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Insurance Risk Analyst Jobs in Tennessee (NOW HIRING)

Insurance Analyst - Post Closing

Memphis, TN

$19.50 - $26.50/hr

The Insurance Analyst handles the insurance process preparation and payment of the insurance ... risk sharing and hospital loans." RECRUITMENT SPAM: Greystone posts open roles only on our official ...

... risk analysis within property/casualty insurance * Experience analyzing portfolio performance ... profitability, and business drivers * Ability to work with incomplete or evolving datasets and ...

... risk analysis within property/casualty insurance * Experience analyzing portfolio performance ... profitability, and business drivers * Ability to work with incomplete or evolving datasets and ...

... risk analysis within property/casualty insurance * Experience analyzing portfolio performance ... profitability, and business drivers * Ability to work with incomplete or evolving datasets and ...

... risk analysis within property/casualty insurance * Experience analyzing portfolio performance ... profitability, and business drivers * Ability to work with incomplete or evolving datasets and ...

Risk Manager

Nashville, TN · On-site

$85 - $115/hr

Investigate, track, and analyze incidents, adverse events, grievances, and potential liability ... insurance offering, a physician network and various related services located in 40 U.S. states ...

New

Showing results 41-60

Insurance Risk Analyst information

See Tennessee salary details

$44.5K

$75.5K

$141.6K

How much do insurance risk analyst jobs pay per year?

As of Sep 6, 2026, the average yearly pay for insurance risk analyst in Tennessee is $75,547.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,000.00 and $78,500.00 per year, depending on experience, location, and employer.

What is an insurance risk analyst?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does an insurance risk analyst do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are the key skills and qualifications needed to thrive as an insurance risk analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

What are some common challenges faced by insurance risk analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

How much do insurance risk analysts get paid?

Insurance risk analysts typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn over $100,000 annually.

How much does an insurance risk analyst make?

The average salary for an insurance risk analyst is around $70,000 to $90,000 per year, depending on experience, location, and industry. Entry-level positions typically start lower, while experienced analysts with certifications can earn higher salaries. Skills in data analysis and risk assessment tools are often required for higher-paying roles.

Is an insurance risk analyst a good career?

An insurance risk analyst is a professional who assesses and manages risks for insurance companies, often requiring strong analytical skills and knowledge of insurance policies. The role offers opportunities for career growth, stability, and the potential for specialization in areas like underwriting or data analysis, with many positions requiring relevant certifications or degrees. Overall, it can be a stable and rewarding career for those interested in finance, risk management, and data analysis.

What are popular job titles related to Insurance Risk Analyst jobs in Tennessee?

For Insurance Risk Analyst jobs in Tennessee, the most frequently searched job titles are:

What cities in Tennessee are hiring for Insurance Risk Analyst jobs?

Cities in Tennessee with the most Insurance Risk Analyst job openings:

What are popular job titles related to Insurance Risk Analyst jobs in TN?

For Insurance Risk Analyst jobs in TN, the most frequently searched job titles are:

Infographic showing various Insurance Risk Analyst job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 19% Part Time, and 7% Contract. Highlights an 84% Physical, 1% Hybrid, and 15% Remote job distribution, with an average salary of $75,547 per year, or $36.3 per hour.

2027 Group Benefit Solutions (GBS) Underwriting Summer Internship Program (Chattanooga, TN)

New York Life Insurance Co

Chattanooga, TN • On-site

Full-time, Temporary, Internship

Life

Re-posted 6 days ago


Job description

Job Requisition ID: 94518
Location Designation: Hybrid - 3 days per week
Group Benefit Solutions deliverscomprehensive insurance and absence management solutions for mid-sized and large companies. Our work fosters a healthier, happier, and more secure workforce, contributing to New York Life's legacy of beingthere when we're needed most. Here, you'll design, implement, and support these solutions directly impacting employees' lives. At our core, we provide financial security and peace of mind to people through our absence, accident, disability, voluntary benefits, and life insurance solutions. Click here to learn more about Group Benefits solutions.
Role Overview
If you're looking to apply strong analytical and quantitative skills in a collaborative, fast-paced environment, an Underwriting internship in Group Benefit Solutions offers an opportunity to gain hands-on experience while building a strong foundation in insurance underwriting.
During this 10-week summer internship, you will learn how underwriters evaluate risk, assess potential customers, and develop pricing recommendations for group insurance solutions. Through formal training, mentorship, networking opportunities, and real-world underwriting assignments, you will gain exposure to the underwriting profession while contributing to meaningful business outcomes that help deliver financial protection and peace of mind to millions of people.
What You'll Do
  • Participate in structured training sessions to build a foundational understanding of Group Benefits underwriting principles, products, and risk evaluation.
  • Partner with an experienced underwriter through one-on-one mentorship while engaging with senior leaders and expanding your professional network.
  • Analyze real underwriting cases by assessing risk factors and contributing to pricing decisions that support business growth and profitability.
  • Collaborate with fellow Group Benefit Solutions interns on a summer-long project that strengthens analytical thinking, problem-solving, and teamwork skills.
  • Attend speaker sessions and learning events led by New York Life leaders across Underwriting, Finance, and related business functions to broaden your understanding of the organization.

What You'll Bring
  • Rising senior pursuing a bachelor's degree in Risk Management, Economics, Finance, Accounting, Mathematics, Data Analytics, Business Management, or a related field.
  • Strong analytical, quantitative, and critical thinking skills with a high level of comfort working with numbers.
  • Effective written and verbal communication skills with the ability to present ideas clearly.
  • Proficiency with Microsoft Office applications, particularly Microsoft Excel and Word.
  • Interest in pursuing a career in underwriting and the insurance industry.
  • Customer-focused mindset with strong organizational skills and attention to detail.

Preferred Skills
  • Overall GPA of 3.0 or higher.
  • Previous coursework or internship experience related to finance, insurance, risk management, or data analysis.
  • Experience working collaboratively on team-based projects.
  • Demonstrated curiosity, initiative, and commitment to continuous learning.

Please apply only to the location you would most prefer. If you are selected for an interview, you'll have the opportunity to discuss your location preferences and any other locations you may be interested in at that time.
To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment-based immigration sponsorship for this program. Likewise, this program is not available to those authorized to work under optional practical training (OPT) or curricular practical training (CPT).
Curious what it's like to intern at NYL? Check out #NYLEarlyCareers on LinkedIn!
#GBScampus
#GBScampus #LI-MW1
Pay Transparency
Salary range: 21/ hour
Overtime eligible: Nonexempt
Discretionary bonus eligible: No
Sales bonus eligible: No
Actual base salary will be determined based on several factors but not limited to individual's experience, skills, qualifications, and job location. Additionally, employees are eligible for an annual discretionary bonus. In addition to base salary, employees may also be eligible to participate in an incentive program.
Actual base salary within that range will be determined by several components including but not limited to the individual's experience, skills, qualifications, and job location.In addition to base salary, employees may also be eligible to participate in an incentive program.
Our Diversity Promise
We believe in a diverse workforce because it is our mission to advocate for the financial security and success of people in every community. This is why diversity, equity, and inclusion (DEI) are guiding principles that are embedded in our brand and our culture. Click here to learn more about how we have been recognized for our leadership.
Recognized as one of Fortune's World's Most Admired Companies, New York Life is committed to improving local communities through a culture of employee giving and volunteerism, supported by the Foundation. We're proud that due to our mutuality, we operate in the best interests of our policy owners. To learn more about career opportunities at New York Life, please visit the Careers page of www.NewYorkLife.com.
About NY Life Insurance Company
Diversity & Humanity-two values that are deeply rooted in the New York Life culture and have laid the foundation for over 175 years of commitment to our employees, agents, policy owners, and the communities where we live and work. At New York Life you become a valued part of a welcoming, inclusive, and caring culture that has a long-standing legacy in stability and growth. The strength of New York Life revolves around our diversified, multi-dimensional business portfolio that goes beyond life insurance, and we want you to be a part of our legacy.
As a Fortune 100 company and industry leader, we provide an environment where you can explore your career ambitions, offering opportunities to tackle meaningful challenges and stretch your skills while balancing work and life priorities. You will be part of a diverse team guided by our belief to always be there for each other-providing the support and flexibility to grow and reach new heights while making an impact in the lives of others.
You are our future, and we commit to investing in you accordingly.
Visit our Linkedin to see how our employees and agents are leading the industry and impacting communities.
Visit our Newsroom to learn more about how our company is constantly evolving to meet our clients' and employees' needs.
Required Legal Notices - All Candidates Please Click Here