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Insurance Sales Residual Income Jobs (NOW HIRING)

EPIC Broker Solutions

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Medicare Sales Agent - Residual Income Opportunity

Asheville, NC · On-site

$1.0K - $100K/yr

Epic Broker Solutions is a rapidly growing independent insurance brokerage helping agents build ... Opportunity to build long-term residual income * Supportive and growth-focused team culture ...

EPIC Broker Solutions

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Medicare Sales Agent - Residual Income Opportunity

Greenville, SC · Remote

$1.0K - $100K/yr

Epic Broker Solutions is a rapidly growing independent insurance brokerage helping agents build ... Opportunity to build long-term residual income * Supportive and growth-focused team culture ...

Signapay Southeast

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High-Income Sales Opportunity - Uncapped Earnings + Residual Income

Columbia, SC · On-site

$50K - $80K/mo

... sales professionals who want more than just a paycheck. If you're confident on the phone, enjoy ... Generate new accounts and grow your residual income stream * Manage your own pipeline and schedule ...

New

Training provided

Signapay Southeast

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High-Income Sales Opportunity - Uncapped Earnings + Residual Income

Columbia, SC · On-site

$50K - $80K/mo

... sales professionals who want more than just a paycheck. If you're confident on the phone, enjoy ... Generate new accounts and grow your residual income stream * Manage your own pipeline and schedule ...

New

Training provided

American Income Life

Insurance Agent

Cleveland, OH

Insurance sales is the only sales career where you will earn residual income. How would you like to be paid over and over again, year after year for selling a product. The renewal system works like ...

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Insurance Sales Residual Income information

See salary details

$27.5K

$72.5K

$139.5K

How much do insurance sales residual income jobs pay per year?

As of Jun 19, 2026, the average yearly pay for insurance sales residual income in the United States is $72,458.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,500.00 and $89,500.00 per year, depending on experience, location, and employer.

How much do insurance agents make on residuals?

Insurance sales agents can earn residual income from ongoing commissions on policies they sell, typically ranging from 5% to 20% of the policy premiums annually. The amount depends on the type of insurance, the company's commission structure, and the agent's sales volume. Residuals provide a steady income stream after the initial sale, often increasing with experience and client retention efforts.

Why do so many insurance agents quit?

Many insurance sales agents quit due to the high competition, inconsistent income from commissions, and the need for strong sales skills and persistence. The job often requires building a client base and managing rejection, which can lead to burnout and turnover.

Can you make a lot of money doing insurance sales?

Insurance sales professionals can earn significant income through commissions and residuals from policy renewals, especially with high sales volume and a strong client base. Income potential varies based on experience, sales skills, the insurance products sold, and the commission structure, with top performers often earning six-figure incomes or more.

How do residual commissions work in insurance sales, and what impact can they have on long-term income growth?

In insurance sales, residual or renewal commissions are ongoing payments earned from policies you have previously sold, as long as the clients maintain their coverage. This means that, over time, your income can grow steadily as you build a larger book of business, providing greater financial stability and passive income potential. Many successful insurance sales professionals focus on client retention and consistent follow-up to maximize their residual income. However, it's important to understand that commission structures vary by agency and product line, so clarifying these details with your prospective employer is essential.

What is the difference between Insurance Sales Residual Income vs Insurance Agent?

AspectInsurance Sales Residual IncomeInsurance Agent
Primary FocusGenerating ongoing income from existing policiesSelling new insurance policies
Work EnvironmentIndependent, often part-time or commission-basedAgency or company office, client meetings
CredentialsLicensing required, no additional certificationsLicensing required, possibly certifications for specialized policies
Income StructureResidual commissions from renewalsCommissions from new policy sales

Insurance Sales Residual Income focuses on earning ongoing commissions from existing policies, while Insurance Agents primarily sell new policies to clients. Both roles require licensing, but residual income emphasizes renewals, providing a steady income stream after initial sales.

What is insurance sales residual income?

Insurance sales residual income refers to the ongoing commissions that insurance agents receive for policies they have sold in the past. Instead of earning just a one-time payment, agents continue to earn a percentage of the premium each time the client renews their policy. This means that as long as the policy remains active and the client keeps paying premiums, the agent will keep earning income from that sale. Residual income can provide a stable, long-term revenue stream for insurance agents, making it a highly attractive aspect of the profession.

What are the key skills and qualifications needed to thrive as an Insurance Sales Agent focused on Residual Income, and why are they important?

To excel as an Insurance Sales Agent specializing in residual income, you need strong sales acumen, product knowledge, and typically a state-issued insurance license. Familiarity with CRM software, digital marketing tools, and quoting systems is often required. Outstanding interpersonal skills, persistence, and self-motivation help agents build lasting client relationships and grow their book of business. These abilities are vital for generating ongoing commissions and maintaining client retention in a competitive market.

What type of insurance sales make the most money?

In insurance sales, selling high-value policies such as life insurance, annuities, or commercial insurance typically yields higher residual income due to larger commissions and ongoing renewal payments. Successful agents often specialize in these areas and develop strong client relationships to maximize earnings over time.
Infographic showing various Insurance Sales Residual Income job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 50% In-person, and 50% Remote job distribution, with an average salary of $72,458 per year, or $34.8 per hour.

Medicare Sales Agent - Residual Income Opportunity

EPIC Broker Solutions

Asheville, NC • On-site

$1.0K - $100K/yr

Other

Posted 16 days ago

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Job description

Epic Broker Solutions is a rapidly growing independent insurance brokerage helping agents build long-term success in the senior market. We provide access to top national carriers, exclusive leads, advanced technology, and hands-on training so agents can grow a profitable business with residual income potential.

We are currently seeking motivated licensed agents — and ambitious individuals looking to enter the insurance industry — to join our expanding team.

What We Offer

  • Competitive commissions vested from day one
  • Direct carrier pay
  • Access to exclusive direct mail leads in your preferred territory
  • Proprietary CRM, quoting tools, and agent website
  • Daily live training and mentorship
  • Flexible schedule and remote opportunities
  • Access to top Medicare, life, and final expense carriers
  • Opportunity to build long-term residual income
  • Supportive and growth-focused team culture

Responsibilities

  • Meet with prospective clients to review insurance needs
  • Present Medicare and final expense insurance solutions
  • Educate seniors on coverage options
  • Maintain relationships with clients for renewals and referrals
  • Utilize CRM and quoting software to manage pipeline
  • Attend ongoing training and team meetings

Qualifications

  • Active health and/or life insurance license preferred, but not required
  • Strong communication and interpersonal skills
  • Self-motivated with an entrepreneurial mindset
  • Sales experience is helpful but not required
  • Willingness to learn and grow in the senior market

Compensation

  • Commission-based
  • Residual income opportunities
  • Performance-based bonuses available

About Epic Broker Solutions

Epic Broker Solutions is an independent insurance agency headquartered in Asheboro serving brokers across multiple states. We specialize in Medicare, life insurance, final expense, annuities, ancillary products, group health, and ACA marketplace plans.

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Build your future with a brokerage focused on agent success, support, and long-term growth.

Company Description

Epic Broker Solutions is an independent insurance agency dedicated to providing a supportive home for independent insurance brokers. Based in Asheboro, North Carolina, the company serves a growing network of agents across 15 states. Epic Broker Solutions offers a wide range of insurance products, including life insurance, Medicare plans, ancillary products, annuities, group health insurance, and ACA marketplace plans. The agency is committed to equipping brokers with the resources, support, and product access needed to successfully serve their clients and grow their businesses.