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Insurance Agency Jobs in Washington (NOW HIRING)

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Insurance Agency information

See Washington salary details

$50.4K

$64.9K

$85.5K

How much do insurance agency jobs pay per year?

As of Aug 19, 2026, the average yearly pay for insurance agency in Washington is $64,922.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,400.00 and $76,400.00 per year, depending on experience, location, and employer.

What is an insurance agency?

An insurance agency is a business that sells, solicits, or negotiates insurance policies for clients on behalf of one or more insurance companies. Agencies help individuals and businesses find suitable insurance coverage, such as auto, home, health, or life insurance, based on their specific needs. Agents working in these agencies assist clients in understanding policy options, managing claims, and ensuring ongoing coverage. Some agencies represent a single insurer (captive agencies), while others work with multiple insurers (independent agencies). Their goal is to provide expert advice and facilitate access to insurance products that offer financial protection.

What are some common challenges faced when working in an insurance agency, and how can they be addressed?

Working in an insurance agency often involves balancing a high volume of client inquiries, meeting sales targets, and staying up-to-date with evolving insurance products and regulations. Common challenges include handling rejections, managing time effectively between administrative tasks and client meetings, and ensuring compliance with industry standards. To address these, successful agents prioritize strong communication, continuous learning, and effective use of agency management software. Collaborating with team members and seeking mentorship can also help in overcoming obstacles and achieving professional growth.

What are the key skills and qualifications needed to thrive as an insurance agent, and why are they important?

To thrive as an Insurance Agent, you need a thorough understanding of insurance products, sales techniques, and regulatory requirements, often supported by relevant state licensure. Familiarity with customer relationship management (CRM) software, quoting systems, and underwriting tools is typically required. Outstanding interpersonal skills, active listening, and the ability to build trust with clients help set top agents apart. These competencies are essential for effectively matching clients with appropriate coverage while maintaining compliance and strong customer relationships.

What is the difference between Insurance Agency vs Insurance Agent?

AspectInsurance AgencyInsurance Agent
CredentialsBusiness license, agency license, sometimes multiple licensesIndividual license for specific insurance types
Work EnvironmentOperates as a business entity, may employ multiple agentsWorks independently or as part of an agency, sells policies directly to clients
Employer & Industry UsageLicensed business representing multiple insurersLicensed individual selling policies for insurers or agencies

Insurance agencies are licensed businesses that employ or contract with insurance agents to sell policies. Insurance agents are licensed individuals who sell insurance products on behalf of agencies or insurers. Agencies oversee multiple agents and handle business operations, while agents focus on client interactions and policy sales. Both roles require licensing, but agencies operate as a business entity within the insurance industry.

What do I need to work at an insurance agency?

To work at an insurance agency, candidates typically need a high school diploma or equivalent, and some roles may require relevant licenses such as an insurance license, which involves passing state exams. Strong communication skills, customer service experience, and familiarity with insurance products are also important. Additional certifications or training can enhance job prospects in sales, claims, or underwriting positions.

What are the most commonly searched types of Insurance Agency jobs in Washington?

The most popular types of Insurance Agency jobs in Washington are:

What cities in Washington are hiring for Insurance Agency jobs?

Cities in Washington with the most Insurance Agency job openings:

Insurance Agency jobs near you
Infographic showing various Insurance Agency job openings in Washington as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 17% Part Time, 2% Temporary, and 8% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $64,922 per year, or $31.2 per hour.

Commercial Insurance Producer

Harders & Bradford Insurance Agency

Rockville, MD • On-site

$45K - $60K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago

Job description

Harders Bradford Insurance Agency is seeking a motivated Commercial Lines Producer to drive new business growth across our commercial book. In this role, you will identify, pursue, and close new commercial accounts while partnering with our account management team, who handle day-to-day servicing so you can stay focused on selling. This is an opportunity to build a book of business with the backing of an established independent agency and a flagship carrier relationship with ERIE Insurance.

Work Arrangement: This is a mostly remote position. New hires should expect a greater amount of in-office time at our Rockville office during the initial training and onboarding period; once fully onboarded, work is performed primarily remotely, with occasional in-office days for team meetings, client appointments, and agency events.

Responsibilities

• Prospect and generate new commercial lines opportunities through networking, referrals, centers of influence, and targeted outreach

• Conduct discovery meetings with business owners to identify exposures, coverage gaps, and risk management needs

• Prepare and present new business submissions, working with carriers to secure competitive quotes and coverage terms

• Present proposals and close new accounts, clearly explaining coverage recommendations and value to business owners

• Partner with commercial account managers for a smooth handoff of new accounts into ongoing service

• Round out accounts by identifying cross-sell opportunities across commercial, personal, and life lines

• Maintain an active pipeline and document all sales activity in the agency management system in accordance with agency standards

• Represent the agency at industry events, association meetings, and community functions to build referral relationships

• Stay current on commercial lines products, appetite, and market conditions across Maryland, Virginia, and DC

Requirements

• Active Property Casualty insurance license in Maryland (required; multi-state licensing a plus)

• Minimum 2 years of commercial insurance sales or commercial account management experience in an agency or brokerage environment

• Proven ability to prospect, build relationships, and close business with commercial clients

• Working knowledge of commercial coverages including BOP, General Liability, Commercial Auto, Workers' Compensation, Commercial Property, and Umbrella/Excess

• Strong written and verbal communication skills, including the ability to explain complex coverage concepts clearly to business owners

• Self-motivated with strong organizational habits; capable of managing a pipeline and multiple deadlines simultaneously

• CIC, CISR, or other industry designations a plus

Benefits
Work from Home###Paid Time Off (PTO)###Health Insurance###Dental Insurance###Vision Insurance###Life Insurance###Disability Insurance###Hands on Training###Mon-Fri Schedule###Career Growth Opportunities###Retirement Plan###