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Insurance Risk Analyst Jobs in Tennessee (NOW HIRING)

Cadre5

Cyber Governance Analyst

Knoxville, TN

Excellent medical insurance, including employer-paid benefits Job Responsibilities: * Identify ... Provide guidance on policies and controls to support appropriate levels of risk, facilitate risk ...

Insurefit RM

Risk Advisor

Knoxville, TN

$27 - $28/hr

About the Job Position Summary Insurefit RM, an award-winning independent insurance agency in ... Strong communication and analytical skills * Proven problem-solving ability * Working knowledge of ...

Unum UK

Regulatory Analyst

Chattanooga, TN · Remote

... risk, timely issue resolution, and responsiveness to coaching. This position must interact with ... Responds to routine inquiries and requests from state insurance departments, other state and ...

Unum Group

Regulatory Analyst

Chattanooga, TN · On-site

... risk, timely issue resolution, and responsiveness to coaching. This position must interact with ... Responds to routine inquiries and requests from state insurance departments, other state and ...

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All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in Tennessee

Insurance Risk Analyst information

See Tennessee salary details

$44.5K

$75.5K

$141.6K

How much do insurance risk analyst jobs pay per year?

As of Jun 9, 2026, the average yearly pay for insurance risk analyst in Tennessee is $75,547.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,000.00 and $78,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

More about Insurance Risk Analyst jobs
What are popular job titles related to Insurance Risk Analyst jobs in Tennessee? For Insurance Risk Analyst jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Analyst jobs in Tennessee look for? The top searched job categories for Insurance Risk Analyst jobs in Tennessee are:
What cities in Tennessee are hiring for Insurance Risk Analyst jobs? Cities in Tennessee with the most Insurance Risk Analyst job openings:
What are popular job titles related to Insurance Risk Analyst jobs in TN? For Insurance Risk Analyst jobs in TN, the most frequently searched job titles are:
Insurance Risk Analyst jobs near you
Infographic showing various Insurance Risk Analyst job openings in Tennessee as of May 2026, with employment types broken down into 78% Full Time, and 22% Part Time. Highlights an 81% Physical, 7% Hybrid, and 12% Remote job distribution, with an average salary of $75,547 per year, or $36.3 per hour.
Manager, Medicare Risk Adjustment Analytics Consulting - REMOTE

Manager, Medicare Risk Adjustment Analytics Consulting - REMOTE

Health Care Service Corporation

Nashville, TN • Remote

$112K - $202K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 6 days ago

Job description

At HCSC, our employees are the cornerstone of our business and the foundation to our success. We empower employees with curated development plans that foster growth and promote rewarding, fulfilling careers.

Join HCSC and be part of a purpose-driven company that will invest in your professional development.

Job SummaryThe Medicare Risk Adjustment Analytics Consulting Manager is a Subject Matter Expert (SME) who will drive revenue integrity and analytics strategy by serving as the primary consultative resource for strategic initiatives. This role leads cross-functional, matrixed teams and works directly with risk adjustment analysts to transform complex financial and risk adjustment data into actionable business intelligence. Additionally, the SME champions advanced data science initiatives by supporting the end-to-end development, refinement, and deployment of predictive models. As a key advisor to the business, the SME consistently delivers strategic, data-driven insights and collaborates with key stakeholders to ensure revenue accuracy and analytic product integrity.
Core responsibilities include consultive leadership, translating complex risk adjustment analyses into high-impact strategic recommendations and presentations. The manager is a strategic advisor, collaborates with key business partners and oversees the design and execution of complex data initiatives.

JOB REQUIREMENTS:

  • Bachelor Degree in Math, Actuarial Science, Business Statistics, Accounting or Finance OR 4 years experience.
  • 5 years experience interfacing with external clients, large employers, brokers, or consultants OR 5 years experience in presenting analytic results to both internal and external audiences.
  • 5 years experience in requiring data analysis and information reporting related to healthcare data.
  • 2 years leadership experience.
  • Negotiation, decision-making, organizational, and analytical skills.
  • Verbal and written communication skills, including presentation skills.
  • PC proficiency to include Access, Excel, Word, and PowerPoint.

PREFERRED JOB REQUIREMENTS:

  • Deep Medicare Risk Adjustment experience (HCC models, risk score calculations, RADV audits).
  • Proven success leading data projects and influencing indirect reports, peers, and cross-functional teams in a complex environment and without formal authority.
  • Advanced understanding of querying, manipulating, and visualizing healthcare data (e.g.' SQL, SAS, Python, Tableau or Power BI).
  • Exceptional presentation skills reporting to C-suite or executive-level stakeholders including the ability to simplify complex data analyses into business insights for non-technical partners.

This is a Remote role.

#LI -PD1
#LI-REMOTE

Are you being referred to one of our roles? If so, ask your connection at HCSC about our Employee Referral process!

Pay Transparency Statement:

At Health Care Service Corporation, you will be part of an organization committed to offering meaningful benefits to our employees to support their life outside of work. From health and wellness benefits, 401(k) savings plan, pension plan, paid time off, paid parental leave, disability insurance, supplemental life insurance, employee assistance program, paid holidays, tuition reimbursement, plus other incentives, we offer a robust total rewards package for employees. Learn more about our benefit offerings by visiting https://careers.hcsc.com/totalrewards.

The compensation offered will vary depending on your job-related skills, education, knowledge, and experience. This role aligns with an annual incentive bonus plansubject to the terms and the conditions of the plan.

HCSC Employment Statement:

We are an Equal Opportunity Employment employer dedicated to providing a welcoming environment where the unique differences of our employees are respected and valued. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other legally protected characteristics.

Base Pay Range$112,200.00 - $202,600.00

Exact compensation may vary based on skills, experience, and location.

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