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Insurance Broker Jobs in Highlands Ranch, CO (NOW HIRING)

Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and ...

At Trucordia, our company is built on wildly successful businesses in our communities across the country, and now we've come together to create the next great insurance brokerage. We offer an ...

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... and mortgage brokers to maximize sales opportunities. (20-25%) * Provide work direction as ... Working knowledge of insurance agency operations, coverages, rates, markets and applicable ...

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Insurance Broker information

See Highlands Ranch, CO salary details

$40.9K

$91.5K

$124.9K

How much do insurance broker jobs pay per year?

As of Sep 2, 2026, the average yearly pay for insurance broker in Highlands Ranch, CO is $91,550.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,800.00 and $105,000.00 per year, depending on experience, location, and employer.

What is an insurance broker?

Insurance brokers are professionals who act as intermediaries between clients and insurance companies. They help individuals and businesses find the most suitable insurance policies by comparing offerings from multiple insurers. Brokers assess clients' needs, provide expert advice, and negotiate policy terms to ensure comprehensive coverage at competitive prices. Unlike insurance agents, brokers represent the interests of the client rather than the insurance company.

What does an insurance broker do?

Insurance brokers are professionals in the insurance industry who sell, solicit, and negotiate insurance for a living. They are regulated by the state and must meet certain licensing requirements to do business in their state. Insurance brokers are professional advisers, representing and working on behalf of their clients. Brokers help clients understand their risks and advise them on which assets merit insurance and which do not. Insurance brokers may have industry specializations as well. Keep in mind that insurance brokers are not actual insurers; they are the liaisons between the insurance companies and clients and work on the client’s behalf.

What are the key skills and qualifications needed to thrive as an insurance broker, and why are they important?

To thrive as an Insurance Broker, you need a solid understanding of insurance products, risk assessment, and sales techniques, typically supported by relevant licenses such as a state insurance broker license. Familiarity with customer relationship management (CRM) software, quoting platforms, and industry databases is essential for effective client management and policy research. Excellent interpersonal skills, negotiation abilities, and ethical judgment help build trust and long-term relationships with clients. These skills are crucial for matching clients with suitable coverage, navigating regulatory requirements, and achieving sales targets in a competitive industry.

What are some common challenges insurance brokers face when balancing client needs with insurer requirements?

Insurance Brokers often navigate the challenge of aligning their clients’ unique coverage needs with the specific underwriting guidelines and product offerings of various insurers. This can require strong negotiation skills, in-depth product knowledge, and the ability to communicate complex policy details to clients in an understandable way. Brokers must also manage multiple client accounts simultaneously, ensuring timely renewals and claims support while adhering to regulatory requirements. Building strong relationships with both clients and insurers is key to overcoming these challenges and providing effective service.

What is the difference between Insurance Broker vs Insurance Agent?

AspectInsurance BrokerInsurance Agent
CredentialsLicensing required; often independentLicensing required; typically tied to specific companies
Work EnvironmentWorks independently or with multiple insurersRepresents one insurer or a few
Employer & Industry UsageIndependent or brokerage firms; broader industry roleInsurance companies; direct sales
Comparison IntentFinds policies across multiple insurers for clientsPromotes policies from a specific insurer

Insurance brokers act as independent advisors, offering clients a variety of policies from multiple insurers, while insurance agents typically represent a single insurer and sell its products. Both roles require licensing, but brokers often have a broader scope and work with multiple companies, providing more options for clients.

How difficult is it to be an insurance broker?

Becoming an insurance broker requires obtaining necessary licenses, which involves passing state exams, and developing sales and customer service skills. The role can be competitive and often involves working flexible hours to meet client needs and build a client base.

How much do insurance brokers get paid?

Insurance brokers typically earn a base salary plus commissions based on the policies they sell, with total compensation ranging from $40,000 to $100,000 annually. Experienced brokers with a strong client base can earn higher incomes, especially when working in specialized insurance areas or with high-value clients.

Is insurance broker a good career?

An insurance broker is a professional who sells insurance policies and advises clients on coverage options. It can be a rewarding career with flexible hours and earning potential based on commissions, but success depends on sales skills, industry knowledge, and building client relationships.

What are popular job titles related to Insurance Broker jobs in Highlands Ranch, CO?

For Insurance Broker jobs in Highlands Ranch, CO, the most frequently searched job titles are:

What job categories do people searching Insurance Broker jobs in Highlands Ranch, CO look for?

The top searched job categories for Insurance Broker jobs in Highlands Ranch, CO are:

What cities near Highlands Ranch, CO are hiring for Insurance Broker jobs?

Cities near Highlands Ranch, CO with the most Insurance Broker job openings:

Infographic showing various Insurance Broker job openings in Highlands Ranch, CO as of August 2026, with employment types broken down into 100% Full Time. Highlights an 68% In-person, and 32% Remote job distribution, with an average salary of $91,550 per year, or $44 per hour.

Commercial Business Placement Specialist

Moody Insurance Agency

Denver, CO • On-site

$75K - $100K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 10 days ago


Job description

Founded in 1972, Moody Insurance Agency, Inc. is a family-owned and operated independent insurance brokerage headquartered in Denver, Colorado. For more than 50 years, we have provided comprehensive Commercial Lines, Personal Lines, Employee Benefits, and Surety solutions to businesses and individuals across the country. With approximately 140 employees and $33 million in annual revenue, Moody Insurance has earned a reputation for exceptional client service, industry expertise, and long-term relationships. We are recognized as the 5th largest insurance broker in Colorado by the Denver Business Journal and ranked #87 on Insurance Journal’s Top 100 Property/Casualty Agencies in the United States.

We are also proud to be Great Place to Work® Certified™, reflecting our commitment to fostering a collaborative, supportive, and rewarding workplace culture. As a family-owned organization, we value integrity, teamwork, innovation, and putting people first, both our clients and our employees.


Join Our Team!

Moody Insurance Agency is looking for a skilled individual in commercial insurance who enjoys marketing the new business placement process. This is a great role for someone who has experience marketing insurance or account management with small to mid-size agencies.


What You’ll Do:

  • Working alongside the Chief Risk Officer, you will oversee the entire new business marketing process. In collaboration with the Commercial Lines producer, you will compile the data required for new business submissions direct to the carrier(s) and business type.
  • Negotiate terms and conditions with the carrier to create a detailed proposal to review and finalize with the producer. As needed, assist the producer in the presentation with the client.
  • Bind coverage for new customers, update applications in the system, prepare premium finance applications and coordinate effectively with the assigned account manager to ensure transition from Marketing to the Commercial Lines department is successful.
  • Communicate regularly with underwriters and insurance company marketing representatives to discuss growth strategies and new opportunities. Actively pursue any markets or programs that are attractive to producer participation. Negotiate and monitor business objectives and contingency arrangements.


What We’re Looking For:

  • Minimum of 5 years’ Commercial Lines insurance experience required. Previous experience in sales, Commercial Lines account management or marketing role strongly desired.
  • Demonstrated broad knowledge of Commercial Insurance coverages.
  • Property & Casualty License or ability to attain within 30 days. CRM, CIC, CPCU, or ARM designations strongly desired.
  • Outstanding consulting, sales and negotiating skills.
  • Able to work independently with minimal supervision.
  • Excellent written and verbal communication skills.


Why You’ll Love Working Here:

  • Positive, collaborative work environment
  • Opportunities for professional growth and development
  • Competitive benefits and a chance to make a real impact


What Moody offers:

Moody offers full-time employees a significant, competitive and comprehensive total rewards package. The target salary range for the role is $75,000 – 100,000. Our benefit package includes: medical, dental, vision, HSA Banking, Flexible Spending/Dependent Care Accounts, 401(k), Disability and Group Life/AD&D, paid time off, Colorado Paid Family & Medical Leave, pet insurance and other supplemental benefit offerings.


Be an integral part of our company, apply today!

Apply online at https://recruiting.paylocity.com/Recruiting/Jobs/Details/4334788