Credit Risk Analyst
Minneapolis, MN · On-site
Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer ... Provides oversight and independent challenge to the first line through review, inquiry and ...
Minneapolis, MN · On-site
Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer ... Provides oversight and independent challenge to the first line through review, inquiry and ...
Minneapolis, MN · On-site
Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer ... Provides oversight and independent challenge to the first line through review, inquiry and ...
Saint Louis Park, MN · On-site
$44K - $84K/yr
The ideal candidate for the Business Risk Analyst role will have an understanding of processes in ... We do not accept resumes from external staffing agencies or independent recruiters for any of our ...
Saint Louis Park, MN · On-site
$44K - $84K/yr
The ideal candidate for the Business Risk Analyst role will have an understanding of processes in ... We do not accept resumes from external staffing agencies or independent recruiters for any of our ...
RISK ANALYST (SUBCONTRACTOR PREQUALIFICATION) The Subcontractor Prequalification Risk Analyst is ... Demonstrated ability to work independently, manage multiple priorities, and meet established ...
RISK ANALYST (SUBCONTRACTOR PREQUALIFICATION) The Subcontractor Prequalification Risk Analyst is ... Demonstrated ability to work independently, manage multiple priorities, and meet established ...
Minneapolis, MN · On-site
Demonstrated ability to work independently, manage ambiguity, and prioritize work across multiple ... and contractors share responsibility for protecting the company's information and systems by ...
Minneapolis, MN · On-site
Demonstrated ability to work independently, manage ambiguity, and prioritize work across multiple ... and contractors share responsibility for protecting the company's information and systems by ...
We are hiring for an exciting opportunity as a Fraud Risk Analyst 4 within U.S. Bancorp ... Operating with a high degree of independence and receiving guidance from management as needed, this ...
We are hiring for an exciting opportunity as a Fraud Risk Analyst 4 within U.S. Bancorp ... Operating with a high degree of independence and receiving guidance from management as needed, this ...
Minneapolis, MN · On-site
We are hiring for an exciting opportunity as a Fraud Risk Analyst 4 within U.S. Bancorp ... Operating with a high degree of independence and receiving guidance from management as needed, this ...
Minneapolis, MN · On-site
We are hiring for an exciting opportunity as a Fraud Risk Analyst 4 within U.S. Bancorp ... Operating with a high degree of independence and receiving guidance from management as needed, this ...
Develop and articulate independent risk opinions supported by sound analysis, evidence, and professional judgment. * Evaluate alignment of first line activities with applicable laws, regulations ...
Develop and articulate independent risk opinions supported by sound analysis, evidence, and professional judgment. * Evaluate alignment of first line activities with applicable laws, regulations ...
Develop and articulate independent risk opinions supported by sound analysis, evidence, and professional judgment. * Evaluate alignment of first line activities with applicable laws, regulations ...
Develop and articulate independent risk opinions supported by sound analysis, evidence, and professional judgment. * Evaluate alignment of first line activities with applicable laws, regulations ...
Minneapolis, MN · On-site
The Loss Forecast and Reporting group is responsible for independently overseeing the analysis, management and data of credit risk exposures and the processes used to analyze those risks across the ...
Minneapolis, MN · On-site
The Loss Forecast and Reporting group is responsible for independently overseeing the analysis, management and data of credit risk exposures and the processes used to analyze those risks across the ...
Minneapolis, MN · On-site
$92K - $124K/yr
Ongoing and Post-Execution Risk Management and Contracting Support * Assist with ongoing ... data analytics, operate services, Generative AI, and privacy & security. * Support strategic ...
Minneapolis, MN · On-site
$92K - $124K/yr
Ongoing and Post-Execution Risk Management and Contracting Support * Assist with ongoing ... data analytics, operate services, Generative AI, and privacy & security. * Support strategic ...
Review and analyze client onboarding processes or challenges that require research, evaluation, and selection of alternatives * Exercise independent judgment to guide medium risk deliverables
Review and analyze client onboarding processes or challenges that require research, evaluation, and selection of alternatives * Exercise independent judgment to guide medium risk deliverables
Minneapolis, MN · On-site
$92K - $124K/yr
... data analytics, operate services, Generative AI, and privacy & security. * Support strategic ... Ongoing and Post-Execution Risk Management and Contracting Support * Assist with ongoing ...
Minneapolis, MN · On-site
$92K - $124K/yr
... data analytics, operate services, Generative AI, and privacy & security. * Support strategic ... Ongoing and Post-Execution Risk Management and Contracting Support * Assist with ongoing ...
Review and analyze client onboarding processes or challenges that require research, evaluation, and selection of alternatives * Exercise independent judgment to guide medium risk deliverables
Review and analyze client onboarding processes or challenges that require research, evaluation, and selection of alternatives * Exercise independent judgment to guide medium risk deliverables
Seeking Independent Contractors to Perform Insurance Property Surveys ! Davies Risk Services is looking for independent contractors to perform insurance property surveys. This is a great opportunity ...
Quick apply
Seeking Independent Contractors to Perform Insurance Property Surveys ! Davies Risk Services is looking for independent contractors to perform insurance property surveys. This is a great opportunity ...
Seeking Independent Contractors to Perform Insurance Property Surveys ! Davies Risk Services is looking for independent contractors to perform insurance property inspections. This is a great ...
Quick apply
Seeking Independent Contractors to Perform Insurance Property Surveys ! Davies Risk Services is looking for independent contractors to perform insurance property inspections. This is a great ...
$80K - $110K/yr
If that sounds like risk, consider the alternative: a W-2 job where someone else controls your ... Participate in weekly training and ongoing skill development This is a 1099 independent contractor ...
$80K - $110K/yr
If that sounds like risk, consider the alternative: a W-2 job where someone else controls your ... Participate in weekly training and ongoing skill development This is a 1099 independent contractor ...
Minneapolis, MN · On-site
Analyze model risk trends, identify emerging risks, and provide independent challenge and risk-based recommendations. * Develop policies, procedures, and reporting that support strong model risk ...
Minneapolis, MN · On-site
Analyze model risk trends, identify emerging risks, and provide independent challenge and risk-based recommendations. * Develop policies, procedures, and reporting that support strong model risk ...
Minneapolis, MN · On-site
Analyze model risk trends, identify emerging risks, and provide independent challenge and risk-based recommendations. * Develop policies, procedures, and reporting that support strong model risk ...
Minneapolis, MN · On-site
Analyze model risk trends, identify emerging risks, and provide independent challenge and risk-based recommendations. * Develop policies, procedures, and reporting that support strong model risk ...
Provides analysis and support for installed systems, as well as system implementation and ... Works independently across multiple departments and divisions in order to accomplish goals. May be ...
Provides analysis and support for installed systems, as well as system implementation and ... Works independently across multiple departments and divisions in order to accomplish goals. May be ...
Bloomington, MN · On-site
$50.85 - $71.19/hr
... analysis and share with customers to improve or reduce frequency and severity of workplace ... Strong time management skills and ability to work independently. * Excellent customer service ...
Bloomington, MN · On-site
$50.85 - $71.19/hr
... analysis and share with customers to improve or reduce frequency and severity of workplace ... Strong time management skills and ability to work independently. * Excellent customer service ...
Full-time
Medical, Dental, Vision, Life, Retirement, PTO
This job post has expired today. Applications are no longer accepted.
8.2
Based on 359 frontline employees who took The Breakroom Quiz
51st of 170 rated banks
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job DescriptionNOTE: This position is not eligible for current or future visa sponsorship.
U.S. Bank's Credit Risk Management area is seeking a Credit Risk Analyst to work on their Dealer Services (auto loan, auto lease, and recreational vehicle and marine craft) portfolios. Credit Risk Management has enterprise wide responsibility for monitoring, managing, and controlling the level of Credit Risk at U.S. Bank. This is accomplished via ongoing partnership with Business Line peers, internal and external examiners, and other risk partners within the overarching Risk, Compliance, and Audit umbrella.
The overall objective of this role is to actively monitor and address existing and emerging Credit Risk and ensure timely and accurate reporting of that risk. This individual will be responsible for various activities, including:
Second Line of Defense - Set Standards and Challenges
Governance, Risk, & Oversight Functions Accountabilities
Establishes enterprise governance, risk, and control strategies and practices.
Provides oversight and independent challenge to the first line through review, inquiry and discussion.
Develops and communicates governance, risk, and control policies.
Provides training, tools, and advice to support the first line of defense in carrying out its accountabilities.
Monitors and reports on compliance with risk appetite and policies.
ESSENTIAL FUNCTIONS:
Researches, evaluates, develops and communicates credit policy that is within the U.S. Bank risk appetite and meets business objectives and targets.
Provides oversight and independent challenge to the business line through review, inquiry and discussion.
Exercise independent judgement by displaying and reaching conclusions on the most complex portfolio issues as well as assume accountability for high quality recommendations regarding Dealer Services portfolios.
Provides training, tools and advice to support the business line in carrying out its accountabilities.
Monitors and reports on compliance with risk appetite and policies.
Analyzes the portfolio for emerging and key risk trends. Analyzes the output of reports to identify key risk trends and emerging risks within the portfolio. Independently determines what constitutes an emerging risk trend based on knowledge of the portfolio, industry and general macroeconomic environment.
Manages multiple projects and analyses and ensures deadlines are met. Ensure data structure provides necessary information for detailed, accurate reporting and analytics.
Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Typically more than eight years of applicable experience
Preferred Skills/Experience
Four or more years of Retail (Credit Cards, Consumer Lines of Credit, Auto Loans, Deposits) credit risk management experience.
Considerable knowledge of credit risk, financial and statistical analysis.
Considerable knowledge of credit administration, policies and procedures, and regulatory compliance.
Bachelor's or Master's degree in business, accounting, computer science, economics, finance or statistics, or equivalent work experience.
Strong analytical skills.
Strong written and verbal communication skills.
Proficient in programming and data manipulation using SQL, SAS, Python, or R.
Effective presentation, organizational, and prioritization skills.
Proficiency utilizing a variety of software packages including Microsoft Word, Excel, PowerPoint, etc.
Effective technical report writing skills.
Ability to work independently with minimal guidance from manager.
LOCATION EXPECTATIONS: This role requires working from a U.S. Bank Location three (3) or more days per week.
NOTE: This position is not eligible for current or future visa sponsorship.
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
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U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.
Banking and credit intermediation
10,000+ Employees
Minneapolis, MN, US
1863