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Insurance Claim Representative Jobs in Rhode Island

Freedom Warranty

Be Seen First

B2B Outside Sales Representative

Providence, RI · On-site

Outside Sales Auto Sales Warranty Sales F&I (Finance & Insurance) Vehicle Service Contracts (VSC ... We're there every step of the way--from quote to claim.

Brownhealth

Patient Accts Rep Amb ED

Providence, RI · On-site

$21.90 - $22.91/hr

Request cash deposit approximating charge for scheduled services or co-insurance if applicable, and ... Upon determination that a liability claim exists, completes lien form and notes in PMAS accounting ...

Lifespan

Patient Accts Rep Amb ED

Providence, RI · On-site

$21.90 - $22.91/hr

Request cash deposit approximating charge for scheduled services or co-insurance if applicable, and ... Upon determination that a liability claim exists, completes lien form and notes in PMAS accounting ...

Brownhealth

Patient Accts Rep Amb ED

Providence, RI

$21.90 - $22.91/hr

Request cash deposit approximating charge for scheduled services or co-insurance if applicable, and ... Upon determination that a liability claim exists, completes lien form and notes in PMAS accounting ...

Brownhealth

Patient Accts Rep Amb ED

Providence, RI

$21.90 - $22.91/hr

Request cash deposit approximating charge for scheduled services or co-insurance if applicable, and ... Upon determination that a liability claim exists, completes lien form and notes in PMAS accounting ...

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All JobsInsurance Claim Representative JobsInsurance Claim Representative Jobs in Rhode Island

Insurance Claim Representative information

See Rhode Island salary details

$6

$24

$39

How much do insurance claim representative jobs pay per hour?

As of Aug 5, 2026, the average hourly pay for insurance claim representative in Rhode Island is $24.05, according to ZipRecruiter salary data. Most workers in this role earn between $17.40 and $28.27 per hour, depending on experience, location, and employer.

What does an insurance claim representative do?

An Insurance Claim Representative is responsible for evaluating insurance claims submitted by policyholders. They investigate the details of the claim, review documentation, and determine the validity of the claim in accordance with policy terms. Their duties often include interviewing claimants and witnesses, inspecting property damage, and negotiating settlements. The goal is to ensure fair outcomes for both the insurance company and the customer, while adhering to legal and regulatory requirements.

What are the key skills and qualifications needed to thrive as an insurance claim representative, and why are they important?

To thrive as an Insurance Claim Representative, you need a strong understanding of insurance policies, claims processing, and investigation, usually supported by a relevant degree or experience in the insurance industry. Familiarity with claims management systems, documentation software, and sometimes industry certifications like AINS or CPCU is important. Excellent communication, negotiation, and problem-solving skills help in effectively resolving claims and managing customer expectations. These abilities are essential to ensure accurate claim assessments, maintain customer trust, and support the financial health of the insurance provider.

Is it hard to be an insurance claim representative?

Being an insurance claim representative involves handling complex cases, requiring strong communication, attention to detail, and knowledge of insurance policies. The job can be demanding due to the need to evaluate claims accurately and manage customer interactions, but it is generally manageable with proper training and experience.

How do insurance claim representatives typically collaborate with other departments during the claims process?

Insurance Claim Representatives frequently work closely with underwriting, legal, and field adjuster teams to ensure thorough evaluation and resolution of claims. They often consult with underwriters to clarify policy coverage, coordinate with adjusters for on-site assessments, and partner with legal teams on complex or disputed claims. This cross-functional collaboration ensures each claim is handled efficiently and accurately, providing both customers and the company with fair outcomes. Effective communication and teamwork are essential skills for success in this role.
What are popular job titles related to Insurance Claim Representative jobs in Rhode Island? For Insurance Claim Representative jobs in Rhode Island, the most frequently searched job titles are:
What job categories do people searching Insurance Claim Representative jobs in Rhode Island look for? The top searched job categories for Insurance Claim Representative jobs in Rhode Island are:
Insurance Claim Representative jobs near you
Infographic showing various Insurance Claim Representative job openings in Rhode Island as of July 2026, with employment types broken down into 88% Full Time, 6% Part Time, and 6% Contract. Highlights an 75% In-person, and 25% Remote job distribution, with an average salary of $50,034 per year, or $24.1 per hour.

Multi-Line Claims Adjuster - Rhode Island

Property Claim Professionals

Pawtucket, RI • On-site

Contractor

Re-posted 2 days ago

Job description

A dynamic organization supplying quality claims outsource solutions to insurance carriers, countrywide is seeking multi-line adjusters in your area. There are many competing vendors in our marketplace, but we are not your typical "vendor". Our company was built by insurance company claims executives to support insurance companies' claim operations to help them meet their organizations goal of providing quality claims solutions at a reasonable cost.
We excel in providing professional, knowledgeable claims professionals to handle large losses, catastrophe claims, business interruption and daily property claims, as well as handle complete liability investigations, task assignments including scene investigations and property damage appraisals, construction defect claims as well as first party automobile claims for personal and commercial insurance policyholders.
Position Summary:
A national independent insurance adjusting firm has immediate openings for Multi-Line Claims adjusters that possess the ability to work remotely and have the experience to handle both property and liability claims. The candidate must possess the ability to adjust commercial and residential property losses and must also have a working knowledge of how to determine negligence and assess damages. The candidate should be able to perform all tasks with modest supervision. The candidate must possess the ability to understand coverage, how to investigate a variety of property and negligence claims, how to value and estimate property damage as well as the ability to evaluate Bodily Injury damages for settlement.
Requirements:
  • Minimum 5 years first-party commercial and/or residential property and liability adjusting experience
  • Maintain own current estimating software; Xactimate preferred
  • Working computer; internet access and Microsoft Word required
  • Must demonstrate strong time management and customer service skills
  • Ability to take recorded statements in the field or with legal representatives
  • Experience in preparing Statements of Loss, Proofs of Loss, and denial letters
  • State adjuster's license where required
  • Must have valid driver's license

Knowledge and Skills:
  • In-depth knowledge of property and liability insurance coverage and industry standards
  • Prepare full captioned reports by collecting and summarizing information required by client
  • Strong verbal and written communications skills
  • Prompt, reliable, and friendly service
  • Must submit to background check; void in states where prohibited
  • Experience in industry specific areas a plus, but not necessary: fire departments, agricultural, lumber mills, high value or historic buildings or Construction Defects, Automobile Liability, Subrogation Recovery investigations

Responsibilities:
  • Completes residential and commercial field property inspections utilizing Xactimate software and general liability field investigations to determine negligence and damages
  • Investigate claims by obtaining recorded statements from insureds, claimants or witnesses; by interviewing fire, police or other governmental officials as well as inspecting claimed damages
  • Recommend claim reserves based on investigation, through well supported reserve report
  • Obtain and interpret official reports
  • Review applicable coverage forms and endorsement, providing thorough analysis of coverage and any coverage issues in well documented initial captioned report to client
  • Maintain acceptable product quality through compliance with established Best Practices of client

Preferred but Not Required:
  • College Degree
  • AIC, or other professional designations

All candidates must pass a full background check

Apply