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Insurance Sales Residual Income Jobs (NOW HIRING)

American Income Life

Insurance Agent

Cleveland, OH

Insurance sales is the only sales career where you will earn residual income. How would you like to be paid over and over again, year after year for selling a product. The renewal system works like ...

MCDATM Associates

Insurance Sales Agent

Houston, TX

$83K/yr

Insurance Sales Agent Needed ASAP: $85,000 to $105,000 This is not a "clock in, clock out" job. We ... Opportunity to build long-term residual income Compensation: $83,000 - $105,000 Responsibilities:

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Insurance Sales Residual Income information

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$27.5K

$72.5K

$139.5K

How much do insurance sales residual income jobs pay per year?

As of May 29, 2026, the average yearly pay for insurance sales residual income in the United States is $72,458.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,500.00 and $89,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Sales Agent focused on Residual Income, and why are they important?

To excel as an Insurance Sales Agent specializing in residual income, you need strong sales acumen, product knowledge, and typically a state-issued insurance license. Familiarity with CRM software, digital marketing tools, and quoting systems is often required. Outstanding interpersonal skills, persistence, and self-motivation help agents build lasting client relationships and grow their book of business. These abilities are vital for generating ongoing commissions and maintaining client retention in a competitive market.

How do residual commissions work in insurance sales, and what impact can they have on long-term income growth?

In insurance sales, residual or renewal commissions are ongoing payments earned from policies you have previously sold, as long as the clients maintain their coverage. This means that, over time, your income can grow steadily as you build a larger book of business, providing greater financial stability and passive income potential. Many successful insurance sales professionals focus on client retention and consistent follow-up to maximize their residual income. However, it's important to understand that commission structures vary by agency and product line, so clarifying these details with your prospective employer is essential.

What is insurance sales residual income?

Insurance sales residual income refers to the ongoing commissions that insurance agents receive for policies they have sold in the past. Instead of earning just a one-time payment, agents continue to earn a percentage of the premium each time the client renews their policy. This means that as long as the policy remains active and the client keeps paying premiums, the agent will keep earning income from that sale. Residual income can provide a stable, long-term revenue stream for insurance agents, making it a highly attractive aspect of the profession.

What is the difference between Insurance Sales Residual Income vs Insurance Agent?

AspectInsurance Sales Residual IncomeInsurance Agent
Primary FocusGenerating ongoing income from existing policiesSelling new insurance policies
Work EnvironmentIndependent, often part-time or commission-basedAgency or company office, client meetings
CredentialsLicensing required, no additional certificationsLicensing required, possibly certifications for specialized policies
Income StructureResidual commissions from renewalsCommissions from new policy sales

Insurance Sales Residual Income focuses on earning ongoing commissions from existing policies, while Insurance Agents primarily sell new policies to clients. Both roles require licensing, but residual income emphasizes renewals, providing a steady income stream after initial sales.

Infographic showing various Insurance Sales Residual Income job openings in the United States as of May 2026, with employment types broken down into 30% Full Time, 57% Part Time, 1% Temporary, and 12% Contract. Highlights an 80% Physical, and 20% Remote job distribution, with an average salary of $72,458 per year, or $34.8 per hour.
Insurance Representative

Insurance Representative

First Family Insurance

Pompano Beach, FL

$58.20K - $73.50K/yr

Full-time

Posted 19 days ago

Job description


Join Our Team as an Insurance Sales Representative!

Are you motivated, goal-driven, and passionate about helping people secure their futures? We are looking for a dynamic and results-oriented Insurance Sales Representative to join our growing team!

Position: Insurance Sales Representative
Location: Fort Lauderdale, FL
Full-Time: Commission

Key Responsibilities:

  • Build and maintain strong relationships with new and existing clients

  • Conduct needs-based insurance assessments to recommend suitable coverage options

  • Actively prospect and generate new business leads

  • Present and explain insurance products to potential customers

  • Meet or exceed sales targets and performance goals

  • Provide exceptional customer service throughout the policy lifecycle

  • Stay updated on industry trends and product knowledge

Qualifications:

  • Strong communication and interpersonal skills

  • Goal-oriented with a proven ability to work independently

  • Licensed or willing to obtain a 2-15 insurance license (training available)

  • Ability to thrive in a fast-paced, competitive environment

  • A positive attitude and a passion for helping clients

Why Work With Us?

  • Competitive commission structure

  • Residual income

  • Comprehensive training and support to help you succeed

  • Flexible working hours and a collaborative team environment

  • Opportunity for career growth and advancement

  • Employee discounts on various products and services

Ready to start your career in insurance sales?
Apply today and become part of a successful team dedicated to making a difference in the lives of our clients!