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Insurance Sales Residual Income Jobs (NOW HIRING)

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... insurance coverage. The sale matters. The relationship matters more. Because the agents who build ... After two years you are 50% vested into your residual income. After five years you are 100% vested.

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... insurance coverage. The sale matters. The relationship matters more. Because the agents who build ... After two years you are 50% vested into your residual income. After five years you are 100% vested.

Be Seen First

... insurance coverage. The sale matters. The relationship matters more. Because the agents who build ... After two years you are 50% vested into your residual income. After five years you are 100% vested.

Be Seen First

... insurance coverage. The sale matters. The relationship matters more. Because the agents who build ... After two years you are 50% vested into your residual income. After five years you are 100% vested.

Be Seen First

... insurance coverage. The sale matters. The relationship matters more. Because the agents who build ... After two years you are 50% vested into your residual income. After five years you are 100% vested.

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... insurance coverage. The sale matters. The relationship matters more. Because the agents who build ... After two years you are 50% vested into your residual income. After five years you are 100% vested.

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Epic Broker Solutions is a rapidly growing independent insurance brokerage helping agents build ... Opportunity to build long-term residual income * Supportive and growth-focused team culture ...

Insurance Sales Agent

Houston, TX · On-site +1

$83K - $105K/yr

Description Insurance Sales Agent Needed ASAP: $85,000 to $105,000 This is not a "clock in, clock ... Opportunity to build long-term residual income Responsibilities • Prospect daily (calls ...

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Insurance Sales Residual Income information

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$27.5K

$72.5K

$139.5K

How much do insurance sales residual income jobs pay per year?

As of May 29, 2026, the average yearly pay for insurance sales residual income in the United States is $72,458.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,500.00 and $89,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Sales Agent focused on Residual Income, and why are they important?

To excel as an Insurance Sales Agent specializing in residual income, you need strong sales acumen, product knowledge, and typically a state-issued insurance license. Familiarity with CRM software, digital marketing tools, and quoting systems is often required. Outstanding interpersonal skills, persistence, and self-motivation help agents build lasting client relationships and grow their book of business. These abilities are vital for generating ongoing commissions and maintaining client retention in a competitive market.

How do residual commissions work in insurance sales, and what impact can they have on long-term income growth?

In insurance sales, residual or renewal commissions are ongoing payments earned from policies you have previously sold, as long as the clients maintain their coverage. This means that, over time, your income can grow steadily as you build a larger book of business, providing greater financial stability and passive income potential. Many successful insurance sales professionals focus on client retention and consistent follow-up to maximize their residual income. However, it's important to understand that commission structures vary by agency and product line, so clarifying these details with your prospective employer is essential.

What is insurance sales residual income?

Insurance sales residual income refers to the ongoing commissions that insurance agents receive for policies they have sold in the past. Instead of earning just a one-time payment, agents continue to earn a percentage of the premium each time the client renews their policy. This means that as long as the policy remains active and the client keeps paying premiums, the agent will keep earning income from that sale. Residual income can provide a stable, long-term revenue stream for insurance agents, making it a highly attractive aspect of the profession.

What is the difference between Insurance Sales Residual Income vs Insurance Agent?

AspectInsurance Sales Residual IncomeInsurance Agent
Primary FocusGenerating ongoing income from existing policiesSelling new insurance policies
Work EnvironmentIndependent, often part-time or commission-basedAgency or company office, client meetings
CredentialsLicensing required, no additional certificationsLicensing required, possibly certifications for specialized policies
Income StructureResidual commissions from renewalsCommissions from new policy sales

Insurance Sales Residual Income focuses on earning ongoing commissions from existing policies, while Insurance Agents primarily sell new policies to clients. Both roles require licensing, but residual income emphasizes renewals, providing a steady income stream after initial sales.

Infographic showing various Insurance Sales Residual Income job openings in the United States as of May 2026, with employment types broken down into 30% Full Time, 57% Part Time, 1% Temporary, and 12% Contract. Highlights an 80% Physical, and 20% Remote job distribution, with an average salary of $72,458 per year, or $34.8 per hour.

Insurance Sales Agent | Six Figure Residual Income

Growth2Success

Dallas, TX • On-site

$77K/yr

Full-time

Posted 3 days ago

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Job description

The Hardest $50,000 Career You Will Ever Have. The Easiest Six Figure Career You Will Ever Build.

That is not a slogan. That is what this opportunity actually looks like depending on whether you are willing to do the work. The agents who treat this like a job earn a living. The agents who treat it like a business build generational wealth. Both outcomes are available. Which one you get is entirely up to you.

At Elevated Financial our mission is straightforward. We attract top talent who want to sell a product that genuinely matters, work alongside people they respect, and build income that outlasts them. If that resonates, keep reading.

What You Will Actually Be Doing

You will work from home as your base of operations and go out into your local community to connect with business owners who can refer you to people who need health and life insurance coverage. This is not cold calling strangers from a cubicle and it is not knocking residential doors. We teach you a proven system for generating warm leads through local business relationships. Your leads cost you nothing. We provide the system and you work it.


From there you meet with clients, assess their needs, and place them into the right health or life insurance coverage. The sale matters. The relationship matters more. Because the agents who build real relationships here are the ones still collecting income from those clients five and ten years later.


What You Will Earn

Commission only with no ceiling. Commissions are paid out two to three times per week, which means you are not waiting until the end of the month to see your work pay off.


The average insurance rep in this industry earns around $77,000 a year. Our agents consistently out produce that by two to three times. We have agents in this system who have crossed seven figures. We are not promising you that on day one. We are telling you it has been done here and showing you the path to do it again.


The Part That Changes Everything

Most insurance roles pay you a commission and that is the end of it. If you leave the company your renewals stay behind. You walk away from years of work with nothing to show for it but a check history.

That is not how this works.


Elevated Financial has a five year vesting schedule. After two years you are 50% vested into your residual income. After five years you are 100% vested. That means the book of business you build here belongs to you. If you leave at year three, 64% of every renewal on every policy you ever wrote follows you for life. If you stay and fully vest, that income is yours permanently regardless of whether you ever sell another policy again.


For the right person this is not just a sales job. It is the foundation of a financial legacy.


Who We Are Looking For

People who are licensed in health or life insurance and are ready to plug into a system that works. People who are not yet licensed but have the drive, the people skills, and the discipline to get there. We will show you how. People who have worked commission only before and understand that the ceiling on this type of role is the point. Athletes, grinders, self starters, and anyone who has ever looked at a conventional career and thought there has to be something better.


You need a valid driver's license and a reliable vehicle. You need to be comfortable building relationships in person in your local community. You need to be self directed enough to manage your own schedule and motivated enough to fill it.


Who Should Keep Scrolling

If you need a guaranteed paycheck to feel stable right now this is genuinely not the right fit. This is 100% commission. The upside is real and the residuals are real but neither shows up without the work that comes first.


What Sets Elevated Financial Apart

Free leads through a proven local business referral system. No lead costs eating into your income. Commissions paid two to three times weekly. A vesting schedule that means you are building something you actually own. A culture built around people who want to win and want the people around them to win too. And a track record of agents who came in with nothing but a license and a work ethic and built incomes most people only read about.


Apply now. The right opportunity at the right company does not wait.