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Insurance Risk Control Jobs in Philadelphia, PA (NOW HIRING)

ParetoHealth

Director, Risk Strategy

Philadelphia, PA · On-site

We blazed the trail with financing innovations that reduce the risks in self-insurance and deliver ... control solutions. But success is measured by more than dollars alone and we measure ours by the ...

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How much do insurance risk control jobs pay per hour?

As of May 29, 2026, the average hourly pay for insurance risk control in Philadelphia, PA is $27.82, according to ZipRecruiter salary data. Most workers in this role earn between $23.27 and $32.02 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Risk Control professional, and why are they important?

To thrive as an Insurance Risk Control professional, you need a solid understanding of risk assessment, loss prevention, and underwriting principles, usually supported by a degree in business, finance, or a related field. Familiarity with risk analysis software, industry regulations, and certifications such as Associate in Risk Management (ARM) are commonly required. Strong analytical thinking, communication, and attention to detail help you evaluate risks and communicate findings effectively to clients and underwriters. These skills are vital for accurately identifying exposures, recommending mitigation strategies, and supporting sound insurance decisions.

What are some typical challenges faced by professionals in Insurance Risk Control roles, and how can they be managed?

Professionals in Insurance Risk Control often face challenges such as evaluating complex or unique risks, staying up to date with changing regulations, and effectively communicating technical findings to clients and underwriters. Managing these challenges requires strong analytical skills, continuous professional development, and the ability to build collaborative relationships across departments. Additionally, adapting risk control recommendations to suit different industries and client needs is essential for success in this role.

What is insurance risk control?

Insurance risk control refers to the process of identifying, assessing, and implementing measures to minimize risks that could lead to insurance claims or losses. Professionals in this field work with businesses or individuals to analyze potential hazards and recommend ways to reduce the likelihood or severity of accidents, property damage, or liability issues. Their goal is to help insurers and clients manage risks more effectively, which can result in lower insurance premiums and improved safety. Risk control specialists often conduct site inspections, review safety protocols, and provide training or advice on loss prevention.

What is the difference between Insurance Risk Control vs Insurance Underwriter?

AspectInsurance Risk ControlInsurance Underwriter
Primary RoleIdentify and mitigate risks to prevent claimsAssess and evaluate risks to determine policy terms
CertificationsRisk management, safety certifications often preferredInsurance licenses, actuarial exams sometimes required
Work EnvironmentField inspections, client consultations, office workOffice-based, review of applications and data analysis
Industry UsageCommon in insurance companies, risk management firmsCore in underwriting departments of insurers

Insurance Risk Control professionals focus on preventing losses through risk assessments and safety measures, while Insurance Underwriters evaluate risks to set policy terms. Both roles are essential in the insurance industry but serve different functions in risk management and policy issuance.

What are popular job titles related to Insurance Risk Control jobs in Philadelphia, PA? For Insurance Risk Control jobs in Philadelphia, PA, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Control jobs in Philadelphia, PA look for? The top searched job categories for Insurance Risk Control jobs in Philadelphia, PA are:
Insurance Risk Control jobs near you
Infographic showing various Insurance Risk Control job openings in Philadelphia, PA as of May 2026, with employment types broken down into 1% As Needed, 71% Full Time, 23% Part Time, 1% Temporary, and 4% Contract. Highlights an 90% Physical, 4% Hybrid, and 6% Remote job distribution, with an average salary of $57,862 per year, or $27.8 per hour.
Director, Risk Strategy

Director, Risk Strategy

ParetoHealth

Philadelphia, PA • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 29 days ago

Job description

We're in this for the greater good at ParetoHealth. Our mission is collective greatness, nothing less will do. Our team is a single force united in the drive to transform employee health benefits.
The company was founded in 2011 to help small and medium-sized businesses fight the rising cost of employee health benefits. We blazed the trail with financing innovations that reduce the risks in self-insurance and deliver significant savings-and we continue to lead with a growing ecosystem of partners and world-class cost control solutions.
But success is measured by more than dollars alone and we measure ours by the good that comes from knowing that every client and all their employees can count on effective, affordable healthcare for years to come.
Please note that ParetoHealth does not provide employment visa sponsorship for this position. Candidates must be authorized to work in the United States without sponsorship both now or in the future.
Position Summary:
ParetoHealth is seeking a Director of Risk Strategy to lead the evolution of our captive-based stop-loss solutions and drive innovation across our risk-sharing model. This role is responsible for defining product vision, advancing innovation, and aligning cross-functional teams to deliver competitive, data-driven solutions for self-funded employers.
As a strategic leader, you will shape and execute initiatives that strengthen Pareto's differentiated approach. This will include assessing alternative risk structures, managing and evolving our overall suite of protections, identifying market pain points, and developing solutions to address those needs.
The ideal candidate brings strategic thinking, creativity, strong analytical acumen, and a demonstrated ability to translate market and customer insights into impactful product strategies. Additionally, strong communication and collaboration capabilities are required to drive alignment across the organization.
Key Responsibilities:
Product Strategy & Vision
  • Define and own the risk product strategy for Pareto's captive and stop-loss portfolio
  • Assess alternative risk structures and determine whether/how Pareto should evolve captive structures, contribution models, and risk corridors to optimize performance and member experience
  • Identify market pain points and associated opportunities through broker feedback, claims analysis, regulatory insights, and assessment of the competitive landscape
  • Develop and prioritize a roadmap to expand/manage a suite of protections for captive Members aligned with company growth objectives and risk appetite

Market & Competitive Intelligence
  • Understand industry trends, including cost drivers, network strategies, and alternative funding models
  • Evaluate alternative product designs, pricing approaches, and underwriting methodologies
  • Partner with sales and marketing to capture voice-of-customer insights from brokers, consultants, and employer groups
  • Understand risk/ product management capabilities at carriers and TPAs in detail to identify gaps and opportunities

Cross-Functional Leadership
  • Drive alignment on product priorities and ensure effective execution of key initiatives across underwriting, product, and technology
  • Support go-to-market efforts in partnership with Product, Sales, and Marketing, including messaging and sales enablement

Required Skills & Qualifications:
  • 3-5 years of top-tier consulting experience
  • 3-5 years in Product Management or Strategy in insurance (e.g., carrier, broker, MGU)
  • Strong nose for value with ability to translate market pain points into solutions; creative, innovative mindset
  • Data-driven with strong analytical and financial acumen
  • Demonstrated ability to lead cross-functional initiatives in a complex, matrixed environment; superior communication skills

Preferred:
  • Deep understanding of risk-sharing structures and stop-loss mechanics
  • Experience with captive programs, alternative risk arrangements, or level-funded products
  • Experience working with mid-market employers (50-1,000 lives)
  • Exposure to clinical programs, cost containment vendors, and population health strategies
  • MBA or advanced degree

Core Competencies:
  • Creative with a focus on value - ability to identify opportunities and develop appropriate solutions
  • Data-driven - ability to utilize data to validate and size opportunities
  • Strategic thinking grounded in data and real-world performance
  • Strong communicator - ability to clearly communicate across all levels and functions to drive alignment
  • Cross-functional/collaborative - able to work across teams to define a solution and bring it to market (commercial focus)

What Success Looks Like
  • Continued evolution of Pareto's captive model as a market-leading solution
  • Strong adoption and advocacy from brokers, consultants, and employer groups
  • Tight alignment between product strategy, underwriting, and commercial execution

Perks & Benefits:
  • Fully paid medical, dental, and vision benefits.
  • Flexible PTO
  • 401k company contribution
  • Tuition reimbursement
  • Professional development allowance
  • Transportation allowance and daily parking reimbursement
  • Engaging hybrid work environment

We are guided by our values:
Fire in the belly
The drive to learn, to improve, and to deliver outstanding value every day.
See the field
The ability to see the big picture and prepare to meet tomorrow's needs.
Get it done right
The passion to produce at higher rates and to the highest standards.
For the greater good
A united community creating better health benefit solutions for all.
Please note that any communication from our recruiters and hiring managers at ParetoHealth about a job opportunity will only be made by a ParetoHealth employee with an @paretohealth.com address. ParetoHealth does not conduct text message or chat-based interviews. Any other email addresses, agencies, or forums may be phishing scams designed to obtain your personal information.
We will not ask you to provide personal or financial information, including, but not limited to, your social security number, online account passwords, credit card numbers, passport information, and other related banking information until we begin onboarding activities, which will be coordinated by a member of the ParetoHealth People Ops Team with an @paretohealth.com email address.
Disclosures:
ParetoHealth is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion (creed), gender, gender expression, age, national origin (ancestry), disability, marital status, sexual orientation, or military status, in any of its activities or operations. These activities include, but are not limited to, hiring and firing of staff, selection of volunteers and vendors, and provision of services. We are committed to providing an inclusive and welcoming environment for all members of our staff, clients, volunteers, subcontractors, vendors, and clients.
California Applicants: See Pareto's CCPA Notice of Collection for California Employees and Applicants for information about how Pareto Captive Services, LLC, Pareto Health, LLC, and Pareto Underwriting Partners, LLC, together with their respective subsidiaries (collectively, "Pareto") collects and uses personal information submitted by employment applicants.

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