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Insurance Field Representative Jobs in Michigan (NOW HIRING)

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Insurance Field Representative information

What are the key skills and qualifications needed to thrive as an insurance field representative?

To thrive as an Insurance Field Representative, you need strong sales acumen, knowledge of insurance products, and typically a state insurance license. Familiarity with CRM software, underwriting systems, and digital quoting tools is commonly required. Excellent interpersonal skills, persuasive communication, and resilience are standout soft skills in this role. These skills ensure effective client acquisition, policy management, and the ability to build lasting relationships in a competitive market.

What are some typical challenges faced by insurance field representatives when building client relationships?

Insurance Field Representatives often face the challenge of establishing trust and credibility with new clients, especially in highly competitive markets. They must effectively communicate complex policy details and tailor solutions to meet each client's unique needs, which requires strong interpersonal and listening skills. Additionally, balancing time between prospecting, client meetings, and administrative tasks can be demanding, but success in this role often leads to significant professional growth and advancement opportunities within the insurance industry.

What does an insurance field representative do?

An Insurance Field Representative acts as a liaison between insurance companies and clients, primarily working outside the office to generate new business, maintain existing accounts, and assess clients' insurance needs. They often meet with clients to explain policy options, process applications, and conduct risk assessments. Their role may also include investigating claims and ensuring compliance with company policies. Strong interpersonal and sales skills are essential for success in this position.

What is the difference between Insurance Field Representative vs Insurance Agent?

AspectInsurance Field RepresentativeInsurance Agent
CredentialsLicensing required, varies by stateLicensing required, varies by state
Work EnvironmentField-based, visiting clients and prospectsOffice and field, meeting clients and handling policies
Employer & Industry UsageInsurance companies, agencies

Both roles require licensing and involve client interaction, but Insurance Field Representatives typically focus on visiting clients in the field to promote and sell insurance products, while Insurance Agents often work both in offices and in the field, handling policy sales and customer service. The roles are similar in credentials and industry usage, with the main difference being the focus on field visits versus a mix of office and field work.

What job categories do people searching Insurance Field Representative jobs in Michigan look for? The top searched job categories for Insurance Field Representative jobs in Michigan are:
Infographic showing various Insurance Field Representative job openings in Michigan as of August 2026, with employment types broken down into 89% Full Time, and 11% Contract. Highlights an 100% In-person job distribution.

$60K - $76K/yr

Full-time

Re-posted 12 days ago


Transamerica rating

8.1

Company rating: 8.1 out of 10

Based on 50 frontline employees who took The Breakroom Quiz

152nd of 303 rated insurance


Job description

The Insurance Representative is directly responsible for writing new quality business, conserving existing business, providing ongoing quality service to policy owners in accordance with the Insurance Representative's Agreement and maintaining a program of continuous self-improvement. The primary aspect of the Insurance Representative position is to sell. All other functions, particularly policy owner services, provide the opportunities to increase sales activity.
The Representative reports directly to a Managing Representative, Associate Director or Managing Director and is expected to meet weekly and annual objectives agreed upon with his/her immediate supervisor for the number of submitted life & health applications, life and health placements, life & health annualized controllable increase, Personal Financial Planning (PFP) sales interviews, Quality Life Check-ups (QLCs), first year and renewal persistency, first year and renewal lapse limits and all other required annual objectives. The Representative, with his/her immediate supervisor's approval, is responsible for the creation, development and implementation of action plans that are consistent with Company and personal objectives. In order to accomplish these goals, the Representative has to demonstrate the ability to work without close supervision and to work evening hours and weekends. The Representative is expected to perform at levels that will result in net premium growth on the agency to which he/she is assigned.
The Representative will establish annual individualized objectives on the Representative's Marketing Plan. He/she will create, develop and implement the methods/activities/action plans necessary to achieve the annual objectives. The Representative will participate in an individual Action Planning Conference (APC) with his/her direct supervisor on a regular basis for the purpose of meeting the individual's activity, sales, service and training goals established in the Representative's Marketing Plan.
The Representative is expected to perform at levels that will result in net premium growth on the agency to which he/she is assigned.
Qualifications
Education - High school diploma required. An undergraduate college degree, in a business-related field (i.e., marketing, business administration, management, etc.) preferred.
Years and type of experience required/preferred - One to 3 years of experience in an insurance sales environment preferred, but not required.
Life and health insurance license is required.
Valid driver's license and dependable/reliable transportation.
Establishes high goals and expectations. Able to start and persist with specific courses of action while exhibiting high motivation and a sense of urgency; willing to commit to long hours of work and make personal sacrifice in order to reach goals. Conducts oneself and communicates in a professional manner.
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