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Insurance Risk Assessor Jobs in Arizona (NOW HIRING)

MUFG Bank, Ltd.

Third Party Risk Manager, AVP

Tempe, AZ · On-site

$91K - $107K/yr

Responsible for providing support for risk assessments for engagements under the Third-Party ... Awareness of corporate insurance requirements for third parties * Compliance with applicable rules ...

Reseco Insurance Advisors

Sr. Risk Advisor

Phoenix, AZ · On-site

$80K - $140K/yr

Complete, document, and present Best Practice Risk Assessments per department standards * Lead Safety Committee/Task Force elements for clients as needed For this specific role, we would like you to ...

Western Mutual Insurance Group

Be Seen First

Homeowners Insurance Underwriter

Scottsdale, AZ · On-site

$70K - $90K/yr

We are seeking an experienced Homeowners Insurance Underwriter to evaluate and manage new and ... Strong analytical and risk assessment skills. * Effective written and verbal communication skills.

MUFG

Third Party Risk Manager, AVP

Tempe, AZ · Hybrid

$91K - $107K/yr

Responsible for providing support for risk assessments for engagements under the Third-Party ... Awareness of corporate insurance requirements for third parties * Compliance with applicable rules ...

MUFG Bank, Ltd.

Third Party Risk Manager, AVP

Tempe, AZ · On-site

$91K - $107K/yr

Responsible for providing support for risk assessments for engagements under the Third-Party ... Awareness of corporate insurance requirements for third parties * Compliance with applicable rules ...

MUFG

Third Party Risk Manager, AVP

Tempe, AZ · Hybrid

$91K - $107K/yr

Responsible for providing support for risk assessments for engagements under the Third-Party ... Awareness of corporate insurance requirements for third parties * Compliance with applicable rules ...

Valle Del So

Clinical Assessor II

Phoenix, AZ · On-site

... Risk Assessment, the Strength and Culture Discovery and the Overall impressions. The Clinical ... Vision Insurance * Paid Life Insurance * Paid Disability Insurance * Paid time off * Employee ...

PMA Companies

Senior Risk Control Consultant

Phoenix, AZ · On-site

$90K - $120K/yr

Evaluate existing and prospective clients through the risk management assessment for all business segments and lines of insurance coverage that may include workers compensation, commercial auto ...

OneMain Financial

Underwriter

Tempe, AZ

This position combines analytical thinking, decision-making, and problem-solving to assess risk ... Experience in underwriting, lending, banking, financial services, insurance, risk management, or a ...

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All JobsInsurance Risk Assessor JobsInsurance Risk Assessor Jobs in Arizona

Insurance Risk Assessor information

See Arizona salary details

$18

$36

$62

How much do insurance risk assessor jobs pay per hour?

As of Jul 10, 2026, the average hourly pay for insurance risk assessor in Arizona is $36.05, according to ZipRecruiter salary data. Most workers in this role earn between $22.16 and $50.62 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Risk Assessor, and why are they important?

To thrive as an Insurance Risk Assessor, you need strong analytical skills, attention to detail, and a background in finance, mathematics, or a related field, often supported by a relevant degree or professional qualification. Familiarity with risk assessment software, data analysis tools, and industry regulations is typically required. Excellent communication, critical thinking, and negotiation skills help build trust with clients and collaborate effectively with underwriters and other stakeholders. These competencies ensure accurate risk evaluations, sound underwriting decisions, and the financial stability of insurance providers.

What does an Insurance Risk Assessor do?

An Insurance Risk Assessor evaluates the potential risks associated with insuring individuals or organizations. They analyze data, review applications, and assess factors like health, occupation, lifestyle, or business operations to determine the likelihood of a claim being made. Based on their findings, they recommend policy terms, coverage amounts, and premiums. Their work helps insurance companies manage risk and remain financially stable.

What is the difference between Insurance Risk Assessor vs Insurance Underwriter?

AspectInsurance Risk AssessorInsurance Underwriter
CredentialsCertifications like CPCU, ARM, or RIMSSimilar certifications often required
Work EnvironmentAnalyzing risk data, field inspections, office workEvaluating applications, decision-making, office-based
Industry UsageUsed in insurance companies, risk management firmsCore role in insurance companies, underwriting departments

Insurance Risk Assessors analyze potential risks to determine insurance eligibility and premiums, often conducting inspections and data analysis. Insurance Underwriters evaluate applications and decide on coverage terms. While both roles require similar credentials and work environments, Risk Assessors focus on risk analysis, whereas Underwriters make final coverage decisions.

What are some common challenges faced by Insurance Risk Assessors when evaluating complex or unconventional insurance applications?

Insurance Risk Assessors often encounter challenges when dealing with complex or unconventional insurance applications, such as those involving unique business models, high-value assets, or emerging risks like cyber threats. These cases require a deep understanding of industry trends, regulatory requirements, and the ability to analyze incomplete or ambiguous information. Collaborating closely with underwriters, actuaries, and sometimes external experts is essential to ensure accurate risk evaluation and fair premium pricing. Staying current with continuing education and industry developments helps assessors manage these complexities effectively.
What are popular job titles related to Insurance Risk Assessor jobs in Arizona? For Insurance Risk Assessor jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Assessor jobs in Arizona look for? The top searched job categories for Insurance Risk Assessor jobs in Arizona are:
Insurance Risk Assessor jobs near you
Infographic showing various Insurance Risk Assessor job openings in Arizona as of July 2026, with employment types broken down into 28% Locum Tenens, 30% Full Time, 3% Part Time, 1% Contract, 36% Nights, and 2% Summer. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $74,979 per year, or $36 per hour.
Homeowners Insurance Underwriter

Homeowners Insurance Underwriter

Western Mutual Insurance Group

Scottsdale, AZ • On-site

Other

Medical, Dental, Life, Retirement, PTO

Posted 21 days ago

Job description

For more than 80 years, Western Mutual Insurance Group has provided reliable protection to homeowners throughout the Southwestern United States. Rated A (Excellent) by A.M. Best and consistently recognized among Ward’s Top 50 Property-Casualty Insurers, we are a financially strong and service-focused organization committed to disciplined underwriting and long-term success.

We are seeking an experienced Homeowners Insurance Underwriter to evaluate and manage new and renewal business in accordance with company guidelines while exercising sound underwriting judgment.

Key Responsibilities

  • Evaluate and underwrite new homeowners insurance applications to ensure compliance with underwriting standards.
  • Review renewal policies to assess continued eligibility, changes in exposure, and overall account profitability.
  • Partner with internal agents to provide underwriting guidance, feedback, and education on company standards.
  • Apply independent judgment to balance risk selection, retention, and profitability objectives.
  • Maintain current knowledge of regulatory and coverage variations across AZ, CA, ID, NV, UT, and TX.
  • Document underwriting decisions clearly and accurately within automated systems.

Qualifications

  • Minimum 2 years of direct homeowners/property underwriting experience (P&C background preferred).
  • Strong analytical and risk assessment skills.
  • Effective written and verbal communication skills.
  • Knowledge of multi-state regulatory requirements.
  • Proficiency with underwriting platforms and office software.
  • Detail-oriented with strong organizational skills and professional judgment.

What We Offer

  • Competitive base salary with performance-based bonus opportunity.
  • Profit sharing and 401(k) plan.
  • Comprehensive benefits including medical, dental, life insurance, LTD, paid time off, and holidays.
  • Tuition reimbursement and professional development opportunities.
  • Stable, team-oriented environment with a legacy of excellence.

Please submit your resume and salary requirement for consideration.

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