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Independent Contractor Life Insurance Agent Jobs in Madison, WI

Life Insurance Agent

Madison, WI ยท On-site +1

$30K - $160K/yr

Ability to maintain their lifestyle when unexpected events occur As an independent brokerage, we ... Comfortable with a 100% commission-based compensation structure Pay: * 1099 contractor; commissions ...

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

Insurance Agent

Madison, WI ยท On-site

$50K - $120K/yr

... life. If you're a licensed insurance agent with 4-5 years of experience, we want you. As an independently contracted licensed insurance agent with HealthMarkets, you'll be collaborating with one of ...

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Showing results 1-20

Independent Contractor Life Insurance Agent information

See Madison, WI salary details

$18.1K

$89.6K

$146.1K

How much do independent contractor life insurance agent jobs pay per year?

As of Sep 1, 2026, the average yearly pay for independent contractor life insurance agent in Madison, WI is $89,647.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,900.00 and $122,900.00 per year, depending on experience, location, and employer.

What is an independent contractor life insurance agent?

An Independent Contractor Life Insurance Agent is a licensed professional who sells life insurance policies on behalf of one or more insurance companies but works independently rather than as an employee. These agents typically operate their own businesses, set their own schedules, and earn commissions based on the policies they sell. They help clients assess their life insurance needs, compare different policies, and guide them through the application process. Independent agents can offer a wider range of policy options since they are not tied to a single insurer.

What are the key skills and qualifications needed to thrive as an independent contractor life insurance agent?

To thrive as an Independent Contractor Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and typically must hold a state-issued life insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and digital marketing tools is highly beneficial. Exceptional interpersonal skills, self-motivation, and resilience help agents build trust and persist through sales challenges. These skills and qualities are crucial for effectively generating leads, closing sales, and maintaining long-term client relationships in a competitive industry.

What are some common challenges faced by independent contractor life insurance agents, and how can they be addressed?

Independent contractor life insurance agents often face challenges such as building a client base from scratch, managing inconsistent income, and staying current with industry regulations. To overcome these hurdles, agents can benefit from robust networking, ongoing professional development, and leveraging digital marketing strategies to reach potential clients. Additionally, joining reputable insurance agencies as an independent agent can provide access to training, lead generation resources, and mentorship, all of which can help smooth the path to success.

What is the difference between Independent Contractor Life Insurance Agent vs Insurance Broker?

AspectIndependent Contractor Life Insurance AgentInsurance Broker
CredentialsLicenses in life insurance, state-specific certificationsSame as agents; licenses required
Work EnvironmentIndependent, often self-employed, working with multiple insurersIndependent or employed, representing multiple insurers
Employer & Industry UsageWorks independently or as part of an agency, selling life insurance productsActs as an intermediary, advising clients and selling policies from various insurers

Both roles require similar licenses and certifications, with the main difference being that independent contractors typically work independently or for agencies, focusing on selling life insurance directly, while insurance brokers act as intermediaries, advising clients and offering products from multiple insurers. Understanding these distinctions helps in choosing the right career path or job search focus.

What are the most commonly searched types of Life Insurance Agent jobs in Madison, WI?

The most popular types of Life Insurance Agent jobs in Madison, WI are:

What are popular job titles related to Independent Contractor Life Insurance Agent jobs in Madison, WI?

For Independent Contractor Life Insurance Agent jobs in Madison, WI, the most frequently searched job titles are:

Infographic showing various Independent Contractor Life Insurance Agent job openings in Madison, WI as of August 2026, with employment types broken down into 62% Full Time, and 38% Part Time. Highlights an 74% In-person, and 26% Remote job distribution, with an average salary of $89,660 per year, or $43.1 per hour.

Life Insurance Agent

The McCrimmon Agency

Madison, WI โ€ข On-site, Remote

$30K - $160K/yr

Full-time

Posted 4 days ago


Job description

The McCrimmon Agency is looking for motivated, coachable people who aspire to building something of their own.

This is a remote, commission-based opportunity for someone who values flexibility, personal growth, mentorship, and the opportunity of a long-term career in the life insurance industry.

We believe a great career is built on a strong foundation, starting with character, work ethic, integrity, coachability, consistency, and a genuine desire to serve others.

What We Do:

We help individuals and families make informed decisions about protecting their:

  • Family and loved ones
  • Income
  • Mortgage and home
  • Retirement and financial future
  • Final expenses
  • Ability to maintain their lifestyle when unexpected events occur

As an independent brokerage, we have access to products from 30+ insurance companies, allowing our agents to help clients find solutions based on their individual needs rather than being limited to one carrier.

No prior insurance experience is required. We provide training, mentorship, licensing guidance, and ongoing coaching to help you develop the knowledge and skills required to build a professional insurance career.

What You'll Do:

As a Life Insurance Agent with The McCrimmon Agency, you will:

  • Meet virtually with individuals and families to understand their financial protection needs
  • Educate clients on available insurance solutions
  • Help clients evaluate options and make informed decisions
  • Develop and manage your own client relationships
  • Participate in training and coaching opportunities
  • Track your activity and results; CRM experience is helpful but not required

Who Weโ€™re Looking For:

We don't recruit based solely on a resume. Some of our strongest candidates may come from completely different industries and backgrounds. More important than your previous job title is who you are and how you work.

We look for people who:

  • Keep their commitments
  • Accept coaching
  • Take responsibility for their results
  • Communicate well
  • Care about people
  • Are willing to learn
  • Can handle rejection and keep moving forward
  • Have the discipline to work independently
  • Want to build something rather than simply find another job

What You Can Expect From Us:

  • Flexibility with your schedule; fully remote and full-time or part-time
  • A schedule built around your business and client needs
  • Structured training and onboarding
  • Licensing guidance (if needed)
  • Proven systems and CRM tools
  • Access to lead-generation resources
  • A supportive, team culture
  • Opportunities for ongoing personal and professional development

Requirements

  • Must reside in the United States
  • Reliable internet, a computer, and a personal phone
  • Willing to obtain a Life & Health Insurance license in your state (if not already licensed)
  • Comfortable with a 100% commission-based compensation structure

Pay:

  • 1099 contractor; commissions only
  • Earnings are not guaranteed and are directly connected to your activity, production, consistency, and ability to build and maintain your business.
  • Many full-time, active agents target $75,000โ€“$150,000+ annually, with top performers having the ability to exceed that based on production.

Interested in learning more?

If this resonates with you, weโ€™d love to have a conversation. Apply now to get started.

No agentโ€™s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

By submitting this form, you agree to recurring contact from Symmetry Financial Group LLC and its affiliated companies under common control and their insurance agents via text & live, automated, A.I., or prerecorded calls, including for marketing or recruiting purposes. Consent not a condition of purchase.