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Independent Contractor Life Insurance Agent Jobs in Springfield, MO

LIBERTY NATIONAL

Insurance Sales

Springfield, MO · Remote

What the Work Actually Looks Like As an independent contractor, you'll connect with families, have ... Globe Life is an S&P 500 and Fortune 1000 company with an AA- rating from S&P Global Ratings*

LIBERTY NATIONAL

Insurance Sales

Ozark, MO · Remote

What the Work Actually Looks Like As an independent contractor, you'll connect with families, have ... Globe Life is an S&P 500 and Fortune 1000 company with an AA- rating from S&P Global Ratings*

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All JobsIndependent Contractor Life Insurance Agent JobsIndependent Contractor Life Insurance Agent Jobs in Springfield, MO

Independent Contractor Life Insurance Agent information

See Springfield, MO salary details

$16.4K

$80.9K

$131.9K

How much do independent contractor life insurance agent jobs pay per year?

As of Aug 12, 2026, the average yearly pay for independent contractor life insurance agent in Springfield, MO is $80,928.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,300.00 and $111,000.00 per year, depending on experience, location, and employer.

What is an independent contractor life insurance agent?

An Independent Contractor Life Insurance Agent is a licensed professional who sells life insurance policies on behalf of one or more insurance companies but works independently rather than as an employee. These agents typically operate their own businesses, set their own schedules, and earn commissions based on the policies they sell. They help clients assess their life insurance needs, compare different policies, and guide them through the application process. Independent agents can offer a wider range of policy options since they are not tied to a single insurer.

What are the key skills and qualifications needed to thrive as an independent contractor life insurance agent?

To thrive as an Independent Contractor Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and typically must hold a state-issued life insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and digital marketing tools is highly beneficial. Exceptional interpersonal skills, self-motivation, and resilience help agents build trust and persist through sales challenges. These skills and qualities are crucial for effectively generating leads, closing sales, and maintaining long-term client relationships in a competitive industry.

What is the difference between Independent Contractor Life Insurance Agent vs Insurance Broker?

AspectIndependent Contractor Life Insurance AgentInsurance Broker
CredentialsLicenses in life insurance, state-specific certificationsSame as agents; licenses required
Work EnvironmentIndependent, often self-employed, working with multiple insurersIndependent or employed, representing multiple insurers
Employer & Industry UsageWorks independently or as part of an agency, selling life insurance productsActs as an intermediary, advising clients and selling policies from various insurers

Both roles require similar licenses and certifications, with the main difference being that independent contractors typically work independently or for agencies, focusing on selling life insurance directly, while insurance brokers act as intermediaries, advising clients and offering products from multiple insurers. Understanding these distinctions helps in choosing the right career path or job search focus.

What are some common challenges faced by independent contractor life insurance agents, and how can they be addressed?

Independent contractor life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying current with industry regulations. To overcome these hurdles, agents can benefit from robust networking, ongoing professional development, and leveraging digital marketing strategies to reach potential clients. Additionally, joining reputable insurance agencies as an independent agent can provide access to training, lead generation resources, and mentorship, all of which can help smooth the path to success.
What are the most commonly searched types of Life Insurance Agent jobs in Springfield, MO? The most popular types of Life Insurance Agent jobs in Springfield, MO are:
What are popular job titles related to Independent Contractor Life Insurance Agent jobs in Springfield, MO? For Independent Contractor Life Insurance Agent jobs in Springfield, MO, the most frequently searched job titles are:
What job categories do people searching Independent Contractor Life Insurance Agent jobs in Springfield, MO look for? The top searched job categories for Independent Contractor Life Insurance Agent jobs in Springfield, MO are:
What cities near Springfield, MO are hiring for Independent Contractor Life Insurance Agent jobs? Cities near Springfield, MO with the most Independent Contractor Life Insurance Agent job openings:
Independent Contractor Life Insurance Agent jobs near you
Infographic showing various Independent Contractor Life Insurance Agent job openings in Springfield, MO as of August 2026, with employment types broken down into 65% Full Time, and 35% Part Time. Highlights an 73% In-person, and 27% Remote job distribution, with an average salary of $80,928 per year, or $38.9 per hour.

Customer Retention Specialist - State Farm Agent Team Member

Dustin Kirkman - State Farm Agent

Ozark, MO • On-site

$40K - $60K/yr

Full-time

Medical, PTO

Posted 21 days ago

Job description

Benefits:
  • Health insurance
  • Opportunity for advancement
  • Paid time off
  • Training & development
  • Bonus based on performance
  • Competitive salary

Customer Retention Specialist
Dustin Kirkman State Farm Agency
201 South 3rd Street, Ozark, MO 65721
Full-Time | In-Office

Build Relationships That Keep Customers Protected
Are you someone who brings positive energy to the workplace and genuinely enjoys helping people? Dustin Kirkman State Farm is looking for a friendly, empathetic, and motivated Customer Retention Specialist to join our Ozark office.
This position centers on strengthening relationships with current customers. You will help resolve service needs, review existing coverage, and ensure customers continue to feel supported by the agency. You will also play an active role in agency growth by identifying additional insurance needs within the existing book of business.
Life insurance production is a key responsibility of this role. The ideal candidate will be comfortable introducing life insurance during appropriate customer conversations and following up consistently to help customers protect what matters most.
We are especially interested in someone who is connected to the Ozark area, enjoys being involved in the community, and understands the value of building a strong local reputation.
A Typical Day May Include
  • Helping customers with billing, renewals, policy changes, and coverage questions
  • Providing calm and empathetic support during claims-related conversations
  • Reviewing accounts to identify missing or outdated coverage
  • Following up with customers regarding pending service and sales needs
  • Discussing life insurance and other appropriate protection options
  • Working toward monthly retention and in-book sales goals
  • Requesting referrals from satisfied customers
  • Encouraging customers to share their experiences through Google reviews
  • Documenting customer conversations and next steps accurately
  • Supporting coworkers and adjusting to changing office priorities
The Person We’re Looking For
You may be a strong fit for this opportunity if you are:
  • Upbeat, approachable, and professional
  • Empathetic and patient when helping customers
  • Comfortable balancing customer service with sales expectations
  • Motivated to meet life insurance and in-book production goals
  • Confident asking for referrals and Google reviews
  • Organized, dependable, and consistent with follow-up
  • Flexible and willing to support the team where needed
  • Familiar with or connected to the local Ozark community
  • Able to work effectively in a busy, customer-focused office
Prior insurance, account management, or customer service experience is preferred.
Licensing
Candidates must hold active Property & Casualty and Life & Health licenses before beginning employment. Applicants who are not currently fully licensed must complete all licensing requirements prior to their first day.
Licensing guidance, resources, and support will be provided to help qualified candidates complete the process.
What the Agency Offers
  • Competitive base compensation
  • Commission and performance-based incentives
  • Licensing support
  • Ongoing coaching and professional development
  • A positive, team-oriented office environment
  • Clear goals and opportunities for long-term growth
If you enjoy building lasting customer relationships and are motivated by service, retention, and life insurance sales, we encourage you to apply.
Equal Opportunity Employer 
Dustin Kirkman State Farm is an Equal Opportunity Employer. We are committed to creating an inclusive environment for all applicants and employees and do not discriminate based on race, color, religion, sex, gender identity, sexual orientation, national origin, age, disability, or veteran status. This position is with a State Farm independent contractor agent, not with State Farm Insurance Companies.