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Insurance Agent Jobs in Berlin, MD (NOW HIRING)

Kemper

Licensed Insurance Agent

Salisbury, MD · On-site

Licensed Insurance Sales Agent (with sign on bonus and uncapped commissions). Employment Type: Full-Time with Benefits Work Arrangement: Field Role Career and Opportunity Kemper is a diversified ...

Kemper

Insurance Agent Trainee

Salisbury, MD · On-site

Role:Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role Career and Opportunity Kemper is a diversified insurance holding company that has been in ...

HMG Careers

Remote Insurance Agent

Salisbury, MD · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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HMG Careers

Remote Life Insurance Agent

Salisbury, MD · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

New

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All JobsInsurance Agent JobsInsurance Agent Jobs in Berlin, MD

Insurance Agent information

See Berlin, MD salary details

$24K

$62.4K

$116.7K

How much do insurance agent jobs pay per year?

As of Aug 10, 2026, the average yearly pay for insurance agent in Berlin, MD is $62,443.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,700.00 and $73,900.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an insurance agent, and why are they important?

To thrive as an Insurance Agent, you need a solid understanding of insurance products, sales techniques, and relevant regulations, often supported by a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Strong interpersonal skills, active listening, and persuasive communication help agents build trust and effectively address client needs. These competencies are vital for meeting sales targets, ensuring compliance, and maintaining long-term client relationships.

What is the difference between Insurance Agent vs Insurance Broker?

AspectInsurance AgentInsurance Broker
CredentialsLicensed to sell policies for specific insurance companiesLicensed to represent multiple insurance companies and offer a variety of policies
Work EnvironmentTypically employed by an insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageInsurance companies, agenciesBrokerage firms, independent agencies
Search & Comparison IntentLooking for agents to buy policies from specific insurersSeeking brokers who can compare policies across multiple insurers

While both Insurance Agents and Insurance Brokers assist clients with insurance policies, agents usually represent a single insurer, whereas brokers work independently to compare options across multiple companies. Understanding these differences helps you choose the right professional for your insurance needs.

Is it hard to make money as an insurance agent?

Making money as an insurance agent can vary based on experience, sales skills, and the ability to build a client base. Income often depends on commissions from policies sold, and success typically requires persistence, networking, and ongoing training. Some agents earn substantial income, while others may find it challenging initially.

Is being an insurance agent a good career?

Insurance agents sell policies to individuals and businesses, earning commissions and sometimes salaries. The career offers flexible schedules, opportunities for advancement, and requires strong communication and sales skills. Success often depends on building a client base and obtaining relevant licenses and certifications.

What are some common challenges insurance agents face when building their client base, and how can they overcome them?

Insurance Agents often encounter challenges such as establishing trust with new clients, differentiating themselves in a competitive market, and managing client rejections. To overcome these obstacles, agents typically focus on building strong relationships through personalized service, maintaining up-to-date product knowledge, and leveraging networking opportunities. Successful agents also use digital marketing tools and referrals to expand their reach and consistently follow up with prospects to nurture long-term relationships.
More about Insurance Agent jobs
What cities near Berlin, MD are hiring for Insurance Agent jobs? Cities near Berlin, MD with the most Insurance Agent job openings:
Insurance Agent jobs near you
Infographic showing various Insurance Agent job openings in Berlin, MD as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $62,443 per year, or $30 per hour.

Licensed Insurance Agent

Kemper

Salisbury, MD • On-site

Full-time

Medical, Dental, Life, Retirement, PTO

Re-posted 24 days ago

Job description

Location(s)

Salisbury, Maryland

Details

Role: Licensed Insurance Sales Agent (with sign on bonus and uncapped commissions).

Employment Type:Full-Time with Benefits

Work Arrangement:Field Role

Career and Opportunity

Kemper is a diversified insurance holding company that has been in business for over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.

Kemper Life is actively seeking licensed agents to join our field sales teams.As a licensed insurance agent, you will be assigned an established book of business that provides prospecting opportunities for new sales and immediate income through a collections commission for premiums collected each month. With Kemper's pay-for-performance compensation model, agents have the opportunity to determine their own income. As your book of business expands, so does your earning potential. Exceptional performance is also recognized through awards, prizes, and company-sponsored trips.

If you're passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.

Benefits

Kemper offers competitive benefits, including:

Major Medical and Dental Insurance

Group Life Insurance

Short-Term & Long-Term Disability

401(k) with Company Match

Paid Vacation

Employee Stock Purchase Program

Great work-life balance. Benefit from autonomy in managing your customer visits and premium collection schedule

Career growth and promotional opportunities

Licensed Agent Bonus Program

Through Kemper's Licensed Agent Bonus Program, new agents who are licensed to sell all Kemper Life Products will be eligible for up to $4,750 in bonuses during their first year.

$750 bonus when hired and assigned to an agency

$1,500 bonus after six production months

$2,500 bonus after 12 production months

*To qualify for these bonuses, agents must maintain a $200 average monthly issued premium and be an active employee in good standing. Agents must be fully licensed to sell all Kemper Life products in his/her resident state. The Licensed Agent Bonus Program is not available to rehires or agents with temporary licenses.

Responsibilities

Day-to-Day Activities:

Coordinating home visits and conducting sales presentations, recommending products, and closing new sales

Prospecting for new sales opportunities

Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine

Responding promptly to service requests such as beneficiary changes, claims, and loans

Record keeping, accounting for money collected, and processing policy paperwork

Agent Expectations:

Grow the assigned territory through new sales

Build strong working relationships with customers

Devote the time necessary to fulfill the responsibilities of the role

Pursue continuous professional development in insurance products and sales effectiveness

Minimum Qualifications

Must be fully licensed to sell all Kemper Life's products (Life, Health, P&C)

Customer service experience

Must be at least 18 years of age

Valid driver's license with required auto insurance coverage

Dependable vehicle for daily travel

Ability to pass a background check, motor vehicle report, and drug screening

Authorization to work in the United States

Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination.

Kemper will never request personal information, such as your social security number or banking information, via text or email.Additionally,Kemper does not use external messaging applications like WireApp or Skype to communicate with candidates.Ifyou receive such a message, delete it.

Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee.

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