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Home Equity Jobs in Ohio (NOW HIRING)

F&M Bank

Home Loan Originator

Perrysburg, OH · On-site

Originate Home loans including Freddie Mac, Fannie Mae, FHA, USDA, VA, Home Equity Loans, HELOCs, and other in-house loan products. * Identify, develop and maintain a successful network of business ...

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Home Equity information

See Ohio salary details

$44.7K

$95.2K

$135.9K

How much do home equity jobs pay per year?

As of Sep 1, 2026, the average yearly pay for home equity in Ohio is $95,241.00, according to ZipRecruiter salary data. Most workers in this role earn between $65,600.00 and $114,100.00 per year, depending on experience, location, and employer.

What is a home equity?

A Home Equity job typically involves working with home equity loans and lines of credit, helping customers access the equity in their homes for various financial needs. Professionals in this role may assess applications, underwrite loans, advise clients on borrowing options, and ensure regulatory compliance. They often work in banks, credit unions, or mortgage lending institutions, assisting homeowners with financing solutions based on their property's value.

What are the typical responsibilities of a home equity specialist?

A Home Equity specialist is primarily responsible for assisting clients in the application process for home equity loans and lines of credit, evaluating creditworthiness, and ensuring all documentation meets regulatory standards. On a typical day, you may review new applications, communicate with customers to clarify requirements, and coordinate with underwriters, processors, and other banking professionals to facilitate smooth transactions. The role involves a mix of customer-facing and behind-the-scenes tasks, requiring both analytical skills and a strong commitment to delivering excellent service. Collaboration with colleagues in lending, credit, and compliance departments is common to ensure each loan meets company policies and customer needs. This position provides exposure to various facets of consumer lending, offering valuable experience for future career advancement in the financial services industry.

What are the key skills and qualifications needed for a home equity position?

To excel in a Home Equity role, you need a strong foundation in mortgage lending, financial analysis, and regulatory compliance, often supported by experience in banking or finance. Familiarity with loan origination systems, credit evaluation tools, and knowledge of home equity products is typically required. Excellent communication, problem-solving skills, and attention to detail will set you apart when working with customers and cross-functional teams. These abilities are crucial for ensuring accurate loan processing, outstanding service, and adherence to industry regulations.

What are popular job titles related to Home Equity jobs in Ohio?

For Home Equity jobs in Ohio, the most frequently searched job titles are:

What job categories do people searching Home Equity jobs in Ohio look for?

The top searched job categories for Home Equity jobs in Ohio are:

What cities in Ohio are hiring for Home Equity jobs?

Cities in Ohio with the most Home Equity job openings:

Home Equity jobs near you
Infographic showing various Home Equity job openings in Ohio as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, 1% Temporary, and 4% Contract. Highlights an 79% Physical, 1% Hybrid, and 20% Remote job distribution, with an average salary of $95,241 per year, or $45.8 per hour.

Home Equity Loan Officer

Cincinnati, OH • On-site

General Electric Credit Union
Finance and Insurance • 201 - 500 employees

8.6

Company rating: 8.6 out of 10

Based on 11 frontline employees who took The Breakroom Quiz

Great coworkers

People enjoy working here

Good employer

Learn more about General Electric Credit Unionexternal

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 3 days ago

Job description

Home Equity Loan Officer
Primary Duties and Responsibilities:
General Electric Credit Union is a not-for-profit, member-owned full service financial institution headquartered in Cincinnati with branches in Ohio and Kentucky. At GECU, we pride ourselves on maintaining quality service, being an employee-friendly workplace, and developing our team members while teaching you the skills to lead you to career advancement opportunities.
Overview:
The Home Equity Relationship Manager is responsible for developing, managing, and growing home equity relationships through proactive outbound calling, lead generation, consultative needs discovery, and disciplined pipeline management. This role identifies and develops home equity opportunities, deepens member relationships, guides borrowers through the lending process, and delivers solutions that align with member goals while meeting Credit Union guidelines, production expectations, and service standards.
Essential Responsibilities:
  • Develop, manage, and retain a book of business by proactively generating leads, conducting outbound calls, building referral opportunities, and maintaining ongoing member relationships
  • Execute outbound calling strategies to contact prospective members, existing members, past applicants, and identified lead segments to create new home equity opportunities
  • Track, prioritize, and convert leads through consistent follow-up, clear next steps, and effective use of sales and loan origination systems
  • Use a consultative approach to uncover member needs, understand financial goals, and recommend appropriate home equity products based on the member's overall situation
  • Maintain a healthy pipeline by following up on new leads, existing opportunities, referrals, and past member interactions to improve conversion and support production goals
  • Guide members through the home equity application process from initial conversation through origination, ensuring clarity, responsiveness, and a high-quality member experience
  • Review and analyze financial information from all relevant parties to assess borrowing needs and support accurate loan structuring
  • Originate and evaluate home equity applications in accordance with Credit Union guidelines, product parameters, and regulatory requirements
  • Monitor the status of applications and maintain timely communication with members and internal partners to help move loans efficiently through the process
  • Document member interactions, outbound calling activity, lead status, follow-up commitments, and pipeline movement to support service consistency, accountability, and portfolio growth
  • Partner with branch teams, internal departments, and other referral sources to identify member needs, promote home equity solutions, and support a consistent member experience
  • Place the member's needs first while balancing service, sound lending judgment, and adherence to policy
  • Maintain the required MLO designation and engage in continuing education as needed
  • Understand and comply with all federal and state regulations associated with this position
  • Demonstrate strong interpersonal, communication, presentation, sales, and organizational skills, including the ability to prioritize responsibilities effectively
  • Meet established expectations for outbound activity, lead follow-up, pipeline management, member experience, and home equity production
  • Maintain working knowledge of loan origination and servicing systems
  • Perform other duties as assigned.

Education and Experience:
  • High School diploma or GED is required
  • 2+ years prior experience in mortgage lending and or consumer loan origination.
  • Demonstrated experience with outbound calling, lead generation, sales outreach, or relationship-based business development preferred.

Knowledge, Skills, and Abilities:
  • Ability to build, manage, and grow a sales pipeline through proactive follow-up, referral development, and member outreach
  • Proven ability to work well within a team
  • Excellent verbal and written communication skills
  • Ability to organize and analyze financial information and to accurately perform complex financial calculations
  • Thorough and detailed understanding of credit union policies and procedures
  • Excellent interpersonal and customer service skills
  • Excellent organizational skills and attention to detail
  • Strong analytical and problem-solving skills
  • Proficient with Microsoft Office Suite or related software.

At GECU, we want to support your wellbeing by offering a wide range of benefits:
  • Health, Dental and Vision insurance
  • Life and Disability insurance options
  • Paid Time Off starts accruing once hired and take your birthday off -paid
  • 401k Retirement plan with up to a 10% match of your base gross compensation
  • Tuition reimbursement opportunities & professional development
  • Volunteer opportunities -and earn additional PTO hours!
  • On-site clinics for Vaccines and Mammograms

And many more!
Come join GECU as we are a curated culture of respect, understanding, and mutual recognition. We believe forming bonds and connecting with each other only stands to strengthen the service we provide to our members in our mission of improving the Quality of Financial lives!
General Electric Credit Union is an Equal Opportunity Employer

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