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Indirect Lending Underwriter Jobs (NOW HIRING)

Addison Group

Indirect Underwriter

Austin, TX · On-site

$70K - $82K/yr

The ideal candidate has a strong background in indirect auto lending, sound credit judgment, and ... Strong credit analysis and underwriting skills. * Knowledge of consumer lending regulations and ...

Addison Group

Indirect Underwriter

Austin, TX · On-site

$70K - $82K/yr

The ideal candidate has a strong background in indirect auto lending, sound credit judgment, and ... Strong credit analysis and underwriting skills. * Knowledge of consumer lending regulations and ...

Nusenda

Indirect Lending Credit Officer

El Paso, TX · On-site

As the Indirect Lending Credit Officer, you will be responsible for evaluating loan quality by ... You will work with dealerships to clear underwriting conditions and/or stipulations while ...

Wellby

Mortgage Lending Underwriter

Webster, TX

Position Summary The Mortgage Lending Underwriter will evaluate and underwrite all mortgage loan ... Ability to influence and engage direct and indirect reports and peers. * Ability to work ...

JSC Federal Credit Union

WI · On-site

$60 - $80/hr

Position Summary The Mortgage Lending Underwriter will evaluate and underwrite all mortgage loan ... Ability to influence and engage direct and indirect reports and peers. * Ability to work ...

New

Wellby

Mortgage Lending Underwriter

Webster, TX · On-site

Position Summary The Mortgage Lending Underwriter will evaluate and underwrite all mortgage loan ... Ability to influence and engage direct and indirect reports and peers. * Ability to work ...

VELOCITY CREDIT UNION

Indirect Underwriter

Austin, TX · On-site

If you have had proven success in your past career with auto financing and/or indirect lending ... As an Underwriter, you will assist members with their lending needs, providing information ...

VELOCITY CREDIT UNION

Indirect Underwriter

Austin, TX · Hybrid

If you have had proven success in your past career with auto financing and/or indirect lending ... As an Underwriter, you will assist members with their lending needs, providing information ...

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Indirect Lending Underwriter information

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How much do indirect lending underwriter jobs pay per hour?

As of Sep 8, 2026, the average hourly pay for indirect lending underwriter in the United States is $30.00, according to ZipRecruiter salary data. Most workers in this role earn between $25.00 and $33.17 per hour, depending on experience, location, and employer.

What does an indirect lending underwriter do?

An Indirect Lending Underwriter evaluates and approves loan applications that are submitted through third-party channels, such as auto dealerships or retailers, rather than directly from borrowers. Their main responsibilities include assessing the creditworthiness of applicants, analyzing financial documents, and ensuring loans meet the lender’s guidelines and risk policies. They play a crucial role in minimizing financial risk for the lender while facilitating financing options for customers. Indirect Lending Underwriters often work closely with dealership finance managers and other intermediaries to process loan applications efficiently.

What are the key skills and qualifications needed to thrive as an indirect lending underwriter?

To thrive as an Indirect Lending Underwriter, you need strong analytical skills, knowledge of credit risk assessment, and a background in finance or a related field, often supported by a bachelor's degree. Familiarity with loan origination systems (LOS), credit bureau software, and regulatory compliance tools is typically required. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating loan applications and collaborating with dealers or partners. These competencies ensure accurate credit decisions, mitigate risk for the lender, and support positive business relationships.

What are some common challenges faced by indirect lending underwriters, and how can they be managed?

Indirect Lending Underwriters often encounter challenges such as evaluating incomplete or inconsistent loan applications from dealership partners and balancing risk while maintaining positive dealer relationships. Managing these challenges requires strong communication skills to clarify missing information and thorough knowledge of credit policies to make informed decisions. Staying current with evolving regulatory requirements and leveraging technology for efficient workflow can also support successful underwriting and minimize errors.

What is the difference between Indirect Lending Underwriter vs Mortgage Underwriter?

AspectIndirect Lending UnderwriterMortgage Underwriter
CredentialsTypically requires a mortgage or lending certification, FHA/VA/Conventional loan knowledgeRequires mortgage lending certifications, such as MLO license, and FHA/VA/Conventional knowledge
Work EnvironmentWorks for auto dealerships, banks, or lenders evaluating auto loan applicationsWorks for banks, mortgage companies, or lenders evaluating home loan applications
Industry UsageCommonly used in auto finance and indirect lending channelsPrimarily used in residential mortgage lending

Both roles involve assessing loan applications, but Indirect Lending Underwriters focus on auto loans through dealerships, while Mortgage Underwriters evaluate home loan applications. The skills and certifications overlap, but the industries and types of loans differ significantly.

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Indirect Lending Underwriter jobs near you
Infographic showing various Indirect Lending Underwriter job openings in the United States as of September 2026, with employment types broken down into 98% Full Time, and 2% Part Time. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $62,410 per year, or $30 per hour.

Consumer Loan Underwriter - Indirect Lending - To 85K - Milwaukee, WI - Job 3774

Milwaukee, WI

The Symicor Group
Recruiting and Staffing Services • 1 - 10 employees
Learn more about The Symicor Groupexternal

$85K/yr

Full-time

Re-posted 20 days ago

Job description

Consumer Loan Underwriter - Indirect Lending - To $85K - Milwaukee, WI - Job # 3774-147012Who We AreThe Symicor Group is a boutique talent acquisition firm based in Schaumburg, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.The PositionOur client is seeking to fill a Consumer Loan Underwriter - Indirect Lending role in the Milwaukee, WI area.  The successful candidate will be responsible for delivering outstanding member experiences by matching customer needs with the Bank's lending solutions including auto, personal, home equity loans, as well as ancillary loan products. Responsible for interviewing and gathering the needed items for loan approval.This position comes with a generous salary of up to $85K and a full benefits package. (This is not a remote position)Consumer Loan Underwriter - Indirect Lending responsibilities include:
  • Applies proper risk management, fair lending and regulatory compliance to be consistent with the organization's credit policy for all credit decisions.
  • Communicates effectively and professionally and finds resolutions with dealers and other departments regarding decisions or conditions required for loans to be funded.
  • Keeps current with knowledge of lending updates, criteria guidelines, procedure, policies and processes in order to make sound lending decisions.
  • Verifies accuracy of information submitted with loan application from the bank's dealer network. Ensures application information matches, calculate/verify income information, verify tax and employment information, review all other related documents.
  • Approves or denies loans based on risk factors within approved authority level.
  • Meets or exceeds the underwriting standards established for reviewing loans that fall into an underwriting review queue.
  • Maintains an acceptable level of quality as determined by established loan error standards.
  • Assists in conducting audits to ensure loan policies and procedures are followed.
  • Performs other duties as required.
Who Are You?You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.You also bring the following skills and experience:
  • High school diploma or equivalent and a minimum one year of prior consumer lending experience. Prior processing and/or underwriting experience preferred.
  • Knowledge of general lending policies and ability to make sound lending decisions.
  • Excellent verbal and written communication skills.
  • Strong problem solving, organizational, negotiation and interpersonal skills
  • Self-motivated-and takes steps to continually expand knowledge of financial industry
  • Ability to cope with pressured situations, focus on speed and accuracy.
  • Must develop a thorough understanding of company policies and procedures as they relate to this position. Must comply with all company policies and procedures and all job related state and federal laws and regulations.
The next step is yours. Email us your current resume along with the position you are considering to:resumes@symicorgroup.com

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