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Home Insurance Inspector Jobs in Philadelphia, PA

US Inspect

Licensed Home Inspector

Cherry Hill, NJ

Home Inspector Our inspectors are more efficient, spend less time, and make more money. Home ... Optional long/short-term disability and life insurances * Dispute resolution Employment Type ...

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All JobsHome Insurance Inspector JobsHome Insurance Inspector Jobs in Philadelphia, PA

Home Insurance Inspector information

See Philadelphia, PA salary details

$5

$27

$53

How much do home insurance inspector jobs pay per hour?

As of Jun 15, 2026, the average hourly pay for home insurance inspector in Philadelphia, PA is $27.17, according to ZipRecruiter salary data. Most workers in this role earn between $16.94 and $35.57 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Home Insurance Inspector, and why are they important?

To thrive as a Home Insurance Inspector, you need expertise in property assessment, risk evaluation, and a solid understanding of building codes, often supported by a background in construction, insurance, or a relevant certification. Familiarity with inspection software, digital cameras, and reporting systems is typically required. Attention to detail, effective communication, and strong organizational skills help inspectors build trust with clients and deliver thorough, accurate reports. These skills and qualities are crucial for ensuring proper risk assessment, compliance, and customer satisfaction in the insurance process.

What does a Home Insurance Inspector do?

A Home Insurance Inspector is responsible for evaluating residential properties to assess their condition, safety, and potential risks for insurance purposes. They conduct thorough inspections of various aspects of the home, such as the roof, electrical systems, plumbing, and structural integrity. The inspector's findings help insurance companies determine the level of risk involved in insuring the property, set appropriate premiums, and identify any necessary repairs or improvements. This role is essential for both insurers and homeowners to ensure fair coverage and minimize unexpected claims.

Are home inspectors still in demand?

Home inspectors remain in demand as the real estate market grows and property transactions increase, requiring inspections for safety and compliance. The job often requires certification and knowledge of building codes, with opportunities in residential and commercial sectors. Demand can vary by region and economic conditions but generally remains steady due to ongoing property sales and renovations.

Is it hard to get hired as a home inspector?

Getting hired as a home inspector typically requires completing relevant training, obtaining certification, and gaining experience in building inspection or related fields. Employers often look for strong attention to detail, knowledge of construction standards, and sometimes state licensing requirements, which can influence the ease of employment. The job market can vary based on location and demand for inspections.

What are the most common challenges faced by Home Insurance Inspectors during property assessments?

Home Insurance Inspectors often encounter challenges such as gaining access to properties when homeowners are unavailable, accurately identifying potential risks in older or renovated homes, and keeping up with evolving building codes and insurance requirements. Inspectors must also document findings thoroughly while maintaining a professional rapport with clients. Additionally, weather conditions or remote property locations can complicate site visits, requiring flexibility and effective time management.

What is the difference between Home Insurance Inspector vs Property Appraiser?

AspectHome Insurance InspectorProperty Appraiser
CredentialsInsurance licenses, inspection trainingReal estate licenses, appraisal certifications
Work EnvironmentResidential properties, insurance companiesVarious properties, real estate firms or banks
Industry UsageInsurance industry, risk assessmentReal estate, mortgage lending

While both roles involve property evaluation, Home Insurance Inspectors focus on assessing homes for insurance risk, whereas Property Appraisers determine property value for sales or loans. They share some credentials and work environments but serve different industry needs.

How do I become an insurance inspector?

To become a home insurance inspector, you typically need a high school diploma or equivalent, along with knowledge of construction, building codes, and safety standards. Some employers prefer candidates with prior experience in property inspection or related fields, and obtaining relevant certifications can improve job prospects. Inspectors usually work independently, assessing properties and documenting conditions to help insurers determine coverage and premiums.

How much do home inspectors get paid per house?

Home inspectors typically earn a flat fee per inspection, ranging from $300 to $500 on average, depending on the property's size and location. Some inspectors charge additional fees for specialized inspections or reports, and the overall income can vary based on experience, certifications, and the number of inspections completed.
What are popular job titles related to Home Insurance Inspector jobs in Philadelphia, PA? For Home Insurance Inspector jobs in Philadelphia, PA, the most frequently searched job titles are:
What job categories do people searching Home Insurance Inspector jobs in Philadelphia, PA look for? The top searched job categories for Home Insurance Inspector jobs in Philadelphia, PA are:
What cities near Philadelphia, PA are hiring for Home Insurance Inspector jobs? Cities near Philadelphia, PA with the most Home Insurance Inspector job openings:
Home Insurance Inspector jobs near you
Infographic showing various Home Insurance Inspector job openings in Philadelphia, PA as of June 2026, with employment types broken down into 1% Locum Tenens, 1% As Needed, 65% Full Time, 24% Part Time, and 9% Contract. Highlights an 86% Physical, 1% Hybrid, and 13% Remote job distribution, with an average salary of $56,512 per year, or $27.2 per hour.
Commercial Insurance Inspector - (Wilmington, DE.)

Commercial Insurance Inspector - (Wilmington, DE.)

EXL

Wilmington, DE • On-site, Remote

$18.25 - $22.25/hr

Other

Posted 18 days ago

ExlService Holdings rating

8.3

Company rating: 8.3 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

60th of 428 rated business services

Job description

Commercial and personal line insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field inspections and risk control services to support our clients’ underwriting processes. EXL’s consultants deliver industry-leading professionalism, quality and turn-around time, and our innovative solutions help our clients keep ahead of the competition. https://www.exlservice.com/survey-and-risk-control


Job Description

EXL Risk Control is looking for self-directed independent contractors who possess excellent

communication skills, computer proficiency, and a commitment to meeting client quality and

timeliness standards. You will work from your own home or office, and service onsite

survey/inspection assignments in the Wilmington, DE area, and other locations within approximately 30 miles of Wilmington.


Responsibilities

You will be responsible for scheduling on-site surveys and providing risk control reports to

insurance industry clients. These reports contain information necessary to underwrite a

commercial insurance policy and may include recommendations to control and/or correct

potential loss producing conditions associated with that policy. You will be expected to

manage assignments you accept, successfully secure customer appointments within a

local territory and complete work assignments on time.


Our Risk Control Inspectors evaluate businesses behind the scenes to identify hazards and

improve safety, mitigating risks for our insurance company clients. The type of businesses

we survey are commercial operations, including retail, restaurants, hotels, apartments,

construction jobsites, churches, schools, etc. Most surveys are focused on assessing the

business for Property and General Liability coverage, but we also service other commercial

insurance lines of business including Workers Compensation, Auto/Fleet, Products Liability,

Inland Marine and Builders Risk.


Qualifications

Preferred experience in commercial insurance, real estate, inspection, construction, claim,

loss control, underwriting, and/or fire and safety experience is a plus, but all interested

candidates are encouraged to submit their qualifications. In lieu of experience, we can refer

you to a 15-hour online certification option to qualify you. Fees are negotiable depending on

experience and the unique aspects of selected jobs.

Tools or Items You Must Provide:

  • Digital camera or tablet
  • Computer
  • Printer
  • High speed internet access
  • Reliable vehicle
  • Measuring device such as a laser, 100 ft. tape, or measuring wheel
  • Auto and General Liability Insurance


All interested candidates are encouraged to apply.

Apply