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Insurance Risk Assessor Jobs in Arizona (NOW HIRING)

Sr. Risk Advisor

Phoenix, AZ · On-site

$80K - $140K/yr

Complete, document, and present Best Practice Risk Assessments per department standards * Lead Safety Committee/Task Force elements for clients as needed For this specific role, we would like you to ...

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We are seeking an experienced Homeowners Insurance Underwriter to evaluate and manage new and ... Strong analytical and risk assessment skills. * Effective written and verbal communication skills.

Third Party Risk Manager, AVP

Tempe, AZ · On-site

$91K - $107K/yr

Responsible for providing support for risk assessments for engagements under the Third-Party ... Awareness of corporate insurance requirements for third parties * Compliance with applicable rules ...

Third Party Risk Manager, AVP

Tempe, AZ · Hybrid

$91K - $107K/yr

Responsible for providing support for risk assessments for engagements under the Third-Party ... Awareness of corporate insurance requirements for third parties * Compliance with applicable rules ...

Third Party Risk Manager, AVP

Tempe, AZ · Hybrid

$91K - $107K/yr

Responsible for providing support for risk assessments for engagements under the Third-Party ... Awareness of corporate insurance requirements for third parties * Compliance with applicable rules ...

Third Party Risk Manager, AVP

Tempe, AZ · On-site

$91K - $107K/yr

Responsible for providing support for risk assessments for engagements under the Third-Party ... Awareness of corporate insurance requirements for third parties * Compliance with applicable rules ...

... Risk Assessment, the Strength and Culture Discovery and the Overall impressions. The Clinical ... Vision Insurance * Paid Life Insurance * Paid Disability Insurance * Paid time off * Employee ...

Senior Risk Control Consultant

Phoenix, AZ · On-site

$90K - $120K/yr

Evaluate existing and prospective clients through the risk management assessment for all business segments and lines of insurance coverage that may include workers compensation, commercial auto ...

This position combines analytical thinking, decision-making, and problem-solving to assess risk ... Experience in underwriting, lending, banking, financial services, insurance, risk management, or a ...

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Showing results 1-20

Insurance Risk Assessor information

See Arizona salary details

$18

$36

$62

How much do insurance risk assessor jobs pay per hour?

As of Jul 10, 2026, the average hourly pay for insurance risk assessor in Arizona is $36.05, according to ZipRecruiter salary data. Most workers in this role earn between $22.16 and $50.62 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Risk Assessor, and why are they important?

To thrive as an Insurance Risk Assessor, you need strong analytical skills, attention to detail, and a background in finance, mathematics, or a related field, often supported by a relevant degree or professional qualification. Familiarity with risk assessment software, data analysis tools, and industry regulations is typically required. Excellent communication, critical thinking, and negotiation skills help build trust with clients and collaborate effectively with underwriters and other stakeholders. These competencies ensure accurate risk evaluations, sound underwriting decisions, and the financial stability of insurance providers.

What does an Insurance Risk Assessor do?

An Insurance Risk Assessor evaluates the potential risks associated with insuring individuals or organizations. They analyze data, review applications, and assess factors like health, occupation, lifestyle, or business operations to determine the likelihood of a claim being made. Based on their findings, they recommend policy terms, coverage amounts, and premiums. Their work helps insurance companies manage risk and remain financially stable.

What is the difference between Insurance Risk Assessor vs Insurance Underwriter?

AspectInsurance Risk AssessorInsurance Underwriter
CredentialsCertifications like CPCU, ARM, or RIMSSimilar certifications often required
Work EnvironmentAnalyzing risk data, field inspections, office workEvaluating applications, decision-making, office-based
Industry UsageUsed in insurance companies, risk management firmsCore role in insurance companies, underwriting departments

Insurance Risk Assessors analyze potential risks to determine insurance eligibility and premiums, often conducting inspections and data analysis. Insurance Underwriters evaluate applications and decide on coverage terms. While both roles require similar credentials and work environments, Risk Assessors focus on risk analysis, whereas Underwriters make final coverage decisions.

What are some common challenges faced by Insurance Risk Assessors when evaluating complex or unconventional insurance applications?

Insurance Risk Assessors often encounter challenges when dealing with complex or unconventional insurance applications, such as those involving unique business models, high-value assets, or emerging risks like cyber threats. These cases require a deep understanding of industry trends, regulatory requirements, and the ability to analyze incomplete or ambiguous information. Collaborating closely with underwriters, actuaries, and sometimes external experts is essential to ensure accurate risk evaluation and fair premium pricing. Staying current with continuing education and industry developments helps assessors manage these complexities effectively.
What are popular job titles related to Insurance Risk Assessor jobs in Arizona? For Insurance Risk Assessor jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Assessor jobs in Arizona look for? The top searched job categories for Insurance Risk Assessor jobs in Arizona are:
Infographic showing various Insurance Risk Assessor job openings in Arizona as of July 2026, with employment types broken down into 28% Locum Tenens, 30% Full Time, 3% Part Time, 1% Contract, 36% Nights, and 2% Summer. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $74,979 per year, or $36 per hour.
Customer Service Representative (Insurance)

Customer Service Representative (Insurance)

HomeServices Insurance, Inc.

Tucson, AZ

$21 - $26.44/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 16 days ago


Job description

To provide day-to-day service and support to new and existing clients such that objectives for profitability and growth are met.

Job Duties and Responsibilities (Essential Job Functions) 

1.  Support sales programs and long-term objectives to enhance business strategy and achieve goals relative to profitability, cost control and organizational effectiveness. (75-80%)

  • Research and answer calls from clients, underwriters and third parties.
  • Advise clients regarding insurance coverage and risk management issues.
  • Process policy changes and cancellations.
  • Handle claims and billing inquiries.
  • Foster and maintain good working relationships with insurance companies and underwriters.

2.  Work with existing clients to providing quotes on current lines of business, or line replacements, and cross-selling. (10-15%)

3.  Report immediately any circumstances that may lead to potential or actual HomeServices errors and omissions claim and/or any DOI (Dept. of Ins.) or related complaints to the department manager. (0-5%)

4.  Perform any additional responsibilities as requested or assigned. (0-5%)

Performance Expectations

  • Meet all performance and behavior expectations outlined in the company performance appraisal form or communicated by management.
  • Perform responsibilities as directed achieving desired results within expected time frames and with a high degree of quality and professionalism.
  • Establish and maintain positive and productive work relationships with all staff, customers, and business partners.
  • Demonstrate the behavioral and technical competencies necessary to effectively complete job responsibilities. Take personal initiative for technical and professional development.
  • Follow the company HR Policy, the Code of Business Conduct and all subsidiary and department policies and procedures, including protecting confidential company information, attending work punctually and regularly, and following good safety practices in all activities.

Qualifications

Education:

  • High School Diploma or equivalent work experience and knowledge.

Experience:

  • Two years successful servicing experience with independent agency (or equivalent).

Knowledge and Skills:

  • Property and Casualty License
  • Working knowledge of insurance agency operations, claims handling, coverages, rates, markets, and applicable insurance laws/codes.
  • Thorough knowledge of all personal lines insurance products especially those represented through HomeServices Insurance.
  • Excellent analytical, problem-solving, and decision-making skills.
  • Excellent oral, written, and interpersonal communication skills.
  • Proven automation, time management, and organizational skills.
  • Familiarity with risk assessment and risk management techniques.

Wage: $21.00 - $26.44 hourly; actual wage is based upon education and experience. Potential for formulary incentive plan, based on financial results. 

Benefits:   Full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance, Paid Vacation (PTO), 401(k) with employer match, Flexible Spending Account, and Employee Assistance Program (EAP)

Equal Opportunity Employer