In Insurtech Jobs in New York, NY (NOW HIRING)

Not your everyday company
Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.
At Lemonade, you'll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.
Unlike most publicly traded companies, we're nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don't care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.
We're built as a lean, data-driven organization that relies on a common understanding of objectives and goals to provide teams with autonomy and ownership. We don't like spending our days in meetings and we skip committees altogether. At Lemonade, there's no such thing as going over someone's head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.
As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.
Awarded 'best workplace'
Best Workplace and Best-Led Company by Inc. Magazine
"World Changing" by Fast Company
Recognized as a World Changing Idea by Fast Company Magazine
Ranked #1 Home insurance in America
Won best renters and homeowners insurance in America by US News, and others
Best Pet Insurance in America
Rated "Best Overall Pet Insurance" by Better Homes & Gardens
Rated 4.9 on the App Store
Among the highest rated apps of all time
What you're applying for
We're looking for a Senior AI Data Scientist to help push Lemonade's pricing models into genuinely new territory. You'll sit within our Data Science Pricing team, working closely with Actuarial and Insurance Product to develop and deploy predictive models across our Home, Renters, Car, and Pet lines - in multiple countries. This isn't a research-only role. You'll own projects end-to-end, from scoping the business problem through production deployment, and you'll help set the technical bar for the data scientists around you.
We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.
Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.
In this role you'll

• Research and apply advanced ML and AI solutions to real pricing and underwriting problems - not just prototype them, but get them into production
• Own projects end-to-end, from high-level business strategy through deployment, driving alignment across technical and non-technical stakeholders
• Collaborate with the Insurance team to develop, file, implement, and monitor new predictive models across Home, Renters, Car, and Pet products
• Mentor junior data scientists and establish technical standards that raise the bar across the team
• Champion the adoption of advanced data science practices throughout the broader Insurance organization

What you'll need

• 2-4+ years of practical data science experience, with a track record of shipping production-grade work at scale
• Fluency in Python for both software development and model building, plus strong SQL skills working with large datasets
• Demonstrated ability to scope and structure technical solutions from ambiguous business problems - independently, without waiting for the problem to be handed to you pre-packaged
• Proven impact beyond your own deliverables - infrastructure, tooling, or standards others actually adopted
• Deep familiarity with the current AI and ML landscape, and a genuine drive to push its application further
• Experience in InsurTech or FinTech is a plus
• Master's or Ph.D. in Data Science, Statistics, Computer Science, or a related quantitative field preferred-or a Bachelor's degree/equivalent practical experience with a strong track record of applied data science
• Ability to work in our Soho, NYC office 3 days per week

Please note that we are unable to sponsor applicants for work visas.
Unfortunately, we cannot consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico.
Lemonade's US base salary range for this full-time position is $162,000 - $175,500 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Our competitive total rewards package includes comprehensive health & wellness coverage, equity, a 401(k) plan with employer match, 20 paid vacation days, and parental leave. Speak to your recruiter to hear more about the specific salary range for your preferred location and our total rewards package.
Things to know...
Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.