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Insurance Estimator Remote Jobs in Florence, SC (NOW HIRING)

Remote or Onsite (Naperville, IL | Atlanta, GA | Ridgeland, MS) Experience Level: 4-12 years ... Support conceptual studies, cost estimates, and planning efforts * Design concrete and steel ...

Remote or Onsite (Naperville, IL | Atlanta, GA | Ridgeland, MS) Experience Level: 4-12 years ... Support conceptual studies, cost estimates, and planning efforts * Design concrete and steel ...

Remote or Onsite (Naperville, IL | Atlanta, GA | Ridgeland, MS) Experience Level: 4-12 years ... Support conceptual studies, cost estimates, and planning efforts * Design concrete and steel ...

Remote or Onsite (Naperville, IL | Atlanta, GA | Ridgeland, MS) Experience Level: 4-12 years ... Support conceptual studies, cost estimates, and planning efforts * Design concrete and steel ...

Remote or Onsite (Naperville, IL | Atlanta, GA | Ridgeland, MS) Experience Level: 4-12 years ... Support conceptual studies, cost estimates, and planning efforts * Design concrete and steel ...

Remote or Onsite (Naperville, IL | Atlanta, GA | Ridgeland, MS) Experience Level: 4-12 years ... Support conceptual studies, cost estimates, and planning efforts * Design concrete and steel ...

Insurance Estimator Remote information

See Florence, SC salary details

$30K

$70.8K

$122.8K

How much do insurance estimator remote jobs pay per year?

As of Aug 30, 2026, the average yearly pay for insurance estimator remote in Florence, SC is $70,837.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,200.00 and $83,600.00 per year, depending on experience, location, and employer.

What does an insurance estimator do when working remotely?

A remote Insurance Estimator evaluates claims and determines the cost of repairing or replacing damaged property, vehicles, or other insured items without needing to work from a central office. They review photos, videos, and documentation submitted online, communicate with clients and adjusters via email or phone, and use specialized software to prepare detailed estimates. This role requires strong analytical skills, attention to detail, and the ability to work independently while meeting deadlines.

What are the key skills and qualifications needed to thrive as an insurance estimator remote?

To thrive as a remote Insurance Estimator, you need strong analytical skills, attention to detail, and a background in insurance, construction, or a related field, often supported by industry certifications. Proficiency with estimating software such as Xactimate, Symbility, and digital claims management systems is essential. Excellent communication, organization, and self-motivation are vital soft skills for collaborating virtually and managing workloads independently. These skills ensure accurate, timely estimates and effective remote collaboration with clients and colleagues, which are critical for customer satisfaction and business success.

How does an insurance estimator working remotely typically collaborate with adjusters and clients during the claims process?

As a remote Insurance Estimator, effective collaboration with adjusters and clients is primarily done through digital channels such as video calls, phone, and email. Estimators often review documentation, photos, and sometimes live video from the scene to assess damages and create accurate estimates. Regular communication with field adjusters ensures all necessary information is gathered, while clear explanations to clients help set expectations about coverage and claim timelines. Building strong remote relationships and staying organized are key to success in this role.

What is the difference between Insurance Estimator Remote vs Insurance Adjuster?

AspectInsurance Estimator RemoteInsurance Adjuster
CredentialsTypically requires insurance licensing, estimating certificationsRequires licensing, claims handling certifications
Work EnvironmentRemote, office-based or hybridFieldwork, office, or remote depending on employer
Industry UsageUsed mainly in property/casualty insurance for estimating damagesHandles claims, investigates damages, assesses coverage
Common Search/ComparisonOften compared for roles in claims processing and damage assessmentRelated but more field-focused role in claims adjustment

Insurance Estimator Remote and Insurance Adjuster roles share overlapping credentials and industry usage, but differ mainly in work environment and specific job functions. Estimators focus on creating damage estimates remotely, while Adjusters often conduct field investigations. Both roles are essential in the insurance claims process and may require similar certifications.

How to become a remote insurance estimator?

To become a remote insurance estimator, typically you need a high school diploma or equivalent, along with experience in insurance claims or construction estimating. Developing skills in estimating software, such as Xactimate or Symbility, and obtaining relevant certifications can improve job prospects. Strong attention to detail and good communication skills are essential for success in a remote work environment.

What are popular job titles related to Insurance Estimator Remote jobs in Florence, SC?

For Insurance Estimator Remote jobs in Florence, SC, the most frequently searched job titles are:

What job categories do people searching Insurance Estimator Remote jobs in Florence, SC look for?

The top searched job categories for Insurance Estimator Remote jobs in Florence, SC are:

What cities near Florence, SC are hiring for Insurance Estimator Remote jobs?

Cities near Florence, SC with the most Insurance Estimator Remote job openings:

Infographic showing various Insurance Estimator Remote job openings in Florence, SC as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% Remote job distribution, with an average salary of $70,837 per year, or $34.1 per hour.

Field Property Claims Adjuster: Sumter, Florence, Camden, SC Territory

Farmers Insurance

Florence, SC • Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted yesterday

New


Farmers Insurance rating

7.5

Company rating: 7.5 out of 10

Based on 339 frontline employees who took The Breakroom Quiz

225th of 315 rated insurance


Job description

We are Farmers - where ambition meets opportunity.

At Farmers, we're not just known for unforgettable jingle - we're a team with a passion for purpose and making a real difference in people's lives. We deliver peace of mind when it matters most. Our results-driven, high-performance culture thrives on creativity, accountability and bold solutions. Here, growth isn't just a goal - it's a way of life for both the organization and every individual on our team. We tackle challenges head-on, learn from every experience and measure our impact on the customers who trust us.

Join an award-winning,  equal opportunity employer, where you'll find more than a job - you'll find a supportive community. Enjoy competitive benefits, take part in meaningful volunteer projects, and help shape the future alongside talented colleagues across all backgrounds. At Farmers, helping others is at the heart of what we do.

Ready to make your mark? Discover our vibrant culture and explore career opportunities at www.Farmers.com/careers/corporate. Connect with us on Instagram, LinkedIn and TikTok, and let's build something incredible together!

Workplace: Remote ( #LI-Remote ) - This is a field role requiring travel to and from policyholder homes. 

Candidates must reside in the greater Sumter, Florence, or Camden, SC area to be considered for this role. 

If you are looking for the following in your next career ...
  • Paid training through the award-winning and industry-leading University of Farmers.
  • Flexibility and independence to work outside the confines of a desk job.
  • Total Rewards Benefits Package: 401K and a competitive starting salary.
  • Rapid growth potential and management opportunities for success-oriented people through education,mentorship programs, and inspirational leadership at a company you can be proud of.


... Then Farmers Insurance is the place for you!

A Day in the Life of a Field Property Adjuster:
  • Conduct both virtual and on-site investigations by visiting policyholders' residences to assess propertydamage, determine liability, evaluate the extent of loss, and negotiate fair settlements.
  • Use claims handling software, a company car, and a laptop to determine claims-related damage and write estimates in a paperless environment.
  • Evaluate and report on potential subrogation opportunities.
  • Reports incidents involving theft, fraud, or arson to appropriate state and industry agencies.
  • Perform duties independently, with work directly impacting management outcomes.
  • Acts as a company representative in public interactions, maintaining a professional demeanor consistentwith management standards.
  • Engages regularly with a variety of stakeholders, including policyholders, claimants, agents, witnesses,contractors, law enforcement, fraud and arson investigators, attorneys, medical professionals, and otherrelevant parties.
  • Use strong customer service skills to negotiate with policyholders to settle the claim.
  • Performs additional duties as assigned.
  • Promotes safety at all times and complies with safety/ergonomicstandards as outlined in relevant company published manuals.

Employees assigned to the Catastrophe team will be required to travel away from their residence for a specified period of time, usually consisting of 23 days. 

  • Although this is not a CAT-specific role, hires will be expected to commit to 1-3 CAT deployments per year.
If You Have the Following:
  • High School diploma or equivalent required. 
  • Excellent Customer service experience, preferably in a retail environment
  • Construction or Insurance experience is highly desirable and preferred.
  • Excellent communication skills - both oral and written.
  • Computer Literate: MS Word, Excel, Outlook.
  • Proficiency with smartphones and applications.
  • Eagerness to learn about insurance policies and property damage from the inside out to identify how coverage applies to a particular loss.
  • Outgoing personality that would enjoy interacting with a wide variety of people including policyholders, claimants, agents, witnesses, and fraud investigators.
  • Valid driver's license and Bondable.  Final candidates will also be subject to a Motor Vehicle Record background check as this position may include a company vehicle.

... then this could be a great career opportunity for you!

Final candidate qualifications may be reviewed against the requirements for the associated level of this role.

Candidates Must be Willing & Able to:
  • Climb Ladders to inspect roofs, and be comfortable working on rooftops, multiple times per day, 
  • Work in small, confined spaces that have been damaged; such as attics and crawlspaces.
  • Achieve a minimum passing score on all claims training exams.
Physical Actions & Environment:
  • Bending, Kneeling, Pulling, Pushing, Sorting, Carrying up to 50 lbs., Climbing, Reaching, Standing, Walking, Seeing
  • Speaking (English), Reading (English), Writing (English), & Key Entering

Required job duties are performed in the field and an in-home office environment. Exposure to some or all of the following environments when in the field: Uncontrolled outside environmental conditions, Excessive noise levels, Chemicals Chemical/Biological conditions, Moving mechanical parts, Areas considered dangerous, Conditions which could affect the respiratory system or skin such as fumes, odors, dust, mists, gases, oils, smoke, soot, or poor ventilation.

Benefits

  • Farmers offers a competitive salary commensurate with experience, qualifications and location.
  • Bonus Opportunity (based on Company and Individual Performance)
  • 401(k)
  • Medical
  • Dental
  • Vision
  • Health Savings and Flexible Spending Accounts
  • Life Insurance
  • Paid Time Off
  • Paid Parental Leave
  • Tuition Assistance
  • For more information, review "What we offer" on https://www.farmers.com/careers/corporate/#offer

Job Location(s): US - SC - Sumter, US - SC - Florence This is a field-based role, and candidates must reside within the assigned territory.   

Anticipated application deadline: At Farmers, the recruitment process is designed to ensure that we find the best talent to join our team. As part of this process, we typically close open positions within 8 to 21 days after posting. If you are interested in any of our open positions, we encourage you to submit your application promptly.

Farmers will consider for employment all qualified applicants, including those with criminal histories, in accordance with the Los Angeles Fair Chance Initiative for Hiring Ordinance or other applicable law.  Pursuant to 18 U.S.C. Section 1033, Farmers is prohibited from employing any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust without prior written consent from the state Department of Insurance.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

Farmers is an Equal Opportunity Employer and does not discriminate in any employer/employee relations based on race, color, religion, gender, sexual orientation, gender expression, genetic information, national origin, age, disability, marital status, military and veteran's status, or any other basis protected by applicable discrimination laws. 

Want to learn more about our culture & opportunities? Check out www.Farmers.com/careers/corporate and be sure to follow us on Instagram, LinkedIn, and TikTok.

Spokane, WA only:  Residents who prefer not to provide their address click here to submit your resume via email: careers@farmers.com


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