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Insurance Inspector Jobs in Frederick, MD (NOW HIRING)

Established in 2012, Seek Now captures robust property data to meet the needs of customers across the insurance and real estate industries. With more than 2 million property inspections completed to ...

As a Quality Control Inspector, you will play a crucial role in ensuring the highest quality of ... insurance; generous paid time off including vacation, sick leave, floating and fixed holidays ...

NDE INSPECTOR The NDE Operations organization at SpaceX is an inclusive, inter-disciplinary team ... and long-term disability insurance, life insurance, paid parental leave, and various other ...

Field Inspector

Frederick, MD · On-site

$25/hr

Field Audit & Inventory Inspector (1099 Contractor) This position requires travel between locations. Quiktrak is seeking 1099 Audit and Inventory Inspectors to perform field audit inspections in your ...

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Insurance Inspector information

See Frederick, MD salary details

$5

$19

$23

How much do insurance inspector jobs pay per hour?

As of Jul 5, 2026, the average hourly pay for insurance inspector in Frederick, MD is $19.81, according to ZipRecruiter salary data. Most workers in this role earn between $17.93 and $21.97 per hour, depending on experience, location, and employer.

What kind of inspectors make the most money?

Insurance inspectors who specialize in high-value or complex policies, such as commercial or industrial property inspectors, tend to earn higher salaries. Those with advanced certifications, extensive experience, or who work in high-risk or specialized fields generally have higher earning potential within the inspection industry.

What do insurance inspectors do?

Insurance inspectors evaluate properties, vehicles, or businesses to determine insurance risks and verify the accuracy of applications. They conduct on-site inspections, take photographs, and prepare reports to help insurance companies decide on coverage and premiums. Strong attention to detail and knowledge of safety standards are essential for this role.

How do I become an insurance inspector?

To become an insurance inspector, you typically need a high school diploma or equivalent, and some roles may require post-secondary education or relevant experience in insurance, construction, or risk assessment. Certification or licensing is not always required but can improve job prospects, and inspectors often need good communication skills and attention to detail to evaluate properties and report findings.

What are insurance inspectors?

Insurance inspectors are professionals who assess properties, vehicles, or businesses to evaluate risks and determine the appropriate insurance coverage or premiums. They conduct on-site inspections, review safety measures, and document their findings to help insurance companies make informed decisions about issuing or renewing policies. Insurance inspectors may specialize in areas such as property, casualty, or health insurance, and their work helps prevent fraud and ensures clients meet policy requirements.

How much do car insurance inspectors make?

Car insurance inspectors typically earn between $40,000 and $70,000 annually, depending on experience, location, and employer. They often work full-time, inspecting vehicles and assessing damage, sometimes requiring certifications or specialized training.

What Do Insurance Inspectors Do?

As an insurance inspector, your responsibilities and duties at an insurance company include examining and assessing a potential new client request and recommending whether or not their situation is worth the risk to your employer. You may specialize in a specific type of insurance, like home, business, auto, or life insurance. Insurance inspectors may visit the potential client and collect information regarding the person, structure, or another subject to be insured; this may include interviews and photos. Your job is to accurately gather and present information so that the insurance company can decide if the risk is work taking or not.

What are some common challenges faced by Insurance Inspectors in the field?

Insurance Inspectors often encounter challenges such as assessing properties in adverse weather, keeping up with evolving industry regulations, and managing a high volume of inspections efficiently. They must also balance thorough documentation with time constraints and sometimes deal with uncooperative property owners. Strong communication skills, adaptability, and attention to detail are crucial for overcoming these challenges and ensuring accurate risk assessments.

What is the difference between Insurance Inspector vs Claims Adjuster?

AspectInsurance InspectorClaims Adjuster
CredentialsTypically requires a high school diploma or equivalent; certifications like the Certified Insurance Inspector (CII) are commonRequires a high school diploma; often holds certifications such as the Chartered Property Casualty Underwriter (CPCU)
Work EnvironmentFieldwork inspecting properties, vehicles, or damages on-siteField and office work assessing claims, interviewing claimants, and inspecting damages
Industry UsageCommonly employed by insurance companies, independent agencies, or inspection firmsEmployed by insurance companies, adjusting firms, or as independent adjusters

Insurance Inspectors focus on evaluating property or vehicle conditions to determine insurance risks, while Claims Adjusters assess damages and process claims after an incident. Both roles require fieldwork and industry-specific knowledge, but their primary responsibilities differ in the claims process.

What are the key skills and qualifications needed to thrive as an Insurance Inspector, and why are they important?

To thrive as an Insurance Inspector, you need a strong understanding of risk assessment, property evaluation, and industry regulations, typically supported by a background in insurance or related fields. Familiarity with specialized inspection software, digital reporting tools, and sometimes relevant certifications like AINS (Associate in General Insurance) is important. Attention to detail, analytical thinking, and effective communication skills help inspectors accurately report findings and interact with clients. These competencies ensure thorough, reliable inspections that minimize risk for insurance providers and build client trust.
What are popular job titles related to Insurance Inspector jobs in Frederick, MD? For Insurance Inspector jobs in Frederick, MD, the most frequently searched job titles are:
What job categories do people searching Insurance Inspector jobs in Frederick, MD look for? The top searched job categories for Insurance Inspector jobs in Frederick, MD are:
Electrical Inspector I

$31.30 - $53.21/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago


Job description

JOB INFORMATION Non-exempt (compensatory and/or overtime eligible; additional compensation to include annual work boot allowance); full time; 40 hours per week (varied hours and days during the normal business hours of Monday - Friday; 7:00 a.m. - 3:30 p.m.); full benefits This position performs independent on-site technical inspections of residential and commercial electrical installations and compliance work focused on evaluating electrical installations for adherence to established codes, standards, and permitting requirements. Electrical inspection staff follow defined procedures, ensuring that work in progress meets required safety and workmanship expectations

Work at this level involves conducting routine on-site visual inspections, documenting findings, and communicating with project personnel, contractors, and stakeholders to support timely and accurate permitting and inspection processes. Decisions follow established State and County electrical code regulations and departmental procedures, with discretion limited to identifying compliance issues and referring more complex matters for review. Supervision is received from a higher-level inspector or supervisor.

NOTE: The upper pay range reflects possible wage rates for internal County transfers and promotions, which are calculated per County policy. For external hires, offers are made at the base wage rate, with limited exception. Frederick County Government values the principles of diversity and inclusion, and strives to ensure equal opportunities for its workforce, applicants and community members.

If you are a person who wants to make a difference, give back to your community, and be a voice for change, apply to Frederick County Government today. TOTAL COMPENSATION PACKAGE: Frederick County offers an extensive compensation package to reflect how highly we value our employees. The following is what you can expect in your first year as a full-time benefited Frederick County Government employee.

11 days of Vacation leave with increase after 2 years of employment 15 days of Sick leave with unlimited annual carryover 11 paid holidays, plus 2 additional floating holidays (10 and 11 month employees may not receive all holidays) Day 1 coverage of comprehensive Medical Insurance Plan options to include generous County Health Savings Account (HSA) contribution (if enrolled in the high-deductible plan). This is part of a full range of benefits including Dental, Vision, and Flexible Spending Employee Health Center with no or low-cost primary and urgent care 100% County paid 2x annual salary Group Term Life Insurance and Accidental Death & Dismemberment (AD&D) benefit County and Employee funded Defined Benefit Pension Plan Vesting after 5 years of service Additional service credit for eligible previous public service, military service, etc. Work/Life balance programs include: Employee Assistance Program and Employee Wellness Program Generous Tuition Reimbursement Program Other employee-paid benefits such as Deferred Compensation Plan, Legal Resources, Supplemental Life Insurance, Critical Illness, Accident, and Hospital Indemnity Insurance, Lifetime Benefit with Long Term Care plan NOTE: Benefited employees will accrue service and leave based on the FTE and/or hours worked per calendar year.

For more information, visit our benefits page on the Frederick County Government job opportunities webpage. ESSENTIAL DUTIES AND JOB RESPONSIBILITIES Perform on-site visual inspections of electrical installations during construction for use of property materials and procedures Observe work in progress to ensure conformance with requirements and acceptable workmanship through verification of plan specifications Assist in perform electrical plan reviews on commercial projects and other structures as needed Record and document inspections and review comments in computer-based software and utilize software for research, review, tracking and verification of information and property permit and inspection history Respond to electronic inquiries via inspection requests, emails, and phone calls Attend and conduct meetings with staff and the general public pertaining to inspections and permitting Consult with Electrical Inspections Supervisor on difficult enforcement problems Perform other related duties as required To perform this job successfully, an employee must be able to perform all essential functions satisfactorily. Any employee's position may not be assigned all functions or equipment listed above, and the examples may not cover all functions or equipment that may be assigned.

Reasonable accommodations may be provided to enable individuals with disabilities to perform their essential functions. QUALIFICATIONS AND REQUIREMENTS The qualifications/requirements, knowledge/skills/abilities and physical requirements or working conditions described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. High school graduation, or the equivalent Minimum 7 years of experience in performing a variety of electrical installations and/or inspections Possession of a State of Maryland Master Electrical License (or the equivalent license from another jurisdiction with the ability to obtain this license by reciprocity within 30 days after hire) Possession of a valid driver's license with the ability to obtain County Authorized Driver privileges KNOWLEDGE / SKILLS / ABILITIES: A successful incumbent operating in this role displays the following: Knowledge of the methods and practices involved in installing, repairing and maintaining a variety of electrical installations Knowledge of the International Electrical Code Knowledge of basic construction practices Knowledge of basic inspection procedures Skilled in performing on-site visual inspections Skilled in documenting inspection findings Skilled in interpreting construction drawings Skilled in using inspection tools and technology Effective spoken and written (English) communication skills Ability to apply electrical codes Ability to maintain County Authorized Driver privileges Ability to effectively understand and interpret electrical plans and specifications Ability to determine any violations of applicable codes and ordinances; to evaluate corrective actions and to approve work in terms of the International Electrical Code Ability to effectively access and utilize computerized systems and equipment Ability to develop and maintain effective working relationships with contractors, co- workers, and the general public Ability to operate a County Vehicle Ability to obtain and maintain all required certifications and licenses Ability to obtain ICC Residential Electrical Inspector - E1 and ICC Commercial Electrical Inspector - E2 within 6 months is required.

Must have the ability to obtain a State of Maryland Licenses through reciprocity within 30 days of hire Failure to meet or maintain the minimum qualifications or additional requirements may result in disciplinary action up to and including termination. PREFERENCE MAY BE GIVEN FOR: Work experience as an Electrical Inspector Current possession of the following certifications: ICC Residential Electrical Inspector - E1 ICC Commercial Electrical Inspector - E2 Current possession of the following certifications: ICC Combination Residential Inspector - E1, E2, B1, P1 and M1 PHYSICAL REQUIREMENTS / WORKING CONDITIONS: While working in this position, the employee is constantly driving; frequently sitting, walking, stooping/kneeling/crouching, reaching and performing repetitive motions; occasionally climbing; and rarely crawling, lifting up to 20 pounds; and pushing and pulling up to 40 pounds While working in this position, the employee is frequently working indoors and outdoors, walking on uneven ground, working in dusty and noisy environments; occasionally working in hot temperatures above 100 degrees and cold temperatures below 32 degrees and working near machinery; and rarely working in confined spaces, at heights and below ground level, works near chemicals or fumes, has potential exposure to infectious diseases and is required to wear protective equipment ADDITIONAL INFORMATION / EXAMINATION PROCESS Available for varied working hours as needed This position is subject to random drug testing EXAMINATION PROCESS (may Include): An evaluation of training and experience One or more interviews A pre-employment drug test Frederick County Government is committed to providing an inclusive work environment and complies with all applicable laws and regulations regarding workplace accommodation, including for individuals with disabilities. Applicants who require reasonable accommodation during the application and hiring process may contact the Talent Acquisition section of Human Resources.

Inquiries about accommodations can be sent to Recruitment@FrederickCountyMD.gov