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Independent Claims Adjuster Jobs (NOW HIRING)

Network Adjusters, Inc.

Claims Adjuster

Denver, CO · On-site

$85K/yr

Determine settlement amounts based on independent judgment, application of applicable limits and ... CLAIMS ADJUSTER QUALIFICATIONS: * College/Technical degree or equivalent business experience.

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Claims Adjuster

Boca Raton, FL · On-site

The Claims Adjuster is responsible for adjudication of mechanical repair claims, tire claims, and ... Assigns independent inspectors to investigate questionable claims * Verifies repair costs using the ...

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Independent Claims Adjuster information

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$30.5K

$64.6K

$90K

How much do independent claims adjuster jobs pay per year?

As of Sep 9, 2026, the average yearly pay for independent claims adjuster in the United States is $64,609.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $75,500.00 per year, depending on experience, location, and employer.

What is an independent claims adjuster?

An independent claims adjuster is a professional who evaluates insurance claims on behalf of insurance companies, but works as a contractor rather than an employee. They are often brought in to handle claims during large-scale events like natural disasters, or when a company needs additional help. Independent adjusters investigate the details of claims, assess damages, interview witnesses, and negotiate settlements. They can work for multiple insurance companies and may travel frequently as part of their job. Their role is crucial in ensuring fair and accurate claim settlements.

What are the key skills and qualifications needed to thrive as an independent claims adjuster?

To thrive as an Independent Claims Adjuster, you need a solid understanding of insurance policies, claims investigation, and risk assessment, often supported by a relevant license and prior industry experience. Familiarity with claims management software, estimating tools like Xactimate, and digital documentation systems is typically required. Strong attention to detail, negotiation skills, and effective communication help you build trust and resolve claims efficiently. These skills are essential for ensuring accurate claim evaluations, customer satisfaction, and compliance with regulatory standards.

What are some common challenges independent claims adjusters face when managing multiple cases simultaneously?

Independent Claims Adjusters often juggle numerous cases at once, each with its own deadlines and complexities. A common challenge is balancing thorough investigation and documentation with time management, especially when cases require site visits or coordination with various parties. Additionally, adjusters must stay organized to handle paperwork, meet client expectations, and ensure prompt communication with policyholders, contractors, and insurance companies. Developing strong organizational habits and efficient workflows can help manage these demands successfully.

How hard is it to become an independent claims adjuster?

Becoming an independent claims adjuster typically requires completing pre-licensing education, passing a licensing exam, and obtaining state licensure. Relevant skills include attention to detail, knowledge of insurance policies, and proficiency with claims management software; some states also require experience or a background check.

Is being an independent claims adjuster worth it?

Independent claims adjusters evaluate insurance claims, often working remotely and setting their own schedules. The role can be financially rewarding with experience and specialization, but it requires strong analytical skills, industry knowledge, and the ability to handle fluctuating workloads during disaster seasons.
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What are popular job titles related to Independent Claims Adjuster jobs?

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Independent Claims Adjuster jobs near you
Infographic showing various Independent Claims Adjuster job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 72% Full Time, 19% Part Time, and 8% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $64,609 per year, or $31.1 per hour.

Independent Claims Adjuster - Northern California

Remote

Schifrin, Gagnon, & Dickey, Inc.
Insurance Services • 11 - 50 employees
Learn more about Schifrin, Gagnon, & Dickey, Inc.external

Full-time

Re-posted 10 days ago

Job description

Description
Applicants must reside in and be able to travel locally within the Sacramento, California area.
We are seeking a skilled and motivated Independent Claims Adjuster to join our Sacramento, California team, servicing Sacramento and surrounding counties. This remote, field-based role includes conducting on-site inspections and managing residential and commercial property claims from initial loss through final resolution.
Responsibilities
• Conduct on-site inspections of residential and commercial property damage
• Prepare detailed repair estimates in Xactimate
• Compile and value inventories of damaged personal and business property
• Perform investigations, including witness interviews and recorded statements
• Assess policy coverage and provide well-supported adjustment recommendations
• Prepare comprehensive written reports with supporting documentation
• Manage and prioritize a full caseload independently and efficiently
Qualifications
• Minimum of 5 years' experience handling property claims
• Strong proficiency in Xactimate estimating software
• Excellent written and verbal communication skills
• Strong analytical and organizational skills
• Demonstrated interpersonal and customer service abilities
• Valid California driver's license and reliable transportation for field work

Apply