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Hourly Credit Risk Modeling Jobs in Atlanta, GA (NOW HIRING)

Perform quantitative analysis and statistical modeling to evaluate credit, collateral, and customer ... Wellness Program * Short-Term Disability Coverage (for hourly roles) * Long-Term Disability

Perform quantitative analysis and statistical modeling to evaluate credit, collateral, and customer ... Wellness Program * Short-Term Disability Coverage (for hourly roles) * Long-Term Disability

Perform quantitative analysis and statistical modeling to evaluate credit, collateral, and customer ... Wellness Program * Short-Term Disability Coverage (for hourly roles) * Long-Term Disability

Use database tools/software to extract key data, analyze trends, model predictive analytics and ... Associates that are considered full-time hourly or commission/incentive eligible: * To earn up to ...

Risk Analyst

Atlanta, GA · On-site

$95K - $110K/yr

A growing auto finance company building out its credit risk team. What: Analyze and forecast ... Hybrid model (up to 2 days in office if transitioned), not posted as remote. Salary: $95,000-$110 ...

Credit Risk Python Architect

Atlanta, GA · On-site

$111K - $131K/yr

The Credit Model Ops Orchestration and Solutions team is responsible for design and deployment of custom orchestration platforms designed to support Credit Risk Administration credit models ...

Lead endtoend credit risk consulting initiatives, contributing to origination and closing of ... Develop customer lifetime value (CLV) and portfolio economics models to inform acquisition ...

Data & Model Operations Engineer

Norcross, GA · On-site

$107K - $128K/yr

Support credit risk model lifecycle processes, including data preparation, validation, deployment, and model refresh activities. * Partner with deal, analytics, and engineering teams to deliver ...

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Hourly Credit Risk Modeling information

What is hourly credit risk modeling?

Hourly credit risk modeling is the process of assessing and predicting the likelihood of a borrower defaulting on their financial obligations, with risk evaluated and updated on an hourly basis. This approach is often used by financial institutions and fintech companies that require real-time credit risk analysis for instant lending decisions or ongoing portfolio monitoring. By utilizing real-time data and advanced analytics, hourly credit risk modeling enables lenders to respond quickly to changes in a borrower's financial behavior or external market conditions. This leads to more accurate risk assessments and helps institutions manage their exposure more effectively.

What is the difference between Hourly Credit Risk Modeling vs Credit Analyst?

AspectHourly Credit Risk ModelingCredit Analyst
Primary FocusDeveloping and implementing credit risk models to assess borrower riskAnalyzing credit data to evaluate creditworthiness of individuals or companies
Required SkillsStatistical analysis, modeling, programming, financial analysisFinancial analysis, credit report review, communication skills
Work EnvironmentFinancial institutions, consulting firms, often project-basedBanks, lending institutions, credit departments
CertificationsOften requires CFA, FRM, or similar certificationsTypically requires finance or accounting degrees; certifications like CFA are common

Hourly Credit Risk Modeling involves creating quantitative models to predict credit risk, often requiring advanced statistical and programming skills. Credit Analysts focus on evaluating individual credit data to make lending decisions. While both roles require financial knowledge and may share certifications, their core responsibilities differ: one is model development, the other is credit evaluation.

What are the key skills and qualifications needed to thrive as an Hourly Credit Risk Modeler, and why are they important?

To thrive as an Hourly Credit Risk Modeler, you need strong quantitative skills, a background in finance, economics, mathematics, or statistics, and experience with credit risk principles. Familiarity with statistical software such as SAS, R, or Python, as well as knowledge of risk modeling frameworks and regulatory requirements, is typically required. Analytical thinking, attention to detail, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills are essential for accurately assessing credit risk, supporting sound decision-making, and ensuring regulatory compliance in financial institutions.

How does an Hourly Credit Risk Modeling professional typically collaborate with other departments within a financial institution?

Hourly Credit Risk Modeling professionals often work closely with teams such as underwriting, data analytics, and IT to ensure credit risk models are accurate and actionable. They may participate in cross-functional meetings to discuss model performance, share insights from data analysis, and implement feedback from business stakeholders. Collaboration is key, as their models directly influence lending decisions, risk management strategies, and regulatory compliance. Regular communication with colleagues helps ensure that risk models stay aligned with evolving business needs and regulatory requirements.
What are the most commonly searched types of Credit Risk Modeling jobs in Atlanta, GA? The most popular types of Credit Risk Modeling jobs in Atlanta, GA are:
What are popular job titles related to Hourly Credit Risk Modeling jobs in Atlanta, GA? For Hourly Credit Risk Modeling jobs in Atlanta, GA, the most frequently searched job titles are:
What job categories do people searching Hourly Credit Risk Modeling jobs in Atlanta, GA look for? The top searched job categories for Hourly Credit Risk Modeling jobs in Atlanta, GA are:
Risk Analyst II

Risk Analyst II

Yamaha

Kennesaw, GA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 7 days ago


Yamaha rating

7.5

Company rating: 7.5 out of 10

Based on 29 frontline employees who took The Breakroom Quiz


Job description

Yamaha Motor Finance - US has an exciting opportunity for a Risk Analyst II to support advanced analytics within the organization. This role will be responsible for analyzing and evaluating portfolio risk, forecasting losses, and supporting strategies to minimize credit and financial exposure while improving business performance. The position will provide analytical support to help shape YMFUS' Credit Risk strategies and broader business initiatives through data-driven insights and modeling.

What you'll be doing:

  • Analyze portfolio performance, forecast losses, and identify trends impacting credit risk and business outcomes.
  • Perform quantitative analysis and statistical modeling to evaluate credit, collateral, and customer performance.
  • Support the design, implementation, and ongoing optimization of credit risk strategies across originations and portfolio management.
  • Develop and maintain reports, dashboards, and recurring analytics to provide actionable insights.
  • Partner with internal stakeholders and external vendors to support data, scorecards, and decision engine management.
  • Conduct economic, industry, and portfolio trend analysis to inform strategic decision-making.

What you'll need to be successful:

  • Bachelor's degree in Business Administration, Statistics, Economics, Mathematics, or other quantitative field
  • 1+ years of experience in data analysis, modeling, or forecasting
  • Proficiency in Excel
  • Strong communication and presentation skills
  • Strong attention to detail and accuracy

Preferences:

  • Coding experience (ex. SQL, SAS, Python)
  • Exposure to credit scoring models or decision engines
  • Experience with portfolio segmentation, vintage analysis, or loss forecasting
  • Desire to work in a fast-paced environment

Don't meet every single requirement? Studies have shown that women and underrepresented minorities are less likely to apply to jobs unless they meet every single qualification. At Yamaha, we understand that talent comes in various forms, as such we are dedicated to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles!

What's in it for you:

  • 401(k) and Profit Sharing
  • Fertility Benefits
  • 37.5-hour workweek
  • Medical, Dental, Vision
  • Life and AD&D Insurance
  • Wellness Program
  • Short-Term Disability Coverage (for hourly roles)
  • Long-Term Disability
  • Student Debt Repayment Benefits
  • Ability to borrow Yamaha product

Reports to: Department Manager
Yamaha Motor Corporation, USA is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identify, national origin, veteran or disability or any other status protected by federal, state, or local law. We celebrate diversity and are committed to creating an inclusive environment for all employees.

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