanish a PLUS

Tampa, FL • Remote

Kelley Alliance
Finance and Insurance • 11 - 50 employees
Learn more about Kelley Allianceexternal

$25 - $50/hr

Part-time

Re-posted 4 days ago

Job description

Benefits/Perks

  • Competitive compensation
  • Great work environment
  • Independent field work
  • Minimal office politics
  • Strong management support
  • Professional autonomy in case strategy & scheduling
  • Paid travel for field investigations when required
Job Summary

The SIU Investigator conducts field and remote investigations involving insurance claims. This role requires a strong understanding of insurance coverage principles, compensability analysis, fraud indicators, and investigative documentation.
 
 
Assignments may involve property losses, auto claims, liability investigations, and other insurance-related matters.
This is a part-time position requiring schedule flexibility, including occasional evenings and weekends. The role includes both fieldwork and home-office reporting.
Responsibilities

  • Conduct SIU investigations across multiple insurance claim types
  • Identify fraud indicators, compensability issues, and material misrepresentation
  • Administer recorded statements
  • Conduct accident or loss scene investigations
  • Perform neighborhood canvasses and witness interviews
  • Background and online research
  • Gather, document, and preserve evidence in accordance with client protocols and the law
  • Prepare detailed, accurate, and defensible investigative reports
  • Maintain consistent communication with case managers and team members
  • Manage multiple assignments while meeting deadlines
Qualifications

  • Active Florida “C” Private Investigator License (required)
  • Several years of experience in Insurance Special Investigations (SIU)
  • Experience in property claims investigations preferred
  • Ability to travel up to 3 hours from Tanpa if needed
  • Strong organizational and time management skills
  • Strong written communication and reporting skills
  • Proficiency in Microsoft Word, email applications, and standard computer systems
  • Professional demeanor and adherence to ethical standards
  • Fluency in Spanish (written and verbal) a PLUS
 Required Equipment

  • Reliable transportation
  • Valid Driver’s License
  • Wireless phone
  • Computer
  • Audio recording device
  • Standard field investigation equipment
Compensation

  • Competitive hourly rate $25 -$50/hr. (based on specialty and experience)
  • Mileage reimbursement
  • Travel time is compensated at your hourly rate
Equal Opportunity Employer
 
We are an Equal Opportunity Employer and consider all qualified applicants without regard to legally protected status.