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Insurance Claim Negotiator Jobs (NOW HIRING)

Project Resources Group

Claims Specialist

Charlotte, NC · On-site

$4.0K - $10K/mo

Understanding of B2B construction, claims management, recovery, or insurance claim negotiation and settlement processes is preferred. * Ideally, 3-5 years of experience in claims, recovery, and/or ...

Project Resources Group

Claims Specialist

Fort Collins, CO · On-site

$4.0K - $10K/mo

Understanding of B2B construction, claims management, recovery, or insurance claim negotiation and settlement processes is preferred. * Ideally, 3-5 years of experience in claims, recovery, and/or ...

Project Resources Group

Claims Specialist

Denver, CO · On-site

$4.0K - $10K/mo

Understanding of B2B construction, claims management, recovery, or insurance claim negotiation and settlement processes is preferred. * Ideally, 3-5 years of experience in claims, recovery, and/or ...

AmTrust Financial

Claim Representative

Dallas, TX · On-site

Skilled negotiator with strong analytical, organizational, and problem-solving abilities ... Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible ...

200 CRC Insurance Svcs LLC

NY · On-site

$80 - $100/hr

Strong analytical and investigative skills to assess claim details and policy coverage ... Excellent negotiation and conflict resolution abilities. * Knowledge of state insurance regulations ...

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How much do insurance claim negotiator jobs pay per hour?

As of Sep 8, 2026, the average hourly pay for insurance claim negotiator in the United States is $23.50, according to ZipRecruiter salary data. Most workers in this role earn between $17.55 and $25.72 per hour, depending on experience, location, and employer.

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Insurance Claim Negotiator jobs near you
Infographic showing various Insurance Claim Negotiator job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $48,885 per year, or $23.5 per hour.

Technical Claim Specialist

Remote

Church Mutual Insurance, S.I.
See more jobs at Church Mutual Insurance, S.I.external

Full-time

Posted 21 days ago

Job description

***This role can be FULLY REMOTE or HYBRID (in office days Tuesday-Thursday) if in close proximity to our office in Merrill, WI.
What you'll be doing:
Responsible for handling large, complex claim files, catastrophic claims, structural building damage, multiple location damage including business income exposure and other extensive exposure claims, in accordance with applicable state and federal laws all while working exclusively behind the desk. Set reserves and settle claims within level of authority. Actively share knowledge with team members, contribute to training programs, and mentor other claim representatives.
On any given day, you'll:
  • Perform claim tasks timely and document claim files appropriately. Proactively manage claim activities to ensure fair claim resolution. Handle all claims in accordance with state and federal laws.
  • Make complex coverage decisions by gathering information necessary to make an informed decision in a fair, equitable, and ethical manner. Deny losses within authority level, providing detailed explanation, citing facts, and policy language.
  • Perform a thorough investigation based upon the type, complexity, and severity of the claim. Inspect loss sites as necessary. Upon completion of the investigation, analyze and evaluate the potential high exposure and extensive damages, including potential full or partial liability and compensability denials. Formulate and document an action plan based on the covered damages and injuries.
  • Determine and set reserves based on the most probable outcome of the claim, within authority level. Evaluate and negotiate directly with insureds, insured contractors, public adjustors and/or insureds attorneys within authority level. Review claim facts and exposure with claims management, as appropriate, to guide claim strategy. Make complete, accurate, and timely payments within authority for covered losses.
  • Maintain a professional, courteous, and helpful approach when communicating in-person, on the phone, or through email and other correspondence with internal and external customers, business partners, and brokers.
  • Provide knowledge and guidance to other claim handlers regarding claim strategy, coverage interpretations, and in-depth jurisdictional and legal nuances. Field questions from team members related to coverage/compensability decisions.
  • Investigate and refer identified claims to Loss Recovery Services, as applicable.
  • Manage claim expense by concluding vendor assignment when vendor is no longer adding value to the claim.
  • Engage in direct investigation, control, and settlement negotiations.
  • Present complex claim files during roundtables and claims committee meetings.

Here's what we expect:
  • Eight or more years in technical insurance claim roles with increasing responsibilities is required.
  • Bachelor's degree preferred. A combination of equivalent education and/or experience may be considered in lieu of a degree.
  • Evidence of continuing education in the insurance industry is required.
  • Completion of AIC and/or CPCU is preferred.
  • Necessary Knowledge and Abilities:

Ability to obtain and maintain state adjusting license requirements and complete continuing education requirements.
Advanced knowledge of recoveries such as subrogation, reinsurance, apportionment, and deductibles.
Advanced negotiation skills.
Strong listening, verbal, and written communication skills.
Advanced knowledge of policy terminology, legal principles involving insurance, and emerging industry trends.
Effective planning and organization skills.
Church Mutual is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.
Exact compensation will vary based on consideration of a variety of factors including education, skills, experience, and location.
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