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Insurance Adjuster Inspector Jobs in Raleigh, NC

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Insurance Adjuster Inspector information

What are some common challenges faced by Insurance Adjuster Inspectors when assessing property damage claims?

Insurance Adjuster Inspectors often encounter challenges such as evaluating damages that may not be immediately visible, dealing with incomplete or conflicting information from policyholders, and working under tight deadlines especially after large-scale events like storms. Balancing the need for accurate, thorough inspections with efficiency is key, as is maintaining clear communication with clients and contractors. Additionally, navigating disputes over claim settlements and staying current with evolving industry regulations can require strong problem-solving and negotiation skills.

Is being a claim adjuster worth it?

Insurance adjuster inspectors evaluate insurance claims by inspecting property damage and determining coverage. The role offers a stable career with opportunities for advancement, often requiring knowledge of insurance policies, good communication skills, and sometimes licensing or certifications. Compensation varies by experience and location but generally provides a steady income with potential for overtime and benefits.

What are the key skills and qualifications needed to thrive as an Insurance Adjuster Inspector, and why are they important?

To thrive as an Insurance Adjuster Inspector, you need strong analytical skills, attention to detail, and a background in insurance or a related field, often supported by relevant licenses or certifications. Familiarity with claims management software, digital inspection tools, and industry regulations is typically required. Excellent communication, negotiation, and customer service skills help in effectively managing claims and interacting with policyholders. These skills ensure accurate claims assessments, efficient resolution, and customer satisfaction in a competitive insurance market.

Can I get a claims adjuster job with no experience?

Insurance adjuster inspector roles typically require some knowledge of insurance claims, damage assessment, and relevant regulations, but entry-level positions may be available for candidates with strong communication skills and a willingness to learn. Many employers provide on-the-job training, and obtaining certifications such as the Certified Claims Adjuster (CCA) can improve prospects. Prior experience in customer service, construction, or related fields can also be beneficial for starting a claims adjuster career.

What are Insurance Adjuster Inspectors?

Insurance Adjuster Inspectors are professionals who investigate insurance claims by inspecting property, vehicles, or other insured items to determine the extent of damage or loss. They gather evidence, interview claimants and witnesses, review policy information, and prepare detailed reports to help insurance companies determine claim settlements. These inspectors play a critical role in ensuring that claims are processed fairly and accurately. Their work often involves on-site visits, documentation, and sometimes negotiating settlements with policyholders.

What type of adjuster gets paid the most?

In the insurance adjusting field, independent or catastrophe adjusters typically earn higher pay due to their specialized skills and the demanding nature of large-scale claims. These adjusters often work on a contract basis, handling complex or large claims such as natural disaster damage, and may receive higher compensation compared to staff or desk adjusters. Experience, certifications, and the scope of claims handled also influence earning potential.

What is the difference between Insurance Adjuster Inspector vs Insurance Claims Examiner?

AspectInsurance Adjuster InspectorInsurance Claims Examiner
Required CredentialsState licensing, insurance adjuster certificationAdjuster certification, sometimes licensing
Work EnvironmentOn-site inspections, fieldworkOffice-based, claims review
Employer & Industry UsageInsurance companies, independent adjustersInsurance carriers, claims departments
Common Search/ComparisonYesNo

Insurance Adjuster Inspectors primarily evaluate property damage on-site, requiring fieldwork and certifications. Insurance Claims Examiners review claims in an office setting, focusing on documentation and policy analysis. While both roles are integral to the insurance industry, they differ in work environment and responsibilities, making the comparison relevant for those exploring insurance careers.

Is claim adjusting a dying field?

Insurance adjuster inspectors play a key role in evaluating insurance claims, and demand for their skills remains steady due to ongoing insurance needs. While technology such as claims management software and virtual inspections are changing some processes, the profession continues to require human judgment and expertise, ensuring its relevance in the industry.
What cities near Raleigh, NC are hiring for Insurance Adjuster Inspector jobs? Cities near Raleigh, NC with the most Insurance Adjuster Inspector job openings:
Safety and Risk Manager

Safety and Risk Manager

Franklin County, NC

Louisburg, NC • On-site

$72K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago


Job description

Salary : $72,173.00 - $75,782.00 Annually
Location : Louisburg, NC
Job Type: Full Time
Job Number: 202600068
Department: Human Resources and Risk Management
Opening Date: 06/26/2026
Closing Date: 7/27/2026 11:59 PM Eastern
General Statement of Duties
Franklin County is seeking a proactive and knowledgeable Safety & Risk Manager to lead our efforts in creating a safer, more resilient workplace for employees and the community we serve. In this key role, you'll develop safety programs, assess risks, guide compliance initiatives, and partner with departments to prevent injuries and reduce liability. We're looking for a strategic thinker who can turn data into action, communicate with confidence, and champion a culture of safety across the county.
Compensation: $72,173-$75,782
**To Be Determined Based on Experience and Qualifications**
Benefits: Franklin County offers a competitive benefit package designed to encourage and support your health, well-being and productivity. Benefit options include medical and dental insurance; elective supplemental insurance options such as short-term disability, vision, and voluntary term life; local government retirement; 401(k) with a 4% employer contribution (no employee match required); generous paid leave that includes 13 county-observed paid holidays per year; an employee wellness program inclusive of a county sponsored gym and an employee assistant program.
For more information about Franklin County benefit options please click herehttps://www.franklincountync.gov/194/Benefits-Summary
An employee in this class performs advanced technical work in the planning, development, administration, and oversight of the County's safety and risk management program. Work includes administrative work in the development, implementation and administration of safety policies, training, procedures, risk management, property and liability insurance, worker's compensation, and other related programs. Working closely with departmental staff, responsibilities include providing support to employees and supervisors, planning, coordinating, training, and creating awareness for employees and supervisors in the departments relating to specific safety & risk management programs. Provides supervision and oversight of staff working in the Risk Management Division of the Human Resources and Risk Management Department. Serves as the County's chairperson for the Safety & Risk Management Committee. Work requires a variety of technical and detailed knowledge, and significant independent initiative and judgment. Work is performed under the supervision of the Human Resources and Risk Management Director and is evaluated through conferences, results of work, reports, and employee feedback.
Duties and Responsibilities/Knowledge, Skills, Abilities
Essential Duties and Tasks
Supervises, develops, administers, enforces, plans, coordinates employee safety and accident prevention programs, which includes Fleet Safety, Substance Abuse, and Emergency Action Planning. Using input and assistance from department representatives.
Administers risk management, loss control, and insurance programs and consults and collaborates with management.
Reviews commercial insurance policies, determines, and recommends suitable coverage for transferring risk, consistent with market availability and the County's needs.
Gathers and tracks detailed asset, employee and claims data and acts as liaison with third party administrator for claims.
Reviews County contracts, provides risk assessments, and makes recommendations while collaborating with County Administration, County Attorney and other parties as needed.
Develops, manages, and oversees the risk management budget.
Supervises the administration and management of the Worker's Compensation program. Working closely with Department Heads, Medical Providers, and Adjusters to resolve open claims.
Oversees the County's Fleet Safety and Substance Abuse Policy.
Serves as the liaison with Third Party Administrators (TPA) for public liability claims.
Serves as the County's Safety Officer; responsible for ensuring compliance with OSHA requirements; and presides over the County Safety and Risk Management Committee and accident review board.
Advises Department Leaders and the Human Resources and Risk Management Director on safety hazards and necessary safety precautions.
Conducts research on OSHA, DOT, EPA and risk management practice and regulations, determines which regulations affect the County and what departments, develops policies and procedures to comply with regulations or limit liability and audits safety and risk management policies and programs to ensure successful programs.
Conducts regular inspections of buildings, grounds, sidewalks, vehicles, worksites and work procedures for OSHA compliance and for any liability risks and performs accident reviews. Reports findings to the Human Resources and Risk Management Director and recommends changes to establish safe work conditions.
Conducts ADA assessments of Elections polling sites and other county facilities as needed.
Oversees the administration of property, auto, general liability, and workers compensation insurances to include filing of claims, conducting accident investigations, identifying hazards and implements preventative measures. Establishes a reporting system for claims and for newly acquired or transferred property; reviews all property and liability insurance claims for reporting to insurance providers.
Prepares and maintains audits; gathers proposals and completes and submits applications for insurance; and acts as liaison to insurance vendors.
Maintains appropriate records and prepares reports.
Coordinates and manages the drug testing program.
Serves on various safety and risk management committees and boards as necessary.
Serves as the chairperson of Safety & Risk Management Committee and organizes meetings with the committee for review and analysis of risk management issues.
Oversees the Workers' Compensation program and other support services designed to enhance employees' safety.
Oversees the maintenance of the OSHA 300 log and may notify OSHA when required of accidents.
Oversees the timely finalization and distribution of the annual OSHA 300A.
Reviews claims that are filed for property and liability incidents with the insurance carrier.
Conducts safety meetings or works with departments to present and conduct their own sessions.
Conducts work site hazard assessments, routine safety inspections and training to ensure regulatory compliance. Monitors compliance with OSHA and other state/federal safety regulations.
Provides monthly employee training on a variety of safety topics including defensive driving training, First Aid, CPR and AED training, Bloodborne Pathogens training and other identified safety training courses.
Consults with operating departments on strategies for accident prevention, hazard mitigation and equipment purchase as needed.
Provides New Employee Safety Training at orientation for new hires.
Identifies categories or areas of potential loss; analyzes each category in terms of frequency and severity to accurately measure financial liabilities; develops strategies to eliminate risks where possible.
Researches and analyzes case law, policy forms and other publications and recommends insurance language changes and terms.
Reviews legal contracts and ensures compliance with applicable risk management-related regulations and procedures.
Maintains records of claims and experience related to risk management activities; prepares related claims' reports.
Manages mediations and depositions between claimants, assigned counsel, and insurance carriers to negotiate settlement amounts for cases in litigation.
Recommends the purchase of various insurance coverage; keeps aware of changes to new and existing coverage and changes in cost.
Provides management oversight to the county's safety program to include ensuring compliance with state, local, and federal law and the expeditious investigation and accurate reporting of worker's compensation claims.
Performs work during emergency/disaster situations.
Serves as a resource for citizens, employees and management in addressing safety questions and concerns.
Performs inspections of county facilities.
Consults with departments to keep informed of various aspects of services in order to identify activities, conditions or situations which may create a safety hazard or risk. Identifies hazardous equipment and operations and recommends solutions to minimize hazards.
Identifies, evaluates, controls, and minimizes the loss of or damage to physical assets and losses arising out of liability claims.
Serves as liaison with insurance representatives.
Ensures compliance with state and federal laws; develops and administers policies and programs to comply with such laws.
Recommends improvements and modifications to work activities based on evaluation of accident and other reports and prepares various reports on recommendations.
Manages and participates in annual safety training for employees.
Performs OSHA compliance training or consults with outside vendors for onsite and online training.
Establishes and updates policies and procedures for compliance with federal and state OSHA regulations. Makes recommendations for revisions to the safety manual as needed.
Completes special projects, attends meetings when necessary, and represents the Human Resources and Risk Management Director as assigned.
Additional Job Duties
Attends conferences, training classes, meetings and reads literature to remain current with new trends and development in the field.
Serves as member of various professional committees in County and region, attending and participating in meetings and other activities, as appropriate.
May be called in to work during natural disasters or emergency situations.
May respond to after-hours risk management and injury telephone calls from County departments.
Performs related duties as required.
Knowledge, Skills and Abilities
Thorough knowledge of the principles and practices relating to insurance and risk management, occupational and/or industrial safety and accident prevention.
Thorough knowledge of federal, state, and local policies, procedures, and regulations pertaining to health/safety programs and worker's compensation.
General knowledge of the functions and operations of each department.
Working knowledge of office technology, equipment, and applicable software applications.
Analytical ability and inductive thinking to adapt policies, procedures and methods for emergency operations, unusual and complex situations.
Considerable analytical ability to select, compile, and evaluate, and interpret data from several sources.
Ability to problem solve and make decisions within scope of responsibility.
Ability to plan and supervise the work of others, to work as part of a team, and to maintain confidentiality.
Ability to plan, develop and facilitate training programs with others tactfully, courteously, and effectively in both oral and written forms and to conduct applicable training programs.
Ability to establish and maintain effective working relationships with the public, county staff, consultants, and attorneys.
Ability to establish and maintain firmness and tact in the enforcement of safety regulations;
Thorough knowledge of resources available for health/safety and worker's compensation from local, state, and federal agencies.
Ability to interpret, explain, and apply a wide variety of policies, procedures, and regulations.
Ability to prepare and maintain accurate records, prepare reports, and make effective public presentations.
Ability to establish and maintain effective working relationships with department directors, county management, county employees, law enforcement agencies, public officials, and the general public.
Ability to develop a new program including supervising potential staff and should have knowledge of budgeting, personnel and purchasing requirements.
Ability to plan, develop and conduct training programs.
Desirable Education and Experience
Bachelor's degree in business administration , risk management, environmental health, industrial hygiene/engineering, occupational health, , or other safety related field; three to five years' experience in the development and administration of liability, worker's compensation, or occupational/industrial safety programs with an emphasis on risk management, loss prevention and loss control to include a minimum of two years supervisory experience; or an equivalent combination of education and experience sufficient to successfully perform the essential duties of the job listed.
OSHA and other Safety designations like Certified Safety Professional (CSP) preferred.
Other Information
Possession of a valid North Carolina driver's license upon hire.
Obtain Defensive Driving Instructors Certification within one year of hire.
Possession of Manger of Environmental Health, Safety and Health Programs certification
or ability to obtain within 18 months of hire.
Possession of OSHA 30 Hour Compliance for General Industry and OSHA 30 Hour Compliance for Construction within one year of hire.
NC Property and Casualty License, within six (6) months of employment
Franklin County offers a competitive benefits package designed to encourage and support your health, well-being and productivity. Benefit options include medical and dental insurance; elective supplemental insurance options such as short-term disability, vision, and voluntary term life; local government retirement; 401(k) with a 4% employer contribution (no employee match required); generous paid leave that includes 13 county-observed paid holidays per year; an employee wellness program inclusive of a county sponsored gym and an employee assistance program.
For more information about Franklin County benefit options please click here