ZipRecruiter

Log In

1

Independent Contractor Driver Jobs in Waterloo, IA

next page

Showing results 1-20

All JobsIndependent Contractor Driver JobsIndependent Contractor Driver Jobs in Waterloo, IA

Independent Contractor Driver information

See Waterloo, IA salary details

$388

$1.1K

$2K

How much do independent contractor driver jobs pay per week?

As of Aug 5, 2026, the average weekly pay for independent contractor driver in Waterloo, IA is $1,074.13, according to ZipRecruiter salary data. Most workers in this role earn between $711.54 and $1,194.23 per week, depending on experience, location, and employer.

What does an independent contractor driver do?

An independent contractor driver may work in delivery or personal transportation. If you work in freight or goods transportation, your duties are to determine the simplest route to make your deliveries, load and unload your vehicle, and fill out paperwork on behalf of your employer and the organization receiving goods. In human transportation, independent contractor drivers contract with companies and operate their own vehicles for fares, such as working for rideshare services. Your responsibilities include maintaining your vehicle, purchasing insurance, and maintaining a good driver rating.

How do independent contractor drivers typically manage fluctuating workloads and income variability?

Independent Contractor Drivers often experience fluctuating workloads and income due to factors like seasonal demand, market trends, and client schedules. To manage this variability, many drivers diversify their client base, schedule work in advance when possible, and budget carefully to account for leaner periods. Building strong relationships with reliable clients and using load boards or delivery platforms can also help secure more consistent assignments. Additionally, maintaining a well-organized schedule and proactively seeking new opportunities are key strategies for sustaining steady work as an independent contractor.

Is being an independent contractor driver worth it?

Being an independent contractor driver offers flexibility in scheduling and the potential for higher earnings based on hours worked and efficiency. However, it also involves managing your own expenses, insurance, and taxes, and income can vary depending on demand and location.

What is an independent contractor driver?

Independent contractor drivers are self-employed individuals who provide driving services to businesses or customers without being classified as employees. They often work for ride-sharing companies, delivery services, or freight transport, using their own vehicles and setting their own schedules. As independent contractors, they are responsible for their own taxes, insurance, and vehicle maintenance, and they may work for multiple companies at once. This role offers flexibility, but also requires more personal responsibility and business management than a traditional employee position.

What is the difference between Independent Contractor Driver vs Delivery Driver?

AspectIndependent Contractor DriverDelivery Driver
CredentialsDriver's license, vehicle insurance, possibly a commercial licenseDriver's license, vehicle insurance
Work EnvironmentSelf-employed, flexible schedule, operates own vehicleEmployed by a company, fixed routes or schedules, company vehicle often provided
Employer & Industry UsageWorks independently across various industries like ride-sharing or freightWorks for companies like food delivery, parcel services, or courier companies

Independent Contractor Drivers typically operate as self-employed individuals with flexible schedules and their own vehicles, serving multiple industries. Delivery Drivers are usually employed by companies, follow set routes, and may use company vehicles. Both roles require a valid driver's license and insurance, but their employment structure and work environment differ significantly.

More about Independent Contractor Driver jobs
What are the most commonly searched types of Driver jobs in Waterloo, IA? The most popular types of Driver jobs in Waterloo, IA are:
What cities near Waterloo, IA are hiring for Independent Contractor Driver jobs? Cities near Waterloo, IA with the most Independent Contractor Driver job openings:
Independent Contractor Driver jobs near you
Infographic showing various Independent Contractor Driver job openings in Waterloo, IA as of July 2026, with employment types broken down into 75% Full Time, and 25% Contract. Highlights an 100% In-person job distribution, with an average salary of $55,855 per year, or $26.9 per hour.

Mortgage Field Inspector (1099 Independent Contractor)

GIS Field Services

Cedar Falls, IA • On-site

$20/hr

Full-time, Part-time, Contractor

Re-posted 17 days ago

Job description

Mortgage Field Inspector (1099 Independent Contractor)
Flexible Schedule | Part-Time or Full-Time | Weekly Pay
GIS Field Services, Inc. has been in the mortgage field inspection industry for over 20 years and is based out of Dallas, TX. Please visit our website to learn more about us and the industry. www.gisfieldservices.com.
We are seeking reliable and detail-oriented Independent Mortgage Field Inspectors to perform property inspections on behalf of mortgage companies. No licensing or certifications are required, and prior experience is a plus-but not necessary.
This is a great opportunity for self-motivated individuals who enjoy working independently, traveling locally, and managing their own schedule. Inspections may include exterior occupancy checks, and occasional interior vacant or damage inspections.
Job Title:Mortgage Occupancy Field Inspector County Coverage: Allamakee, Black Hawk, Bremer, Buchanan, Butler, Cerro Gordo, Chickasaw, Clayton, Delaware, Dubuque, Fayette, Floyd, Franklin, Grundy, Hardin, Howard, Mitchell, Winneshiek, Worth
Your role as a Mortgage Field Inspector
  • Conduct property inspections for existing mortgage loans
  • Determine occupancy status (occupied or vacant)
  • Photograph and document property condition
  • Deliver door notices and verify utility status
  • Complete reports using a mobile app (InspectorADE)
  • Communicate regularly with the Inspection Relations Coordinator

What We Offer
  • Flexible schedule - work during daylight hours
  • Part-time or full-time based on your availability and territory
  • Flat rate per inspection (earning potential typically $20+/hour depending on volume)
  • Weekly pay via direct deposit
  • Work independently in your assigned territory

Requirements for the role
  • Valid driver's license
  • Reliable vehicle covered by auto insurance to travel within your territory.
  • Smartphone (iPhone or Android)
  • Computer with internet access
  • Printer and basic office supplies
  • Ability to obtain a Shield ID (Aspen Grove ABC#) If onboarding with GIS, we will provide you with the link to obtain your Shield ID
  • HUD/Inspector keys (set of 11) If onboarded with GIS, we will provide a link with a discount code to obtain your HUD/Inspector Keys
  • Volt stick
  • Strong time management, attention to detail, and communication skills

Important Details
  • This is a 1099 independent contractor position.
  • No mileage or expense reimbursement
  • Earnings depend on your availability, territory, and workload.
  • Must be comfortable inspecting occupied, vacant, and rural properties.

Apply