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Insurance Agent Base Pay Jobs in Missouri (NOW HIRING)

Kemper

Licensed Insurance Agent

Independence, MO

Licensed Insurance Sales Agent (with sign on bonus and uncapped commissions). Employment Type ... With Kemper's pay-for-performance compensation model, agents have the opportunity to determine ...

Kemper

Licensed Insurance Agent

Kansas City, MO

Licensed Insurance Sales Agent (with sign on bonus and uncapped commissions). Employment Type ... With Kemper's pay-for-performance compensation model, agents have the opportunity to determine ...

Kemper

Licensed Insurance Agent

Saint Louis, MO

Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type ... With Kemper's pay-for-performance compensation model, agents have the opportunity to determine ...

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All JobsInsurance Agent Base Pay JobsInsurance Agent Base Pay Jobs in Missouri

Insurance Agent Base Pay information

Can I make good money being an insurance agent?

Insurance agents can earn a wide range of incomes, with many earning commissions based on sales and policy renewals. Successful agents with strong sales skills and industry experience can achieve high earnings, but income often depends on factors like location, client base, and effort. Some agents supplement their income with bonuses or incentives, and building a good reputation can lead to increased sales and higher pay.

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

Why do most insurance agents quit?

Most insurance agents quit due to high competition, inconsistent income, and the pressure to meet sales targets. The job often requires strong sales skills, self-motivation, and resilience, and many find the workload and income variability challenging over time.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an insurance agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.
What are popular job titles related to Insurance Agent Base Pay jobs in Missouri? For Insurance Agent Base Pay jobs in Missouri, the most frequently searched job titles are:
What job categories do people searching Insurance Agent Base Pay jobs in Missouri look for? The top searched job categories for Insurance Agent Base Pay jobs in Missouri are:
What cities in Missouri are hiring for Insurance Agent Base Pay jobs? Cities in Missouri with the most Insurance Agent Base Pay job openings:
Insurance Agent Base Pay jobs near you
Infographic showing various Insurance Agent Base Pay job openings in Missouri as of August 2026, with employment types broken down into 1% As Needed, 66% Full Time, 25% Part Time, and 8% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.

Insurance Sales Agent Apprentice

Farmers Insurance 1475

Saint Louis, MO

$60K/yr

Full-time

Posted 22 days ago

Job description

If you’re an ambitious self-starter who’s ready to grow your professional career in the insurance sales industry, we have the perfect opportunity for you! Our competitive Farmers Insurance Agency Protégé Program provides a unique opportunity for mentorship and training from an established professional agent. 

You’ll learn valuable tools that teach you how to sell, solicit, differentiate, and negotiate insurance plans that will build your own book of business. From the very beginning, you will “earn as you learn’’ without previous insurance sales experience. If you have a willingness to learn, motivation to succeed, and a forward-thinking spirit, we want to hear from you today!

Compensation:

$45,000 - $60,000 yearly


Responsibilities:
  • Generate accurate insurance quotes by leveraging accurate data, customer information, and available insurance rates
  • Gain insurance agent self-sufficiency by collaborating with your mentor on confidence and skill-building
  • Create new and continued business by uncovering opportunities to upsell and cross-sell financial products
  • Drive sales among potential clients by making phone calls, composing text messages, and sending emails regularly
  • Present prospective customers with the best insurance policy options to meet their needs after assessing their individual circumstances and goals
  • Handle customer inquiries
  • Sell and solicit/provide information about the products and services
  • Troubleshoot and resolve product issues and concerns
  • Document and update customer records based on interactions
  • Develop and maintain a knowledge base of the evolving products and services

Qualifications:
  • Candidates must clear a background check
  • Proven leadership and communication skills
  • Job seekers must already have or be willing to get their state Property and Casualty as well as Life and Health insurance licenses
  • Excellent at building rapport and relationships with people
  • One year of experience working in sales or as an insurance agent beneficial
  • Previous experience in customer service, sales, or other related fields
  • Ability to build rapport with clients
  • Ability to prioritize and multitask
  • Positive and professional demeanor
  • Excellent written and verbal communication skills
  • Must be willing to obtain an Insurance License

About Company

At Farmers Insurance, our employees set the tone, drive our strategy, and create world-class customer experiences. Our employees also help make Farmers one of the largest insurers of vehicles, homes, and small businesses in the United States. We’re continually looking for new people to join our team.