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Independent Desk Adjuster Jobs (NOW HIRING)

MSCCN

Field Property Adjuster - Dallas, TX

Dallas, TX · On-site

$65K - $98K/yr

This role works independently, prioritizing own responsibilities. We are seeking a Property Field ... Desk Review) For claims involving fraud or subrogation, partners with assigned reps from those ...

thg

Sr Adjuster Field Claims

Milwaukee, WI · On-site

$64K - $85K/yr

Independently manage field property claims, including those requiring outside field investigations ... Demonstrates strong time management and desk management skills, * Makes informed decisions based on ...

thg

Sr Adjuster Field Claims

Milwaukee, WI · On-site

$64K - $85K/yr

Independently manage field property claims, including those requiring outside field investigations ... Demonstrates strong time management and desk management skills, * Makes informed decisions based on ...

Allstate

Field Property Adjuster

Natick, MA · On-site +1

$65K - $98K/yr

... of independent insurance agents, as well as directly to consumers. As a Field Property Adjuster ... Experience handling claims in both field and desk settings is strongly preferred. Holds an active ...

Allstate

Field Property Adjuster

Windsor, CT

$65K - $98K/yr

... of independent insurance agents, as well as directly to consumers. As a Field Property Adjuster ... Experience handling claims in both field and desk settings is strongly preferred. Holds an active ...

Allstate

Field Property Adjuster

Windsor, CT · On-site +1

$65K - $98K/yr

... of independent insurance agents, as well as directly to consumers. As a Field Property Adjuster ... Experience handling claims in both field and desk settings is strongly preferred. Holds an active ...

Allstate

Field Property Adjuster

Natick, MA · On-site

$65K - $98K/yr

... of independent insurance agents, as well as directly to consumers. As a Field Property Adjuster ... Experience handling claims in both field and desk settings is strongly preferred. Holds an active ...

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All JobsIndependent Desk Adjuster Jobs

Independent Desk Adjuster information

See salary details

$64.5K

$82.5K

$98K

How much do independent desk adjuster jobs pay per year?

As of Aug 10, 2026, the average yearly pay for independent desk adjuster in the United States is $82,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,500.00 and $91,500.00 per year, depending on experience, location, and employer.

What is the difference between Independent Desk Adjuster vs Staff Adjuster?

AspectIndependent Desk AdjusterStaff Adjuster
CredentialsAdjuster license, certifications (e.g., AIC)Adjuster license, certifications (e.g., AIC)
Work EnvironmentRemote, independent contractorIn-office or on-site, employed by insurance company
Employer & Industry UsageIndependent, works for multiple insurers or TPAInsurance company employee or contractor
Common Search & ComparisonYesYes

Both Independent Desk Adjusters and Staff Adjusters require similar credentials and work within the insurance industry. The key difference is that Independent Desk Adjusters operate remotely as independent contractors, handling claims for multiple insurers, while Staff Adjusters are employed directly by insurance companies, often working on-site or in-office. Understanding these distinctions helps job seekers identify the right role based on work environment preferences and employment type.

What challenges do independent desk adjusters face and how can they overcome them?

Independent Desk Adjusters often encounter challenges such as managing high claim volumes, handling complex or incomplete documentation, and maintaining clear communication with policyholders and field adjusters. To overcome these, strong organizational skills and effective use of claims management software are essential. Building solid relationships with colleagues and continuously updating knowledge of policy guidelines can also help streamline the workflow and ensure accurate, timely claim resolutions.

What is an independent desk adjuster?

Independent Desk Adjusters are professionals who evaluate insurance claims remotely, typically from an office or home setting, rather than visiting the site of the loss in person. They work independently or for third-party adjusting firms and handle claims for various types of insurance, such as property, auto, or casualty. Their main responsibilities include reviewing claim documents, speaking with claimants, assessing damages using photos and reports, and determining the appropriate settlement amounts. Independent Desk Adjusters are often contracted during periods of high claim volume, such as after natural disasters.

What skills and qualifications are needed to be an independent desk adjuster?

To thrive as an Independent Desk Adjuster, you need a solid understanding of insurance policies, claims investigation, and strong analytical skills, often supported by a relevant license such as an adjuster’s license. Familiarity with claims management software, estimating tools like Xactimate, and digital communication platforms is typically required. Excellent attention to detail, time management, and effective communication help you efficiently resolve claims and interact with policyholders and insurers. These skills and qualifications are crucial for ensuring accurate, timely claims resolution and maintaining client satisfaction in a fast-paced, remote environment.
More about Independent Desk Adjuster jobs
What cities are hiring for Independent Desk Adjuster jobs? Cities with the most Independent Desk Adjuster job openings:
What states have the most Independent Desk Adjuster jobs? States with the most job openings for Independent Desk Adjuster jobs include:
What job categories do people searching Independent Desk Adjuster jobs look for? The top searched job categories for Independent Desk Adjuster jobs are:
Independent Desk Adjuster jobs near you
Infographic showing various Independent Desk Adjuster job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 20% Part Time, and 9% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $82,500 per year, or $39.7 per hour.

Flood Desk Examiner-1099 Independent Contractor

Administrative Strategies

Remote

Part-time, Contractor

Re-posted 22 days ago

Job description

Flood Desk Examiner (1099 Independent Contractor)
Job Summary: Investigates and evaluates flood insurance claims. Examiners are responsible for determining if the insurance policy covers the loss, reviewing an adjuster's report for recommended repairs, and ensuring claims are not fraudulent. This role is a part time 1099 independent contractor role.
Responsibilities Include:
  • Conducting thorough examinations of flood estimates and related documents by applying expert knowledge of the Standard Flood Insurance Policy (SFIP), Flood Claims Manual, and NFIP guidelines.
  • Assisting adjusters to submit fair and accurate recommendations of repairs based on covered and documented flood damage while identifying and articulating non-covered losses, and citing specific policy language to support claim decisions.
  • Proactively guiding adjusters, monitoring claim timelines, and status reports to ensure efficient resolution.
  • Communicating with clients, adjusters, policyholders, and other stakeholders regarding claim status and recommendations.
  • Working effectively both independently and as part of a collaborative team.
  • Identifying, addressing, and reporting to appropriate parties all potential subrogation, salvage, or fraudulent activities, and providing expert evaluations on special projects as needed.

Qualifications:
  • Pass background check.
  • Experienced in flood claims adjusting or examination with an FCN.
  • Excellent oral & written communication skills.
  • Must possess investigative, problem-solving, and customer service skills.
  • Proficient in Microsoft Office.
  • High School Diploma or equivalent; BS degree is a plus.
  • Identify, analyze and solve problems with a high degree of accuracy, detail and follow-through.

Special Requirements:
Must possess a personal laptop or desktop computer with Microsoft Word and Excel, consistent access to high-speed internet, and a smartphone with text, internet, and email capabilities.
About AdStrat
Administrative Strategies is a claims servicing firm established in 2010, and we believe that Together we Make a Difference. Our teams and clients work together to make a difference and rebuild the lives of policyholders who have experienced a loss. We do this by making sure everyone on our team lives our core values:
  • We Are One Team: We work together to accomplish remarkable things.
  • We Do the Right Thing: We act with integrity and honesty in all interactions.
  • We Care: We care for each other, our partners, policyholders, our business, and our world.
  • We Deliver: Clients trust us to build things that work, and we take that seriously. With our "can do" spirit, our team will overcome obstacles, find solutions, and deliver exceptional results.
  • We Welcome Everyone: We actively foster an environment of inclusion, and respect for others.

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