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Insurance Appraiser Jobs in Ohio (NOW HIRING)

Chubb

Collision Repair Expert

Cincinnati, OH · On-site

The Chubb Group of Insurance Companies is currently seeking a Collision Repair Expert to join its ... Ensure that all appraisals are completed in compliance with all Chubb guidelines, statutory ...

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All JobsInsurance Appraiser JobsInsurance Appraiser Jobs in Ohio

Insurance Appraiser information

See Ohio salary details

$37.6K

$47.5K

$55.6K

How much do insurance appraiser jobs pay per year?

As of Jul 17, 2026, the average yearly pay for insurance appraiser in Ohio is $47,534.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,800.00 and $52,300.00 per year, depending on experience, location, and employer.

What does it take to be an insurance appraiser?

To become an insurance appraiser, candidates typically need a high school diploma or equivalent, with some roles requiring a college degree in fields like insurance, finance, or engineering. Relevant skills include attention to detail, strong analytical abilities, and knowledge of insurance policies and valuation methods; licensing or certification, such as the State Certified Appraiser designation, may also be required depending on the jurisdiction and specialization.

Is it hard to get a job as an appraiser?

Getting a job as an insurance appraiser can be competitive and often requires relevant experience, industry certifications, and knowledge of valuation methods. Entry-level positions may be easier to obtain with proper training, but advancing in the field typically involves gaining experience and specialized credentials.

What are the key skills and qualifications needed to thrive as an Insurance Appraiser, and why are they important?

To thrive as an Insurance Appraiser, you need expertise in property or automotive damage assessment, a solid understanding of insurance policies, and typically a relevant bachelor's degree or equivalent experience. Familiarity with estimating software like CCC One, Audatex, or Mitchell, as well as state-specific appraiser licensing or certification, is often required. Strong analytical thinking, negotiation skills, and attention to detail help you deliver accurate, fair appraisals and communicate findings clearly. These skills are crucial for minimizing claim errors, ensuring customer satisfaction, and supporting the integrity of the claims process.

What is the difference between Insurance Appraiser vs Claims Adjuster?

AspectInsurance AppraiserClaims Adjuster
CredentialsInsurance licenses, certifications in appraisal or valuationInsurance licenses, claims handling certifications
Work EnvironmentIndependent evaluations, field inspections, office workField inspections, office assessments, customer interactions
Employer & IndustryInsurance companies, independent appraisal firmsInsurance companies, third-party claims services
Search & Comparison IntentUnderstanding valuation roles, appraisal processesClaims processing, settlement procedures

Insurance Appraisers focus on evaluating property damage and determining repair or replacement costs, often working independently or with appraisal firms. Claims Adjusters handle the overall claims process, investigating damages, negotiating settlements, and working directly with policyholders. While both roles require insurance licenses and involve damage assessment, their primary responsibilities and work environments differ.

What does an Insurance Appraiser do?

An Insurance Appraiser evaluates the value of damaged property, vehicles, or other insured items to determine the amount an insurance company should pay for a claim. They inspect the damaged property, review police or incident reports, consult with repair shops or contractors, and use specialized software to estimate repair or replacement costs. Insurance Appraisers play a key role in ensuring that claims are settled fairly and accurately according to the policy terms.

How do Insurance Appraisers typically interact with clients, repair shops, and insurance adjusters during the claims process?

Insurance Appraisers work closely with clients, repair shops, and insurance adjusters to assess vehicle or property damage and determine appropriate claim values. Daily responsibilities often involve inspecting damaged items, documenting findings, and communicating estimates to both clients and repair professionals. Effective collaboration ensures that repairs are accurate and costs are reasonable, while also addressing any questions or concerns from policyholders. Building strong relationships and maintaining clear, professional communication are key to resolving claims efficiently and fairly.

What Does an Insurance Appraiser Do?

An insurance appraiser assesses the value of an item to estimate the amount of appropriate coverage. Many individuals work in the auto insurance industry where they inspect a vehicle after an accident to determine the extent of the damage. In this career, you also confirm if a policy covers the costs of the claims. Your other responsibilities differ with the type of insurer. The work is full-time with much of it spent on-site or at automotive repair shops. Evening and weekend hours are commonplace. License requirements vary with the state. Staying current with the technology is imperative for accurate estimates no matter the field in which you work.

Is insurance appraising a good career?

Insurance appraisers evaluate property and vehicle damage to determine insurance claims payouts, requiring attention to detail and knowledge of valuation methods. The profession offers steady employment, opportunities for certification, and a typical work schedule, making it a stable career choice for those interested in claims assessment and valuation. Advancement can lead to supervisory roles or specialized fields within insurance adjusting.

How do insurance appraisers get paid?

Insurance appraisers are typically paid either by the hour, a flat fee per appraisal, or a percentage of the claim amount. Compensation can vary based on experience, certification, and the complexity of the appraisal, and they often work as independent contractors or employees within insurance companies or appraisal firms.
More about Insurance Appraiser jobs
What are popular job titles related to Insurance Appraiser jobs in Ohio? For Insurance Appraiser jobs in Ohio, the most frequently searched job titles are:
What job categories do people searching Insurance Appraiser jobs in Ohio look for? The top searched job categories for Insurance Appraiser jobs in Ohio are:
What cities in Ohio are hiring for Insurance Appraiser jobs? Cities in Ohio with the most Insurance Appraiser job openings:
What are popular job titles related to Insurance Appraiser jobs in OH? For Insurance Appraiser jobs in OH, the most frequently searched job titles are:
Insurance Appraiser jobs near you
Infographic showing various Insurance Appraiser job openings in Ohio as of July 2026, with employment types broken down into 33% Full Time, 33% Part Time, and 34% Contract. Highlights an 100% In-person job distribution, with an average salary of $47,534 per year, or $22.9 per hour.

Inside Physical Damage Appraiser

Auto Owners Insurance Company

Dayton, OH

Full-time

Retirement, PTO

Re-posted 14 days ago

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking an experienced and motivated Claims professional to join our team. The position requires the following, but is not limited to:

  • Inspect damaged automobiles, develop information regarding repair costs, negotiate repair cost agreements, and evaluate practicality of repair and options for settlement of claims.
  • Maintains an understanding of current automobile construction and repair techniques, assuring compliance with statutory requirements including but not limited to appropriate use of after-market parts, and repairs to automobiles with concern for safety and industry standards.
  • Communicate with claim associates, agents, insured's repair facilities and others regarding inspections and conclusions; develop and participate in required communication to vehicle owner regarding repairs, participate as necessary in negotiations, follow-up and problem resolution on claims.
  • Works towards the resolution of claims, and may attend arbitrations, mediations, depositions, or trials as necessary.
  • Handle investigations by phone, mail and on-site investigations.
  • Willing to travel and be temporarily reassigned for catastrophe duty upon request.

Desired Skills & Experience

  • Bachelor's degree or equivalent experience
  • A minimum of 3 years working as a physical damage appraiser .
  • Knowledge of CCC software is preferred but not required
  • Above average communication skills (written and verbal)
  • Ability to resolve complex issues
  • Organize and interpret data
  • Ability to handle multiple assignments
  • Possess a valid driver's license

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

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