... credit, compliance, liquidity, reputation, and emerging risks. * Monitor adherence to the Bank ... Knowledge of the Three Lines of Defense model. * Strong analytical and problem-solving abilities.
... credit, compliance, liquidity, reputation, and emerging risks. * Monitor adherence to the Bank ... Knowledge of the Three Lines of Defense model. * Strong analytical and problem-solving abilities.
... credit, compliance, liquidity, reputation, and emerging risks. * Monitor adherence to the Bank ... Knowledge of the Three Lines of Defense model. * Strong analytical and problem-solving abilities.
... credit, compliance, liquidity, reputation, and emerging risks. * Monitor adherence to the Bank ... Knowledge of the Three Lines of Defense model. * Strong analytical and problem-solving abilities.
Develop and implement strategies to manage exposure to interest rate, liquidity, and credit risk ... Strong financial modeling, analytical, and quantitative skills. * Excellent written and verbal ...
Develop and implement strategies to manage exposure to interest rate, liquidity, and credit risk ... Strong financial modeling, analytical, and quantitative skills. * Excellent written and verbal ...
You'll report to the Senior PM for Credit & Risk and work at the intersection of marketplace ... Partner with data science to translate model outputs into product experiences optimized for our ...
You'll report to the Senior PM for Credit & Risk and work at the intersection of marketplace ... Partner with data science to translate model outputs into product experiences optimized for our ...
... risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We ... Support Commercial Credit Transformation programs - including operating model and technology ...
... risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We ... Support Commercial Credit Transformation programs - including operating model and technology ...
... risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We ... Support Commercial Credit Transformation programs - including operating model and technology ...
New
... risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We ... Support Commercial Credit Transformation programs - including operating model and technology ...
New
... risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We ... Support Commercial Credit Transformation programs - including operating model and technology ...
... risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We ... Support Commercial Credit Transformation programs - including operating model and technology ...
Credit Maintenance Specialist - Train Onsite Work from Home Salary up to $20/hourly - Johnson City,
Johnson City, TN · On-site
$20/hr
Appropriately assess risk when business decisions are made, demonstrating particular consideration ... Experience in credit, lending, and working within a financial department * Working knowledge of ...
Credit Maintenance Specialist - Train Onsite Work from Home Salary up to $20/hourly - Johnson City,
Johnson City, TN · On-site
$20/hr
Appropriately assess risk when business decisions are made, demonstrating particular consideration ... Experience in credit, lending, and working within a financial department * Working knowledge of ...
Oversee enterprise-wide risk management, including insurance programs, credit risk, and internal ... Expertise in financial modeling, cash flow forecasting, and capital markets. * Strong understanding ...
Quick apply
Oversee enterprise-wide risk management, including insurance programs, credit risk, and internal ... Expertise in financial modeling, cash flow forecasting, and capital markets. * Strong understanding ...
Ability to partner with all deal stakeholders including clients, relationship manager and credit teams. * Expertise in financial and risk analysis, including financial modeling. * Demonstrated ...
Ability to partner with all deal stakeholders including clients, relationship manager and credit teams. * Expertise in financial and risk analysis, including financial modeling. * Demonstrated ...
Manager, Assurance Services - Financial Institutions
Nashville, TN · Hybrid
$107K - $129K/yr
Knowledge of core banking operations, including credit risk, liquidity, capital, and asset ... Hybrid model (2-3 days in the office per week). * Travel will be most dependent upon office ...
Manager, Assurance Services - Financial Institutions
Nashville, TN · Hybrid
$107K - $129K/yr
Knowledge of core banking operations, including credit risk, liquidity, capital, and asset ... Hybrid model (2-3 days in the office per week). * Travel will be most dependent upon office ...
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility ... threat models on high risk integrations and partner with Security SMEs for deeper diligence • ...
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility ... threat models on high risk integrations and partner with Security SMEs for deeper diligence • ...
Manager, Assurance Services - Financial Institutions
Nashville, TN · On-site
$107K - $129K/yr
Knowledge of core banking operations, including credit risk, liquidity, capital, and asset ... Hybrid model (2-3 days in the office per week). * Travel will be most dependent upon office ...
Manager, Assurance Services - Financial Institutions
Nashville, TN · On-site
$107K - $129K/yr
Knowledge of core banking operations, including credit risk, liquidity, capital, and asset ... Hybrid model (2-3 days in the office per week). * Travel will be most dependent upon office ...
CLU Senior Credit Underwriting Manager
Nashville, TN · On-site
$95K - $112K/yr
Prepare all financial spreads, global cash flows, and real estate models * Prepare a written Credit ... Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed ...
New
CLU Senior Credit Underwriting Manager
Nashville, TN · On-site
$95K - $112K/yr
Prepare all financial spreads, global cash flows, and real estate models * Prepare a written Credit ... Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed ...
New
CLU Senior Credit Underwriting Manager
Memphis, TN · On-site
$87K - $104K/yr
Prepare all financial spreads, global cash flows, and real estate models * Prepare a written Credit ... Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed ...
New
CLU Senior Credit Underwriting Manager
Memphis, TN · On-site
$87K - $104K/yr
Prepare all financial spreads, global cash flows, and real estate models * Prepare a written Credit ... Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed ...
New
Director of Finance & Treasury
Memphis, TN · On-site
$120 - $160/hr
Establish and maintain credit card merchant services* Ensure timely reconciliation coordination ... financial modeling related to funding strategies and growth initiatives**Risk & Controls*
New
Director of Finance & Treasury
Memphis, TN · On-site
$120 - $160/hr
Establish and maintain credit card merchant services* Ensure timely reconciliation coordination ... financial modeling related to funding strategies and growth initiatives**Risk & Controls*
New
... credit and fraud losses. 4. Work closely with members of the Data Warehouse, Model Development team and Decision Support teams in order to facilitate the creation of accurate, meaningful data for ...
... credit and fraud losses. 4. Work closely with members of the Data Warehouse, Model Development team and Decision Support teams in order to facilitate the creation of accurate, meaningful data for ...
Your overall responsibility will be to develop dealer relationships that generate contracts and ancillary policies according to GM Financial's established credit risk and profitability models. In ...
Your overall responsibility will be to develop dealer relationships that generate contracts and ancillary policies according to GM Financial's established credit risk and profitability models. In ...
... credit card processing, armored car, and all aspects related to cost of tender acceptance related ... commodity risk exposure data (e.g. foreign exchange, fuel, commodities) and develop models to ...
... credit card processing, armored car, and all aspects related to cost of tender acceptance related ... commodity risk exposure data (e.g. foreign exchange, fuel, commodities) and develop models to ...
You will work directly with commercial lending officers, treasury managers, and credit risk ... models as they apply to banking platforms * Proven ability to context-switch rapidly between ...
You will work directly with commercial lending officers, treasury managers, and credit risk ... models as they apply to banking platforms * Proven ability to context-switch rapidly between ...
Hourly Credit Risk Modeling information
What is hourly credit risk modeling?
Hourly credit risk modeling is the process of assessing and predicting the likelihood of a borrower defaulting on their financial obligations, with risk evaluated and updated on an hourly basis. This approach is often used by financial institutions and fintech companies that require real-time credit risk analysis for instant lending decisions or ongoing portfolio monitoring. By utilizing real-time data and advanced analytics, hourly credit risk modeling enables lenders to respond quickly to changes in a borrower's financial behavior or external market conditions. This leads to more accurate risk assessments and helps institutions manage their exposure more effectively.
What is the difference between Hourly Credit Risk Modeling vs Credit Analyst?
| Aspect | Hourly Credit Risk Modeling | Credit Analyst |
|---|---|---|
| Primary Focus | Developing and implementing credit risk models to assess borrower risk | Analyzing credit data to evaluate creditworthiness of individuals or companies |
| Required Skills | Statistical analysis, modeling, programming, financial analysis | Financial analysis, credit report review, communication skills |
| Work Environment | Financial institutions, consulting firms, often project-based | Banks, lending institutions, credit departments |
| Certifications | Often requires CFA, FRM, or similar certifications | Typically requires finance or accounting degrees; certifications like CFA are common |
Hourly Credit Risk Modeling involves creating quantitative models to predict credit risk, often requiring advanced statistical and programming skills. Credit Analysts focus on evaluating individual credit data to make lending decisions. While both roles require financial knowledge and may share certifications, their core responsibilities differ: one is model development, the other is credit evaluation.
What are the key skills and qualifications needed to thrive as an hourly credit risk modeler, and why are they important?
To thrive as an Hourly Credit Risk Modeler, you need strong quantitative skills, a background in finance, economics, mathematics, or statistics, and experience with credit risk principles. Familiarity with statistical software such as SAS, R, or Python, as well as knowledge of risk modeling frameworks and regulatory requirements, is typically required. Analytical thinking, attention to detail, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills are essential for accurately assessing credit risk, supporting sound decision-making, and ensuring regulatory compliance in financial institutions.
How does an hourly credit risk modeling professional typically collaborate with other departments within a financial institution?
Hourly Credit Risk Modeling professionals often work closely with teams such as underwriting, data analytics, and IT to ensure credit risk models are accurate and actionable. They may participate in cross-functional meetings to discuss model performance, share insights from data analysis, and implement feedback from business stakeholders. Collaboration is key, as their models directly influence lending decisions, risk management strategies, and regulatory compliance. Regular communication with colleagues helps ensure that risk models stay aligned with evolving business needs and regulatory requirements.
What are the most commonly searched types of Credit Risk Modeling jobs in Tennessee? The most popular types of Credit Risk Modeling jobs in Tennessee are:
What are popular job titles related to Hourly Credit Risk Modeling jobs in Tennessee? For Hourly Credit Risk Modeling jobs in Tennessee, the most frequently searched job titles are:
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What cities in Tennessee are hiring for Hourly Credit Risk Modeling jobs? Cities in Tennessee with the most Hourly Credit Risk Modeling job openings:
$88K/yr
Full-time
Posted 8 days ago
Job description
JOB SUMMARY AND OBJECTIVE
The Enterprise Risk Management (ERM) Specialist / ERM Program Coordinator supports the Chief Risk Officer in the development, implementation, and ongoing administration of the Bank's Enterprise Risk Management Program. This position serves as a key member of the Bank's second line of defense and is responsible for coordinating enterprise-wide risk management activities, facilitating risk assessments, maintaining risk reporting, monitoring corrective action plans, and promoting a strong risk culture throughout the organization.
In addition to ERM responsibilities, this position provides support to the Compliance and Risk Management functions through special project assignments, including Fair Lending analyses, Community Reinvestment Act (CRA) assessments, Quality Control (QC) reviews, regulatory monitoring, policy administration, and examination preparation.
ESSENTIAL FUNCTIONS
This position performs the following duties, including but not limited to:
REGULATORY COMPLIANCE AND SPECIAL PROJECTS
Fair Lending Support
Community Reinvestment Act (CRA) Support
Quality Control Reviews
Other Compliance Support
RISK GOVERANCE AND REPORTING
MINIMUM REQUIREMENTS
Wellworth Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of otherwise qualified disabled applicants and employees. Please contact the bank's Human Resources Director should you have questions about this policy or these job duties.
The Enterprise Risk Management (ERM) Specialist / ERM Program Coordinator supports the Chief Risk Officer in the development, implementation, and ongoing administration of the Bank's Enterprise Risk Management Program. This position serves as a key member of the Bank's second line of defense and is responsible for coordinating enterprise-wide risk management activities, facilitating risk assessments, maintaining risk reporting, monitoring corrective action plans, and promoting a strong risk culture throughout the organization.
In addition to ERM responsibilities, this position provides support to the Compliance and Risk Management functions through special project assignments, including Fair Lending analyses, Community Reinvestment Act (CRA) assessments, Quality Control (QC) reviews, regulatory monitoring, policy administration, and examination preparation.
ESSENTIAL FUNCTIONS
This position performs the following duties, including but not limited to:
- Assist in the development, implementation, and enhancement of the Bank's Enterprise Risk Management Program.
- Maintain the enterprise risk inventory and risk/control documentation.
- Coordinate and facilitate Risk and Control Self-Assessments (RCSAs) across all business units.
- Assist management in identifying, assessing, measuring, monitoring, and mitigating strategic, operational, credit, compliance, liquidity, reputation, and emerging risks.
- Monitor adherence to the Bank's Risk Appetite Statement and established risk limits.
- Develop and maintain Key Risk Indicators (KRIs), Key Performance Indicators (KPIs), and risk dashboards.
- Prepare risk analysis, trend reports, and executive-level risk summaries.
- Coordinate issue management activities with the Audit Liaison and monitor remediation of audit, examination, and compliance findings.
- Assist with enterprise-wide risk reporting for management committees, Audit Committee, and Board of Directors.
- Maintain ERM program documentation, policies, procedures, and committee records.
- Support implementation of risk governance frameworks and risk management best practices.
REGULATORY COMPLIANCE AND SPECIAL PROJECTS
Fair Lending Support
- Assist in conducting Fair Lending analyses and exception monitoring.
- Compile and validate lending data used for Fair Lending reviews.
- Assist with comparative file reviews and trend analysis.
- Prepare supporting reports, dashboards, heat maps, and management summaries.
- Monitor corrective action plans resulting from Fair Lending reviews.
Community Reinvestment Act (CRA) Support
- Support preparation of CRA Performance Context and self-assessment reports.
- Assist with geographic and demographic lending analyses.
- Monitor CRA-qualified loans, investments, and service activity.
- Support CRA examination preparation and documentation.
Quality Control Reviews
- Perform quality control reviews of loan files, deposit accounts, and operational processes.
- Document findings, exceptions, and recommendations.
- Track remediation efforts and perform validation testing.
- Assist with monitoring compliance with internal policies and regulatory requirements.
Other Compliance Support
- Support regulatory change management processes.
- Assist with examination and audit requests.
- Conduct targeted compliance testing projects as assigned.
- Participate in special projects involving new products, services, third-party risk, and operational initiatives.
RISK GOVERANCE AND REPORTING
- Prepare materials for Management Risk Committee, Audit Committee, and Board meetings.
- Assist with development of enterprise risk scorecards and dashboards.
- Monitor key regulatory, operational, and strategic risk indicators.
- Coordinate annual risk assessments and periodic updates.
- Support implementation and maintenance of action tracking systems.
- Promote a strong culture of risk awareness and accountability throughout the Bank.
- Assist with development and delivery of risk management and compliance training.
- Communicate ERM concepts and methodologies to management and business units.
- Participate in enterprise-wide risk awareness initiatives.
MINIMUM REQUIREMENTS
- Bachelor's degree in Business, Finance, Accounting, Risk Management, Economics, Banking, or related field.
- Minimum of five to eight (5 -8) years of experience in banking, risk management, compliance, audit, credit administration.
- Experience in Enterprise Risk Management, Compliance, Internal Audit, Fair Lending, CRA, or Quality Control.
- Experience preparing board and executive-level reports.
- Knowledge of the Three Lines of Defense model.
- Strong analytical and problem-solving abilities.
- Ability to analyze large datasets and identify trends and emerging risks.
- Excellent written, verbal, and presentation skills.
- Ability to prepare reports suitable for executive management, boards of directors, auditors, and regulators.
- Strong organizational skills with the ability to manage multiple projects simultaneously.
- Advanced proficiency in Microsoft Excel, Word, PowerPoint, and reporting tools.
- Experience with data visualization and dashboard development preferred.
Wellworth Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of otherwise qualified disabled applicants and employees. Please contact the bank's Human Resources Director should you have questions about this policy or these job duties.