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Insurance Sales Residual Income Jobs (NOW HIRING)

Globe Life

Insurance Sales Representative

Draper, UT

$60K/yr

We are looking to fill positions for a full-time Life Insurance Sales Representative as well as ... In addition to great initial income, you are paid residual income for the lifetime of our services ...

Globe Life

Insurance Sales Representative

Layton, UT

$60K/yr

We are looking to fill positions for a full-time Life Insurance Sales Representative as well as ... In addition to great initial income, you are paid residual income for the lifetime of our services ...

Globe Life

Insurance Sales Representative

Provo, UT

$60K/yr

We are looking to fill positions for a full-time Life Insurance Sales Representative as well as ... In addition to great initial income, you are paid residual income for the lifetime of our services ...

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Insurance Sales Residual Income information

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$27.5K

$72.5K

$139.5K

How much do insurance sales residual income jobs pay per year?

As of May 29, 2026, the average yearly pay for insurance sales residual income in the United States is $72,458.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,500.00 and $89,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Sales Agent focused on Residual Income, and why are they important?

To excel as an Insurance Sales Agent specializing in residual income, you need strong sales acumen, product knowledge, and typically a state-issued insurance license. Familiarity with CRM software, digital marketing tools, and quoting systems is often required. Outstanding interpersonal skills, persistence, and self-motivation help agents build lasting client relationships and grow their book of business. These abilities are vital for generating ongoing commissions and maintaining client retention in a competitive market.

How do residual commissions work in insurance sales, and what impact can they have on long-term income growth?

In insurance sales, residual or renewal commissions are ongoing payments earned from policies you have previously sold, as long as the clients maintain their coverage. This means that, over time, your income can grow steadily as you build a larger book of business, providing greater financial stability and passive income potential. Many successful insurance sales professionals focus on client retention and consistent follow-up to maximize their residual income. However, it's important to understand that commission structures vary by agency and product line, so clarifying these details with your prospective employer is essential.

What is insurance sales residual income?

Insurance sales residual income refers to the ongoing commissions that insurance agents receive for policies they have sold in the past. Instead of earning just a one-time payment, agents continue to earn a percentage of the premium each time the client renews their policy. This means that as long as the policy remains active and the client keeps paying premiums, the agent will keep earning income from that sale. Residual income can provide a stable, long-term revenue stream for insurance agents, making it a highly attractive aspect of the profession.

What is the difference between Insurance Sales Residual Income vs Insurance Agent?

AspectInsurance Sales Residual IncomeInsurance Agent
Primary FocusGenerating ongoing income from existing policiesSelling new insurance policies
Work EnvironmentIndependent, often part-time or commission-basedAgency or company office, client meetings
CredentialsLicensing required, no additional certificationsLicensing required, possibly certifications for specialized policies
Income StructureResidual commissions from renewalsCommissions from new policy sales

Insurance Sales Residual Income focuses on earning ongoing commissions from existing policies, while Insurance Agents primarily sell new policies to clients. Both roles require licensing, but residual income emphasizes renewals, providing a steady income stream after initial sales.

Infographic showing various Insurance Sales Residual Income job openings in the United States as of May 2026, with employment types broken down into 30% Full Time, 57% Part Time, 1% Temporary, and 12% Contract. Highlights an 80% Physical, and 20% Remote job distribution, with an average salary of $72,458 per year, or $34.8 per hour.

Remote Insurance Sales - Memphis, TN (38109) | Paid Training & Career Growth

Globe Life AIL - McQuade Organization

Memphis, TN • On-site

$75K - $100K/yr

Full-time

Posted 22 days ago

Job description

Hiring Remote Insurance Producers in Memphis, TN! $75K–$100K+, no cold calling, paid training, and lifetime residual income

Full Job Description

About Us
Globe Life: American Income Division (AIL) has proudly served working families since 1951. As part of Globe Life Inc. (NYSE: GL), a Fortune 500 company, we provide supplemental benefits to unions, credit unions, and associations across North America. AIL holds an A (Excellent) rating from A.M. Best for financial strength.

Why Join Us?

  • Remote Work – meet with clients via Zoom, from anywhere

  • Career Growth – all promotions from within, many within 30 days

  • No Prospecting – exclusive, company-provided leads only

  • Recognition & Rewards – annual incentive trips (Hawaii, Cancun, Portugal)

  • Strong Earnings – average $75K–$100K+ first year with residual income

Responsibilities

  • Connect virtually with company-provided clients in Pennsylvania

  • Deliver customized benefit solutions to union and association members

  • Mentor and train new associates in leadership development

  • Model integrity, accountability, and a leadership mindset

Ideal Candidate

  • Competitive “business athlete” mindset, driven to win

  • Passionate about leadership and mentoring others

  • Strong communication and organizational skills

  • Integrity, adaptability, and eagerness to learn

Compensation

  • $75,000–$100,000+ potential first year

  • Residual income, renewals, and lifetime royalties

Company Accolades

  • Forbes Top 25 Happiest Companies to Work For

  • Fortune 500 parent company, Globe Life

  • A+ BBB Rating & trusted reputation since 1951
    ****Commission Based Position
    Insurance Producer Jobs Memphis, TN  Remote Insurance Sales 38109, Life Insurance Careers No cold calling, Remote Jobs.